Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? READ: Retirement Basics MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Kinda Nice ANALYZE: A FAFSA Submission Summary INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections PLAY: It Costs HOW Much? FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? MOVE: The Net Price of College What's the average credit score needed to rent an apartment? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? INTERACTIVE: Invest with STAX! Gotta Habit PLAY: Roll with the Market COMPARE: Auto Loans PLAY: Budget Frenzy! PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging in Action CALCULATE: Your Federal Taxes MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Future Value of a Periodic Investment DESMOS: Systems of Two Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth of Savings vs Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Exponential vs Linear Patterns