Insurance Activities

In this activity, students will be able to: 

• Decide which coverage plans and riders to purchase across three types of insurance -- pet, renters, and auto
• Take their chances spinning the Wheel of Bummers to simulate the risk management and protection offered by insurance
• Experience how insurance coverage and real-life "bummers" impact their financial security

In this activity, students will be able to:

• Get up and out of their seats while learning about 5 different types of insurance they will likely need in their lifetimes
• Understand the different factors that impact the cost of insurance premiums 
• Collaborate with their peers to come to a final decision

In this activity, students will be able to: 

• Explore their state insurance department's website to learn more about its functions
• Understand policies and regulations around health and auto insurance in their particular state
• Learn about homeowners insurance in their specific zip code

In this activity, students will be able to:

• Identify the different types of car insurance using their descriptions.
• Determine the appropriate type of car insurance to cover damages in given scenarios.

You can find the Spanish version(s) of student materials linked in the activity under "Materials & Prep"

In this activity, students will be able to: 

• Explain how certain life events might change their auto insurance premium
• Explain how demographic information and location might affect their auto insurance premium

In this activity, students will be able to:

• Evaluate the pros and cons of different levels of car insurance.
• Choose the best car insurance policy from multiple, competing policies.
• Describe the financial impact of different types of accidents depending on the type of policy they hold.

In this activity, students will be able to:

• Determine what features they value in an insurance plan and then conduct online research to determine which plans best meet their needs
• Compare and then select which insurance plan would be best for them

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In this activity, students will be able to:

• Describe how different types of health insurance plans divide costs between the insurance company and the insured individual.
• Describe the difference between an HMO, PPO and POS health insurance plan.

In this activity, students will be able to:

• Understand the various components of their auto insurance policy statement
• Understand how auto insurance protects the policyholder against specific risks

In this activity, students will be able to:

• Understand the benefits offered by standard health plans
• Understand how standard features of a health plan operate, including deductibles, co-pays and doctor networks

In this activity. students will be able to:

• Skim to locate pertinent details in the property section of a renters insurance agreement
• Understand why it’s important to read the fine print of any contract or policy

In this activity, students will be able to:

• Introduce the topic of insurance by researching and teaching basic information related to one policy type

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In this activity, students will be able to:

• Conduct research on both sides of the topic and write a persuasive response to the question: Should the government be allowed to require insurance?

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