Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? MOVE: Inflation Over Time Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs PLAY: The Bean Game Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Real World Linear Inequalities