Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? You Just Gotta Habit! What is the average credit card debt held by Gen Z? Which savings strategy is most effective? ANALYZE: Overdraft Fees If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment COMPARE: Types of Savings Accounts COMPARE: Which Repayment Plan Fits Your Income? CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging When the Mean is Nice MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Health Insurance Plans What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? What percent of new businesses are still operating after 10 years? PLAY: The Bean Game PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Conditional Probability AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events