Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action MOVE: Types of Employment CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging When the Mean is Nice CALCULATE: How Much House Can You Afford? COMPARE: Types of Health Insurance Plans MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Plan Fits Your Income? PLAY: It Costs HOW Much? MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? You Just Gotta Habit! FINE PRINT: Checking Account Statement Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees What percent of students receive scholarships or grants for college? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots