Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box MOVE: Types of Employment PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary Which savings strategy is most effective? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund You Just Gotta Habit! ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores PLAY: Roll with the Market RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles