Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications You Just Gotta Habit! MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report COMPARE: Types of Health Insurance Plans INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan MOVE: Types of Employment MOVE: Credit Musical Chairs When the Mean is Nice FINE PRINT: Schumer Box Which savings strategy is most effective? MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! MOVE: Inflation Over Time COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? PROJECT: Credit Protections - You Be the Teacher

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Create a Histogram AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function