Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? PLAY: The Bean Game FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? RESEARCH: Professional Certifications PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund PLAY: Roll with the Market When the Mean is Nice MOVE: Your Tax Dollar in Action CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher ANALYZE: Inequalities in Investing MOVE: Inflation Over Time RESEARCH: Credit Protections

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Point Collector: Lines AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations