Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? PLAY: The Bean Game MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment When the Mean is Nice PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher What is the average credit card debt held by Gen Z? ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? What percent of students receive scholarships or grants for college? You Just Gotta Habit! RESEARCH: Credit Protections PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates