Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans with credit card debt have carried a balance for over 1 year? PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing You Just Gotta Habit! MOVE: Credit Musical Chairs MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator PLAY: The Bean Game What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? When the Mean is Nice CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances