Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator PLAY: The Bean Game FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses PLAY: Roll with the Market What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box RESEARCH: Professional Certifications MOVE: Inflation Over Time MOVE: Types of Employment When the Mean is Nice ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Real World Linear Inequalities AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity