Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? You Just Gotta Habit! RESEARCH: Credit Protections CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications FINE PRINT: Schumer Box Do consumers send more money through Zelle or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game ANALYZE: Household Debt and Credit Report MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Plan Fits Your Income? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Health Insurance Plans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Conditional Probability