Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials