Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing You Just Gotta Habit! MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement When the Mean is Nice What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time PLAY: The Bean Game RESEARCH: Credit Protections RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Real World Linear Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates