Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Credit Protections INTERACTIVE: Invest with STAX! COMPARE: Auto Loans MOVE: Types of Employment What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores When the Mean is Kinda Nice CREATE: Personalized Productive Gap Year Plan Gotta Habit PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? PLAY: Types of Car Insurance CALCULATE: Your Federal Taxes MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? MOVE: The Net Price of College READ: Retirement Basics PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator RESEARCH: Professional Certifications RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging in Action CALCULATE: Debt Avalanche v. Debt Snowball What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs Which savings strategy is most effective? FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Conditional Probability DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Investing and Exponential Change DESMOS: Create a Histogram DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Prize Wheel Puzzle