Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? MOVE: Let's Make a Mutual Fund Which savings strategy is most effective? PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity PLAY: Budget Frenzy! When the Mean is Nice CALCULATE: The Cost of Auto Loans MOVE: Types of Employment PLAY: Roll with the Market PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package You Just Gotta Habit! What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth Factor and Investments DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Future Value of a Periodic Investment DESMOS: College Sticker Price and ACT Scores DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing