Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Invest with STAX! CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Online Bank Simulator PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Health Insurance Plans When the Mean is Nice COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! COMPARE: Which Repayment Plan Fits Your Income? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications You Just Gotta Habit! ANALYZE: Overdraft Fees

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities