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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


RESEARCH: Fair Credit Reporting Act Web Quest MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! MOVE: The Net Price of College INTERACTIVE: Online Bank Simulator READ: Retirement Basics FINE PRINT: Checking Account Statement COMPARE: Auto Loans (Sp) MOVE: Your Tax Dollar in Action Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball (Sp) Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck Gotta Habit COMPARE: Overdraft Fees (Sp) MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Organize Budget Expenses ANALYZE: Dollar Cost Averaging in Action ANALYZE: A Student Aid Report (SAR) CALCULATE: Your Federal Taxes What are the top 3 categories that Gen Z spends its money on? CALCULATE: Impact of Credit Score on Loans (Sp) MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report When the Mean is Kinda Nice COMPARE: Which Repayment Option is Best? (Sp) PLAY: Types of Car Insurance (Sp) INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What's the average credit score needed to rent an apartment? PLAY: Roll with the Market


DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Independent and Dependent Events DESMOS: OLS Regression and College Costs DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Writing Equations in Standard Form