Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes When the Mean is Nice FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses Which savings strategy is most effective? You Just Gotta Habit! COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: OLS Regression and College Costs