Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


Gotta Habit COMPARE: Auto Loans MOVE: The Net Price of College What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act Web Quest PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging in Action MOVE: Your Tax Dollar in Action Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement FINE PRINT: Financial Aid Package PLAY: Roll with the Market What do cardholders fear most when using a credit card? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores When the Mean is Kinda Nice INTERACTIVE: Bummer! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A Student Aid Report (SAR) What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Your Federal Taxes ANALYZE: Inequalities in Investing Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box PLAY: Budget Frenzy! READ: Retirement Basics INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator


DESMOS: Comparing the Cost of Different Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle