Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications INTERACTIVE: Compounding Cat Insanity ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator COMPARE: Auto Loans CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card? MOVE: Let's Make a Mutual Fund MOVE: Credit Musical Chairs FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections PLAY: Budget Frenzy! ANALYZE: Dollar Cost Averaging in Action PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package When the Mean is Nice COMPARE: Types of Savings Accounts Just Gotta Habit Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Systems DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability