Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


CALCULATE: Debt Avalanche v. Debt Snowball (Sp) COMPARE: Types of Savings Accounts (Sp) ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act Web Quest ANALYZE: A Student Aid Report (SAR) INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing What do cardholders fear most when using a credit card? Which savings strategy is most effective? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! MOVE: Credit Musical Chairs READ: Retirement Basics Gotta Habit INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? (Sp) What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance (Sp) FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement COMPARE: Auto Loans (Sp) MOVE: Up and Down with Credit Scores PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck When the Mean is Kinda Nice MOVE: What Determines Your Insurance Premium? MOVE: The Net Price of College CALCULATE: Impact of Credit Score on Loans (Sp) MOVE: Your Tax Dollar in Action CALCULATE: Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What are the top 3 categories that Gen Z spends its money on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Question of the Day: How much does a texting while driving ticket increase auto insurance premiums?


DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Investing and Exponential Change DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities