Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package When the Mean is Nice INTERACTIVE: Online Bank Simulator What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans You Just Gotta Habit! MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment RESEARCH: Professional Certifications INTERACTIVE: Bummer! FINE PRINT: Schumer Box PLAY: The Bean Game CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Growth Factor and Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Investing and Exponential Change AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form