Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Credit Musical Chairs When the Mean is Kinda Nice MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! Which savings strategy is most effective? READ: Retirement Basics INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: The Net Price of College FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? CALCULATE: Your Federal Taxes RESEARCH: Professional Certifications MOVE: Types of Employment FINE PRINT: Financial Aid Package ANALYZE: A FAFSA Submission Summary What percent of students receive scholarships or grants for college? Gotta Habit ANALYZE: Dollar Cost Averaging in Action What do cardholders fear most when using a credit card? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan COMPARE: Auto Loans PLAY: Budget Frenzy! PLAY: It Costs HOW Much? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Complex Systems of Inequalities DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate