Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CALCULATE: The Cost of Auto Loans PLAY: The Bean Game Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! When the Mean is Nice MOVE: Types of Employment FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?"

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income