Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? MOVE: Types of Employment ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? RESEARCH: Credit Protections PLAY: Budget Frenzy! RESEARCH: Fair Credit Reporting Act What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? PLAY: Types of Car Insurance What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications When the Mean is Nice PLAY: The Bean Game COMPARE: Auto Loans INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator PLAY: It Costs HOW Much? Just Gotta Habit CALCULATE: Return on Your College Investment What do cardholders fear most when using a credit card? CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs