Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance PLAY: The Bean Game COMPARE: Which Repayment Option is Best? MOVE: Up and Down with Credit Scores What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! PLAY: Budget Frenzy! What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! Which savings strategy is most effective? FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CREATE: Personalized Productive Gap Year Plan You Just Gotta Habit! FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Marbleslides: Exploring Exponentials DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exponential Growth in Circles