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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


When the Mean is Kinda Nice INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans (Sp) COMPARE: Which Repayment Option is Best? (Sp) READ: Retirement Basics CALCULATE: Debt Avalanche v. Debt Snowball (Sp) RESEARCH: Fair Credit Reporting Act Web Quest MOVE: What Determines Your Insurance Premium? ANALYZE: A Student Aid Report (SAR) ANALYZE: Inequalities in Investing PLAY: Roll with the Market FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! Gotta Habit What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box MOVE: The Net Price of College COMPARE: Types of Savings Accounts (Sp) What do cardholders fear most when using a credit card? COMPARE: Auto Loans (Sp) CALCULATE: Your Federal Taxes Which savings strategy is most effective? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance (Sp) MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What are the top 3 categories that Gen Z spends its money on? MOVE: Your Tax Dollar in Action


DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Conditional Probability DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth Factor and Investments DESMOS: Card Sort: Independent and Dependent Events