Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Fair Credit Reporting Act Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging in Action What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box PLAY: Types of Car Insurance PLAY: Roll with the Market INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs When the Mean is Kinda Nice MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Your Federal Taxes COMPARE: Types of Savings Accounts FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! COMPARE: Auto Loans What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action READ: Retirement Basics What do cardholders fear most when using a credit card? MOVE: Types of Employment RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator MOVE: The Net Price of College Gotta Habit

DESMOS ACTIVITIES

DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems