Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? MOVE: Types of Employment PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! INTERACTIVE: Bummer! FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs What do cardholders fear most when using a credit card? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? PLAY: The Bean Game Which savings strategy is most effective? CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts RESEARCH: Fair Credit Reporting Act You Just Gotta Habit! FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Auto Loans RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator When the Mean is Nice PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX!

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Four Views of a Function DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: Create a Histogram DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type