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Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 Final Exam per Unit, Course Diagnostic, and Course Final Exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity What are the top 3 categories that Gen Z spends its money on? Which savings strategy is most effective? PLAY: Roll with the Market What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? (Sp) CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores MOVE: Credit Musical Chairs ANALYZE: A Student Aid Report (SAR) Gotta Habit MOVE: The Net Price of College FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? COMPARE: Auto Loans (Sp) ANALYZE: Dollar Cost Averaging in Action READ: Retirement Basics ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball (Sp) COMPARE: Overdraft Fees (Sp) MOVE: Organize Budget Expenses INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans (Sp) PLAY: Types of Car Insurance (Sp) FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report When the Mean is Kinda Nice RESEARCH: Fair Credit Reporting Act Web Quest INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college?


DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Independent and Dependent Events DESMOS: Systems of Two Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Growth Patterns DESMOS: Complex Systems of Inequalities