Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans RESEARCH: Professional Certifications MOVE: Credit Musical Chairs You Just Gotta Habit! ANALYZE: Dollar Cost Averaging PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game MOVE: Your Tax Dollar in Action When the Mean is Nice PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package MOVE: Types of Employment RESEARCH: Credit Protections RESEARCH: Fair Credit Reporting Act MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth Factor and Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Linear Equations and Checking DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Exponential Growth in Circles