Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box RESEARCH: Fair Credit Reporting Act What do cardholders fear most when using a credit card? What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging in Action What percent of students receive scholarships or grants for college? PLAY: Roll with the Market Which savings strategy is most effective? What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Auto Loans PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary INTERACTIVE: Bummer! When the Mean is Nice MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing CALCULATE: Your Federal Taxes COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Investing and Exponential Change DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations