Insurance Unit

In this activity, students will be able to: 

• Decide which coverage plans and riders to purchase across three types of insurance -- pet, renters, and auto
• Take their chances spinning the Wheel of Bummers to simulate the risk management and protection offered by insurance
• Experience how insurance coverage and real-life "bummers" impact their financial security

In this activity, students will be able to:

• Get up and out of their seats while learning about 5 different types of insurance they will likely need in their lifetimes
• Understand the different factors that impact the cost of insurance premiums 
• Collaborate with their peers to come to a final decision

In this activity, students will be able to: 

• Explore their state insurance department's website to learn more about its functions
• Understand policies and regulations around health and auto insurance in their particular state
• Learn about homeowners insurance in their specific zip code

In this activity, students will be able to: 

• Examine a number of cartoons about Insurance and choose one to analyze in more depth
• Explain the cartoon's perspective on insurance companies and their coverage policies 
• Think critically about the cartoonist's viewpoint and explain if they agree or disagree with it

In this activity, students will be able to:

• Identify the different types of car insurance using their descriptions.
• Determine the appropriate type of car insurance to cover damages in given scenarios.
• Available in English & Spanish

In this activity, students will be able to:

• Evaluate the pros and cons of different levels of car insurance.
• Choose the best car insurance policy from multiple, competing policies.
• Describe the financial impact of different types of accidents depending on the type of policy they hold.
• Available in English & Spanish

In this activity, students will be able to:

• Determine what features they value in an insurance plan and then conduct online research to determine which plans best meet their needs
• Compare and then select which insurance plan would be best for them
• Available in English & Spanish

[This activity has no answer key]

In this activity, students will be able to:

• Describe how different types of health insurance plans divide costs between the insurance company and the insured individual.
• Describe the difference between an HMO, PPO and POS health insurance plan.
• Available in English & Spanish

In this activity, students will be able to:

• Understand the various components of their auto insurance policy statement
• Understand how auto insurance protects the policyholder against specific risks

In this activity, students will be able to:

• Understand the benefits offered by standard health plans
• Understand how standard features of a health plan operate, including deductibles, co-pays and doctor networks

In this activity. students will be able to:

• Skim to locate pertinent details in the property section of a renters insurance agreement
• Understand why it’s important to read the fine print of any contract or policy

In this activity, students will be able to:

• Introduce the topic of insurance by researching and teaching basic information related to one policy type
• Available in English & Spanish

[This activity has no answer key]

In this activity, students will be able to:

• Conduct research on both sides of the topic and write a persuasive response to the question: Should the government be allowed to require insurance?

[This activity has no answer key]

In this Case Study, students will help a worried young graduate understand his insurance costs, how they compare to the national averages, and what he can do to make insurance more affordable.

In this Case Study, students will play the role of a new insurance claims representative who helps various clients deal with different aspects of using their auto insurance.

In this activity, students will be able to:

• Analyze a stacked bar graph to compare the expenses that Americans are most worried about.

In this activity, students will be able to:

• Analyze what percentage of adults do not have health insurance at different income levels.

In this activity, students will be able to:

• Analyze visual data about the different ways Americans get health insurance.

In this activity, students will be able to:

• Analyze a table of the average costs of homeowners and renters insurance over time.
• Make inferences about trends in the price of homeowners and renters insurance.

In this activity, students will be able to:

• Analyze a bar chart of the average health insurance premium by age.

In this activity, students will be able to:

• Analyze a bar chart of the average auto insurance premium by age.