Our Story
In 2011, Tim Ranzetta volunteered to teach a personal finance course to high schoolers in East Palo Alto, CA and spent countless hours searching for resources and cobbling together his curriculum. He felt there had to be a better way. A place teachers could easily find ready-to-implement resources, enabling them to plan less and teach more.
In 2014, Tim founded Next Gen Personal Finance as a non-profit organization to connect educators with free resources, professional development, and advocacy tools in order to equip students with the knowledge and skills to lead financially successful and fulfilling lives.
Our Mission
Our mission is to revolutionize the teaching of personal finance in all schools and to improve the financial lives of the next generation of Americans.
NGPF is a free high-school personal finance curriculum and professional development partner helping teachers deliver essential money understanding in an easy-to-grasp, engaging way. We offer a complete course of up-to-date, customizable lessons and activities designed to spark participation and make ideas memorable. Professional development and events build personal connections, enable knowledge sharing, and highlight information teachers find truly useful.

Our Team

Tim Ranzetta, Co-Founder

Jessica Endlich Winkler, Co-Founder & Chief Operating Officer

Laura Matchett, Director of Teacher Engagement

Sonia Dalal, Curriculum Developer

Christian Sherrill, Business Development and Advocacy
Christian comes to NGPF from the world of classroom instruction, where he was a teacher for three years at a public middle school in El Sobrante, California. After leaving the classroom, he joined math tutoring company, Zeal Learning, to help grow their educator-facing sales and marketing efforts. He's no stranger to making a dollar stretch - while living in the Bay Area on his teacher salary he paid down over $40k in student loans in the span of 3 years. He's thrilled to share those lessons with teachers and students around the U.S.

Rita Fung, Office Manager
Rita has gained a lot of experience wearing many hats from working in various industries (web design, commercial real estate, mobile electronic accessories). She enjoys the challenge of organizing chaos and simplifying complex problems. Some of Rita's hobbies include travel, baking, photography, volleyball, and fitting square pegs into round holes.

Yanely Espinal, Director of Educational Outreach
Born and raised by Dominican, immigrant parents in Brooklyn, Yanely is a proud product of NYC public schools. She graduated from Fiorello H. LaGuardia High School in 2007 before going on to receive her bachelor's degree at Brown University in 2011. As a Teach For America corps member, Yanely taught third and fourth grade in Canarsie, Brooklyn. She received her master's degree from Relay Graduate School of Education in 2013. She spends her spare time making YouTube videos about personal finance on her channel, MissBeHelpful. Yanely also loves to dance, sew, paint, listen to podcasts, and babysit her soon-to-be 7 nieces and nephews!

Greg Livingston, Professional Development Leader
Greg comes to us from a big Canadian family full of passionate educators: the joy of teaching and learning has always been an important part of his experience. He saw first hand the need for personal finance education after having his students research careers and create a budget in his computers class. His students would not stop telling him how important this project was, even years later. Greg brings his unique experience designing and managing online learning communities for Columbia University, Connected Camps, and others to the Next Gen team. He is excited to connect with great teachers and support them in their challenging and rewarding work. Greg is a proud jack of all trades - outside of work he likes to play soccer and hockey, make music, read old books, and explore the great outdoors.

Abby Alcala, Professional Development Leader
After graduating with a statistics major at UC Davis, Abby set off to Massachusetts to teach algebra 1 and geometry and enjoyed working with the curious and creative minds of high school students. She is passionate about helping students recognize and develop their strengths and leadership skills. She was instrumental in taking the high school cheer team to regional competitions, as well as elevating school spirit and pride through creating unity amongst the study body and educators. Back in the Bay Area, Abby is excited to work with other educators to build and share content to enhance the teaching experience in applied math and finance.
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Ren Makino, Teacher Engagement and Advocacy
Ren is currently studying at Lafayette College in Easton, PA. He plays rugby for his college and enjoys living on the East Coast. Thanks to going through the NGPF curriculum multiple times, he is able to be financially aware while at college (read more about what he learned here) . He is also the editor of the NGPF podcast and makes sure it is accessible to teachers on iTunes, Stitcher, and Google Play Music.

Sid Sharma, Data Analyst
Sid is currently a studying at the University of California, Santa Cruz. He is the former treasurer of the Palo Alto Youth Council and leader of the Youth Friendly Business Initiative. He enjoys playing lacrosse in his free time. His dad is a money manager, gifting Sid with an early love for investing and personal finance. Sid uses his attention to detail and organizational skills to help NGPF with product launches.
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Donnesh Farmanfarmaian, Intern
Donnesh is currently a studying journalism at Foothill College. He loves writing blogs, and editing the curriculum's language. Using his investigative skills, Donnesh is careful to ensure that all content he combs through is accurate, updated, and insightful. In his free time, Donnesh loves skiing, playing lacrosse, making music, and writing short stories.