Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? MOVE: Let's Make a Mutual Fund COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Invest with STAX! MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? PLAY: It Costs HOW Much? When the Mean is Nice PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? PLAY: Roll with the Market INTERACTIVE: Bummer! RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Real World Linear Inequalities DESMOS: OLS Regression and College Costs DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Future Value of a Periodic Investment DESMOS: Growth of Savings vs Investments DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type