Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections What is the average credit card debt held by Gen Z? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing Which savings strategy is most effective? PLAY: The Bean Game MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! INTERACTIVE: Online Bank Simulator PLAY: Roll with the Market How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice FINE PRINT: Schumer Box MOVE: Types of Employment PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores You Just Gotta Habit! CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on?

DESMOS ACTIVITIES

DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Polygraph: Guess the Distribution DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Writing Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Growth of Savings vs Investments