Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications PLAY: Types of Car Insurance ANALYZE: Overdraft Fees PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Health Insurance Plans MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans You Just Gotta Habit! FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity When the Mean is Nice ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? PLAY: Roll with the Market COMPARE: Which Repayment Plan Fits Your Income? What source of funding is used most often to start new businesses? Which savings strategy is most effective? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Dollar Cost Averaging Do consumers send more money through Zelle or spend more money on Amazon? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs