Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! PLAY: Roll with the Market MOVE: Credit Musical Chairs MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time PLAY: The Bean Game MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package Which savings strategy is most effective? What's the average credit score needed to rent an apartment? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle