Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? FINE PRINT: Schumer Box MOVE: Up and Down with Credit Scores COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice PLAY: Types of Car Insurance You Just Gotta Habit! RESEARCH: Professional Certifications RESEARCH: Credit Protections FINE PRINT: Checking Account Statement PLAY: Roll with the Market Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems