Paying for College

In this activity students will:

• Make real-time and realistic decisions to try to manage student debt
• Experience the consequence for each decision they make on: focus, attention, happiness, and student debt

In this activity, students will be able to:

• Compare the prices of three colleges using Sallie Mae's College Planning Calculator
• Learn about the different loans offered to students, as well as which one is the best fit
• Available in English & Spanish

In this activity, students will be able to:

• Explore the relationship between zip code, income level, student debt, and delinquency
• Compare delinquency and student debt level in the nearest city and suburb

In this activity, students will be able to:

• Determine the difference between sticker price and net price for colleges
• Analyze information from an interactive using a spreadsheet
• Evaluate potential colleges based on their price comparison

In this activity, students will be able to:

• Make predictions about who goes to college based on socioeconomic status
• Compare their predictions with the predictions of others
• Interpret the data in relation to their predictions

In this activity, students will be able to:

• Use an interactive database to see which colleges offer the most aid
• Import data into a spreadsheet to compare the colleges based on how they help low-income students
• Evaluate college options based on the aid offered, student debt and caliber of school

In this activity, students will be able to:

• Investigate how a college education an impact your lifetime earnings
• Compare different college majors to see their associated lifetime earnings
• Interpret the graphs to understand how annual earnings change over time for different educational backgrounds

In this activity, students will be able to:

• Take a quiz to uncover the factors they need to consider before choosing a college
• Analyze the results of the quiz to start thinking about how they will finance their college choice

In this activity, students will be able to:

• Investigate the change in college tuition for colleges in their state
• Research the possible reasons for this change
• Compare the change in college tuition with the change in household income in the same state

In this activity, students will be able to:

• Look at an actual Student Aid Report (SAR).
• Identify the Expected Family Contribution (EFC)
• Review the financial information included to help create a picture of a student’s aid package.

In this activity, students will be able to: 

• Work in groups to analyze a number of online tools they can use in their paying for college process
• Present the tools they researched to their classmates
• Identify which tools they are most likely to use when planning how to pay for college 

In this activity, students will be able to:

• Analyze the profiles of three students to help provide advice about what decisions they should make in terms of securing student loans to pay for college
• Examine their financial aid offers, career goals, and college choices
• Available in English & Spanish

In this activity, students will be able to:

• Watch a documentary, news series, or TED Talk regarding the student loan debt crisis in the US.
• Complete a viewing guide with their “expert group."
• Meet in groups to share their learning.

In this activity, students will be able to:

• Estimate their total student loan debt
• Use a Loan Repayment Calculator to compare their monthly payments using various repayment plans
• Choose a repayment plan that best fits their needs and lifestyle

In this activity, students will be able to:

• Examine the relationship between their choice of college and how much they might need to borrow in student loans.
• Explore the average price, average debt, and estimated loan repayments at different universities.

In this activity, students will be able to:

• Calculate the value of a college education.
• First, they will estimate it’s value. Then, they will use a chart from the Dept. of Labor to calculate the value (in career earnings) of different levels of education. Finally they will reflect on that value.

In this activity, students will be able to:

• Assess college expenses as needs or wants and then discuss their decisions with a partner.

In this activity students will be able to:

• Use a decision matrix to compare options for common college purchases
• Research the possible products online and organize their findings.

In this activity, students will be able to:

• Identify which non-monetary factors are important to them when comparing schools
• Conduct research to compare non-monetary factors for three schools they are interested in
• Understand the value of considering non-monetary factors when selecting a school to attend 

In this activity, students will be able to:

• Compare the difference between the Sticker Price of college and the Net Price to see what they will actually be required to pay for their education.

In this activity, students will be able to:

• Compare the different types of student loans.
• This includes Federal vs Private loans, the different types of Federal Loans (Perkins, Stafford/Direct, and Direct Plus), and subsidized vs unsubsidized loans.

In this activity, students will be able to:

• take a variety of factors about individuals (salary, location and student loan debt)
• use a student loan repayment calculator to preview their repayment options
• determine which repayment option is best.
• Available in English & Spanish

In this activity, students will be able to:  

• Make choices regarding income in college
• Set aside money to pay yourself first in savings
• Create a monthly budget to follow during freshman year
• And then reflect on the process of budgeting.
• Available in English & Spanish

In this activity, students will be able to:

• Learn how to introduce the subject of paying for college to their parents.
• Create a joint action plan as to how to go about presenting.
• Reflect on the conversation.
• Available in English & Spanish

In this activity, students will be able to:

• Follow step-by-step directions and make decisions to complete a hypothetical monthly college budget using a spreadsheet
• Reflect on their choices.

In this activity, students will be able to: 

• Compare real life student loan debt stories
• Discuss options to have loan debt forgiven or canceled
• Employ a variety of strategies to pay off student loans

In this activity, students will be able to: 

• Research FAFSA deadlines at the college, state, and federal levels
• Explain what the FAFSA verification process is and how to complete it 
• Reflect on what skills they will need to to meet all FAFSA deadlines

In this activity, students will be able to:

• Find scholarships and grants to help them pay for college.
• Identify personal characteristics that can make them candidates for specific scholarships.
• Find scholarships using internet platforms.
• Develop a “plan of attack” for securing grants/scholarships.
• Available in English & Spanish

In this activity, students will be able to:

• Complete a Web Quest to define key vocabulary terms in the process of applying to college and paying for it, including: University vs College, Bachelor’s vs Master’s Degrees, Public vs Private Colleges, and In-State vs Out-of-State Tuition.
• Available in English & Spanish

In this activity, students will be able to:

• Compare median salaries for different college majors they are interested in studying for a Bachelor's Degree
• Understand the connection between the major they study and salaries they may earn in the future
• Reflect on their findings

In this activity, students will be able to:

• Complete a Web Quest to identify key personal and financial information students will need before completing the FAFSA.
• Search for questions to ask before submitting their FAFSA to ensure it is completed fully and correctly.
• Available in English & Spanish

In this Common Core-aligned project, students will follow directions to complete a fully customized budget for their monthly expenses while in college. They’ll reflect on how these decisions impact their college experience and their future.

In this Common Core-aligned project, students will learn why so many students fail to file the FAFSA each year, research how many students at their school file the FAFSA, and create a marketing campaign to encourage more students at their school to file the FAFSA.

In this Common Core Standards-aligned project, students will make a budget that allows them to move off campus for less money than room and board. They will also determine how the immediate savings are impacted if paid with student loans. They will also create a slideshow presentation to persuade their parents.

In this Common Core-aligned project, students will work in a group to plan a spring break college vacation. After completing a budget and slideshow, they’ll present their vacation in competition with the other groups in the class for best trip.

In this Common Core Standards-aligned project, students will create a digital infographic distinguishing between student loan options.

In this Case Study, students assume the role of guidance counselor to help students clear their misconceptions about the sticker price of college and other important factors they should consider when choosing a school.

In this Case Study, students assume the role of an older sister who had been through the college repayment experience to help her younger brother think about all of the important factors in paying for college after you graduate.