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Next Gen Personal Finance offers a free online curriculum of 65+ complete lessons and 200+ standalone activities you can access from anywhere.

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Schools in the News

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Jan 23, 2018
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Schools In News, Entrepreneurship, Financial Literacy, Current Events
Financial literacy a key to readying high school students for life (The Frederick News-Post) A $2 Slurpee once cost John Yoho $35. A young man not much older than the students he now teaches, Yoho found out the difficulties of personal finance the hard way: by making mistakes. “A lot of it was by trial and error,” Yoho said. “You don’t know what over drafting your bank account is until you go buy a $2 Slurpee and find out you don’t have the money in your...

Question of the Day: What's the average interest rate on a car loan for someone with bad credit?

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Jan 23, 2018
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Credit Scores, Question of the Day, Current Events, Research
Answer: 16.84% Question: Give one example of an action a borrower can take to have “bad credit?” What's the lowest interest rate for a borrower with great credit?  How does the interest rate affect the monthly payment on a car loan? Assume a borrower with bad credit took out a $20,000 car loan. Estimate what the total cost of the loan would be for a 60 month loan.  If you want to know the answer, here's an auto loan calculator.  Here's the ready-to-go...

Question of the Day: What percent of American households have an Amazon Prime account?

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Jan 22, 2018
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Question of the Day, Budgeting, Purchase Decisions, Current Events
Answer (as of July 2017): About 67%  Questions: Why do you think Amazon Prime has been so successful at adding new subscribers?  Do you think Amazon Prime customers spend more/less than non-Prime customers? Why? Is shipping really "free" for Amazon Prime customers? Explain your answer. Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from Quartz): "As of late June, 85 million people in the US were...

Digging Deeper: A Closer Look At Walmart's Reaction To New Tax Law

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Jan 22, 2018
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Article, Career, Employment, Current Events, Economics
One of the highest compliments paid to me by a former student was from a young woman in the first statistics class I ever taught (non-AP)….she said that she “would never read the newspaper the same way again.”  It is through this lens that I would like to present some of the data behind the Walmart headlines last week. Walmart announced that it increase the minimum wage it pays to $11 per hour, and give some bonuses too, as a way of sharing some of the benefits it will...