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Next Gen Personal Finance offers a free online curriculum of 65+ complete lessons and 100+ standalone activities you can access from anywhere.

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Featured Blog Posts

Question: How Do Banks Process Transactions (and How Does It Impact Overdraft Fees)?

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Aug 18, 2017
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Checking Accounts
Hat tip to Brian Page for making me aware of this interactive from Pew Trusts that provides a visualization tool to show how one customer's transactions were reordered to maximize bank overdraft fees.  Here's the list of transactions (Ms. Gutierrez's order) and students can click on "How Wells Fargo reordered them" to see what the impact is: __________ This NGPF Checking Project: Overdraft Fee Analysis is a favorite as students analyze checking account agreements to see how different...

For Financial Success, What is More Important: Habits or Goals?

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Aug 17, 2017
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Behavioral Finance, Question of the Day, Article
I think this may be my new mantra: You better have a plan to develop new habits if you are trying to achieve goals that have eluded you for years. Willpower may simply not be enough.  So, just down the road from our offices, a Stanford professor has focused his research on understanding how we can form habits. He provides a simple three step approach in this article from Quartz: According to B.J. Fogg, a psychologist and researcher at Stanford University who has studied behavior...

Schools in the News

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Aug 16, 2017
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Schools In News, Teaching Strategies, Behavioral Finance, Personal Finance, Career
Showing Students it’s OK to Not to Have it All (Jump$tart) For MaryBeth, personal finance is – personal. She began her career as a credit union teller and saw that some of her customers lacked basic financial knowledge. To help, she worked to build relationships with her customers and help them be more financially secure. She did this by explaining the difference between debit and credit, helping customers with checkbook reconciliation and loan counseling. Innovative Educator...

Question: Can Language Really Impact Savings Rates?

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Aug 16, 2017
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Savings, Video Resource, Question of the Day
This post created by new NGPF team member, Christian Sherrill:  If you’re a rabid TED Talks fan, as I am, you’ll probably remember Yale Economist Keith Chen’s fascinating talk about the impact of grammar on savings behavior. Now famously, Chen concluded that - well, I’ll let you learn about it on your own terms: Video summary (5:53) Full text of study: The Effect of Language on Economic Behavior: Evidence from Savings Rates, Health Behaviors, and Retirement...