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Next Gen Personal Finance offers a free online curriculum of 65+ complete lessons and 200+ standalone activities you can access from anywhere.

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Featured Blog Posts

NGPF Podcast: Tim Talks to Entrepreneur Michael Lyons

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Oct 16, 2017
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Podcasts, Entrepreneurship, Employment, Teaching Strategies
NGPF Fellow Steve Penley reached out to me a few weeks back and said, "I have this former student you need to have on your podcast because he has a great entrepreneurial journey to share with you." So, I reached out to Michael Lyons and this engaging conversation ensued. Michael shares how he came up with the idea for a business he started out of his dorm room, how he had to make a decision to turn down business in order to preserve his company's reputation for quality and how Steve's...

Question of the Day: Do More Americans Prefer Spending or Saving?

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Oct 16, 2017
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Question of the Day, Savings, Purchase Decisions
Here's what Gallup found (and I was surprised by the results): 59% prefer to save money! Questions: Which do you prefer?  Why do you think more people prefer saving to spending?  Why does America have such a low savings rate despite the fact a majority of people prefer saving over spending? ----------------- Interested in more savings activities? Check out this page on the NGPF website!   ...

Two NGPF Interns Took On the Payback Challenge: Here's How They Did!

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Oct 13, 2017
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Paying for College, Student Loans, Savings, Activities
Donnesh: The first quality about this simulation that stands out is how it gives the user the opportunity to blend their real life choices and starting position, with hypotheticals, to know exactly how much future decisions will cost. I saw what my potential earnings would look like with the major I’ve applied for and saw how my GPA and school really affect how much debt I’ll need to withdraw. I played this game 4 times to see how different choices led to different outcomes. ...

Common Cents: Avoid Withdrawing Money From Out-of-Network ATMs

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Oct 13, 2017
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Article, Personal Finance, Current Events, Checking Accounts, Debit Cards
The creation of the ATM saved quite a lot time for bank customers, as they no longer had to wait in line at bank branches to withdraw their money. Could escalating out-of-network ATM fees lead to the decline of withdrawing cash in the near future? I predict that the recent trend of peer-to-peer payment could lead to the eventual—and most unfortunate—downfall of ATMs starting in large metropolitan areas. In these markets, more and more people are opting out of using cash and instead...