NGPF Blog
New to NGPF?
NGPF provides personal finance curriculum resources for middle and high school teachers, an extensive suite of live and on-demand Teacher PD, and advocacy support by partnering with educators to expand access to personal finance courses, all AT NO COST.
Become an NGPF Pro in 4 easy steps:
1. Sign up for a Teacher Account
2. Explore a unit page
3. Join NGPF Academy
4. Become an NGPF Pro!
Start by signing up for a FREE account to unlock all that NGPF has to offer!
GO TO STEP 1 NOW >5 Lessons that Show the Power of Storytelling in Mission 2030
I recently attended a professional development workshop hosted by Reach Capital, a venture capital firm that has funded and advised many of the biggest names in education technology, and two partners from Enjoy The Work, an advisory and consulting group that coaches founders and executives on launching, funding, and growing successful businesses. The workshop focused on skills that leaders can build in order to persuasively pitch their companies to different stakeholders, but you can use...
Question of the Day: What is the most popular credit product for Gen Z consumers?
Answer: Credit Cards
Questions:
What do you think will be your first credit product, if any, from the list above?
How would you describe your feelings about borrowing money (credit)?
The chart above compares Gen Z and Millennials when they were at the same ages. What differences do you see in the credit behaviors?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (CNBC):
TransUnion compared the credit...
Question of the Day: How high did the unemployment rate spike for recent college graduates during the Covid-19 pandemic?
Answer: 13.3% in June 2020
Unemployment rate of recent college graduates in the United States from January 2016 to September 2021
Questions:
Are you surprised by this number? Why or why not?
How do you think the unemployment rate of recent college graduates compares to those with no college education? Why?
The pandemic affected job security for many Americans. What are some ways that you could prepare for unknown events affecting your financial wellbeing? (Good financial preparation won't...
Collaborate with Educators At NGPF Professional Development This Week (January 17-20)
We have a full slate of LIVE professional development opportunities this week for teachers!
Here's what teachers are saying about our Virtual PDs:
"Honestly, these sessions have all been amazing! I have used so much due to the PDs!"!
"Each time I join the sessions, I come away with new knowledge, insights, and ideas on how to use this information with my students."
"I was so nervous at the start of this school year, but with the training and resources provided by NGPF I was able to be more...
EconExtra: Inflation--Transitory or Persistent?
EconExtra is a series of posts that go beyond the textbook, relating current events and recent developments in economics to content standards, and providing resource suggestions to help you incorporate the current events into your lessons.
The Issue
Given that this week’s CPI came in at yet another 40-year high made me think it might be time to revisit the inflation issue. Jerome Powell just recently dropped the descriptor “transitory” from his inflation commentary, but...
NGPF Podcast: Kerri Herrild discusses the Giving Project
It was awesome to catch up with NGPF Fellow Kerri Herrild of De Pere High School (Wisconsin) who discussed her Giving Project with us. Kerri shares her story on why this concept of "giving back" is so important to her. We go in-depth to learn how she brings philanthropy to her students in a tangible way. You will learn how her students react to this opportunity to research and donate to a cause that matters to them.
You will not only walk away inspired by Kerri but with a concrete set of...
Reading List for January 14-16
Banking
Another bank (Capital One) drops overdraft fees. Here is the latest on this topic. (NPR)
Economics
December CPI was released on Wednesday and came in at 7% over the previous year. (AP) (CNBC)
What will these inflation numbers mean for fed rate hikes? Here is the Goldman Sachs prediction. (CNBC)
And what is the Fed’s take on inflation? Powell testified before Congress this week (CNBC), and Lael Brainard discussed inflation in her Senate confirmation hearing this week as...
Interactive: Five Money Musts
Five Money Musts is an interactive where students are forced to make trade-offs as they work their way through a budgeting exercise that envisions their lives after they complete their educational journey. The budgeting decisions include:
Deciding between three job offers
Deciding on an apartment rental taking into account commute time, cost and # of roommates
Choosing essential expenses
Contributing to a 401k
Deciding whether to get a credit card
Managing discretionary expenses and...
FinCap Friday: Competition Drives Change
Overdraft is a fee-based service that enables consumers to make debit card transactions in excess of their available account balance. In 2022, more banks are getting rid of it! Why is this happening and what else do banking customers need to know about it? Find out the answers to these questions - and more - in this week's episode of FinCap Friday below:
If you're short on time, try our simplified No Tech version, containing embedded questions right in the slide deck!
Check out all of our...
Question of the Day: How many credit cards does the average Gen Z have?
Answer: 2.2 credit cards per person
Questions:
Do you have/plan to have a credit card before you turn 21? Why or why not?
Do you think it is easier/more difficult to get a credit card when you are young?
What are two major differences between a debit card and a credit card?
What do you think is the ideal number of credit cards to have?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (The...
5 Bold Predictions for Financial Education in 2022
2022 is going to be another banner year in the Mission 2030 movement to guarantee all high schoolers a standalone personal finance course before graduation. Here are my five biggest, baddest, boldest predictions for how this community will move financial education forward this year. If you're ready to make my predictions come true, check out NGPF's How To Expand Access page: a 5-step blueprint to guarantee personal finance courses for all students in your community.
1. Student-driven...
Question of the Day: What percent of online purchases are returned to the retailer?
After the holiday season comes the returns.
Answer: 18%
Questions:
Have you (or someone you know) ever returned something that was purchased online? If so, why?
What items do you think are most likely to be returned? least likely?
While it is "FREE", what do you think are the costs involved for the retailer? Who is picking up these costs if they are "FREE" to you?
What are steps that you can take to avoid returning items you bought online?
Click here for the ready-to-go...
EdPuzzle: Why Are Prices Going Up?
This week's EdPuzzle video from TwoCents titled "Why Are Prices Going Up?" highlights the issue of inflation. It explains what's behind the record increase in the prices of goods and services and why it's such a noticeable problem for consumers. Tune in to learn how you can handle this climate of increasing prices!
Interested in more EdPuzzle videos? Visit our Video Library and type in "EdPuzzle" into the search bar at the top to view the rest of our EdPuzzle videos!
EdPuzzle...
Podcasts in the Classroom - Holiday Shopping: Boom or Bust?
This series is designed to bring together a variety of shorter, readily available podcasts to introduce a topic from recent headlines and inspire discussion
Towards the end of last year, we created a Podcasts in the Classroom blog post on the holiday shopping spree. In this post, we look back at how retailers and consumers fared during the holiday shopping season.
Here are some 2-4 minute Marketplace podcasts discussing these headlines.
12/27 Marketplace Holiday sales boosted by fear of...
Question of the Day: What percent of teens who have heard of NFTs (non-fungible tokens) have purchased an NFT?
Answer: About 10% of those who have heard of NFTs have purchased at least one
Questions:
What is an NFT? Why do you think they have become more noteworthy this year?
Would you ever buy an NFT? Why or why not?
What are some important things to remember when considering the value of NFTs?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (Piper Sandler):
"NFTs have burst onto the scene in the last 12...
Follow Blog Via Email
Enter your email address to follow this blog and receive notifications of new posts by email.
