Question of the Day: What are the items that the highest percentage of people prefer to purchase online rather than in a physical store?

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Dec 18, 2018
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Question of the Day, Budgeting, Behavioral Finance
Answer: Books, music, movies and video games From Statista:  Questions: Which of the items in the chart above do you prefer to purchase online vs. in-store? Why do you like to purchase some things in a store instead of online?  Why do you think that only 1/4 of people prefer to buy their groceries online rather than in a store? How do think these percentages will change in 5 years? Why?  Here's the ready-to-go slides for this Question of the Day that you can use in...

In This Month's Edition of "If it sounds too good to be true..."

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Dec 18, 2018
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Advertising
Brought to you by Robinhood: My inbox filling up last Thursday with the news that Robinhood, the no-fee broker, was now offering a savings and checking account earning 3.0%. Well, it wasn't really offering a checking and savings account, at least not yet. You could give them your email address and you would presumably be notified when these accounts were available. A quick scan of depositaccounts.com leads to the discovery that the best savings and checking products (the 1%ers) were...

Question of the Day: Where does more holiday fraud happen: online or in physical stores?

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Dec 17, 2018
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Question of the Day, Identity Theft, Financial Scams, Budgeting
Answer: It's a tie, Online and in-store channels were hit equally.  Questions: Did the results surprise you? Explain. What are ways that online shoppers can have their identity stolen? Do you know anyone who has been a victim? Name at least three ways that you can protect yourself from identity theft.  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from PaymentsSource): Mobile and e-commerce sales are...

Just One Resource - INTERACTIVE: Eight Questions to Ask Before Picking a College

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Dec 17, 2018
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Just One Resource
    In this weekly blog post, the Curriculum team will highlight Just One Resource from our NGPF collection that maybe doesn't get the attention it deserves. Use it this week or bookmark it for later.    [The Resource]  INTERACTIVE: Eight Questions to Ask Before Picking a College The Gist: College is one of the biggest decisions and investments a parent and student will make. As your students get ready for winter vacation with their families, it might be a...

Question of the Day: What tech company do people trust the least with their personal information?

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Dec 16, 2018
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Question of the Day, Identity Theft
Answer: Facebook Questions: Why do you think that consumers place so little trust in Facebook protecting their information? Did any story over the last year stand out in your mind?  Are you more or less worried about the protection of your online personal information compared to a year ago? Explain. Describe how you have changed your behavior online as more information comes out about how companies are using your personal information. Would you ever not do business with a company if you...

Interactive Monday: How Much Will You Pay Over Your Lifetime In Banking Fees?

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Dec 16, 2018
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Interactive, Checking Accounts, Research
It's easy to lose track when you are getting nickeled and dimed every month with a non-network ATM fee here or a monthly maintenance fee there or even that dreaded overdraft fee. Have you ever pondered that depressing thought of what that might amount to over a lifetime? This interactive from NerdWallet does that very analysis, by calculating the bank expenses one would pay over a lifetime based on a certain set of assumptions about the cost of various fees and the number of occurrences. ...

Question of the Day: What was the most searched "What Is...?" on Google this year?

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Dec 16, 2018
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Question of the Day, Investing, Cryptocurrencies, Current Events
Answer: Bitcoin Questions: Bitcoin was once worth almost $20,000 and now it's hovering around $4,000. Any ideas on why the price has declined so much? Do you know anyone who has invested in bitcoin?  Investors use the term "popping the bubble" in describing an asset that rises quickly and then drops sharply. Why do you think investors get so excited about certain assets like bitcoin while the bubble is inflating?   Here's the ready-to-go slides for this Question of...

Reading List for December 15-16

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Dec 14, 2018
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Personal Finance, Career, Investing, Paying for College
Personal Finance Are you finding yourself broke this time of year? Michelle Singletary gives you five reasons to give for NOT giving Christmas gifts this year (WAPO). Investing What can we learn (teach our students) about bubbles? Let’s take a closer look at bitcoin. (Bloomberg) Want more on Bitcoin? Did you know that “What is bitcoin?” was the number one search of that type on Google last year? (Morning Brew)  Another interesting piece from Morning Brew is a reflection...

NGPF Podcast: Tim Talks To Enterprising Educator Nick Murja of Palo Duro High School (Amarillo, TX)

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Dec 14, 2018
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Podcasts, Teaching Strategies, Tips for Teachers, Credit Cards
Nick Murja’s odyssey to achieving a debt-free life started when a sudden epiphany led him to change the way he viewed money. He doubled down and saved, invested wisely, and even started his own handful of side hustles in order to reach his goal. He publicly announced his progress towards his goal which engaged his students even more! Now this Palo Duro High School teacher is on another mission: teaching his students the financial lessons he wished he knew when he was their age. Enjoy!...

Schools in the News (December 2018)

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Dec 14, 2018
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Schools In News
Here's what's been happening with financial education recently at schools across America:  Students at Grand Junction High School (CO) shared their financial savvy with parents, teachers and other students at a FinLit Night (NBC11 News).  Sioux City (IA) Career Academy Personal Finance teacher, Cody Jaminet, describes the "aha moments" that students experience in his class, ""I see it every time I teach this class," he explained. "Kids may feel a bit overwhelmed at first. Then, the...

FinCap Friday: 'Tis the Season of Scammers

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Dec 13, 2018
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Current Events, FinCap Fridays, Financial Scams
Know someone who was a victim of a holiday shopping scam? Millions of packages are expected to be delivered this holiday season by the UPS and scammers are ready to take action! This FinCap Friday will help your students spot some of the common holiday shopping scams and learn a few tips for how to avoid them!  Click the image below to access the full resource: ------------------ New to FinCap Fridays? They are a 5-7 minute resource to bring current events to your classroom in a way...

Before your students step foot on a college campus and visit those banking booths...

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Dec 13, 2018
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Checking Accounts, Current Events, Chart of the Week
...they might want to ask the banker "Are you sharing my fees with the college so every time I overdraw my account...my college benefits?" Here's the data showing the average costs by bank:  From MarketWatch:  During the 2016-2017 academic year, students using college-endorsed debit or prepaid accounts paid $27,600,000 in account fees, according to the report. And students tended to pay more fees when financial institutions paid their colleges to promote the accounts. That could...

How Do I Navigate the Answer Key Spreadsheet?

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Dec 13, 2018
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PRO Tip from NGPF
THE PROBLEM: I've got the answer key spreadsheet, but I don't know how to find what I'm looking for...    THE ANSWER: Watch this short video to hear a PRO Tip on navigating the answer key spreadsheet. What to receive a weekly PRO Tip to your inbox? Sign up for the blog digest on the upper right of our blog page. ...

Question of the Day: What is the most common pay frequency for workers at private companies?

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Dec 12, 2018
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Question of the Day, Career, Employment, Activity
Answer: Bi-weekly (every other week) Questions: How do you think the frequency of your pay will impact your budget plans?  Which pay frequency would be most beneficial to you as an employee? Why?  Some companies (e.g., Lyft and Uber) offer same-day pay for employees. Do you think that's a good idea? Why or why not?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Best Day for Payday (9 minute Indicator podcast): ...

A Twist on Teaching Philanthropy

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Dec 12, 2018
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Activities, Lesson Idea, Generosity, NGPF Fellows
Former NGPF Fellow Sue Suttich of Tigard High School (Tigard, OR) wrote in with this awesome spin she put on our Philanthropy lesson and materials (found in the "Bonus" section of our website), just in time for the winter holidays! Read on to hear Sue's creative idea for her sports marketing class.  ______________________________________________________ I wanted to share with you a way I have used your Charity/Philanthropy project. I think it is a good way to show teachers your projects can...

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