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GO TO STEP 1 NOW >NGPF Podcast: Patrick Geddes discusses his book Transparent Investing
In this NGPF Podcast, Patrick Geddes shares insights from a career in the world of investments. After a stint as the first research manager at Morningstar, he co-founded Aperio, a firm focused on customized indexing, which he recently sold to BlackRock. For the next chapter in his life, Patrick has written a book, Transparent Investing, designed to empower people with the information they need to make better investment decisions. Patrick and I discuss highlights from his book, including the...
Reading List for January 21-23
By Beth Tallman
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Jan 21, 2022
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Cryptocurrencies, Investing, Economics, Entrepreneurship, Budgeting
Investing
By Wednesday, NASDAQ was in correction territory. (CNBC) Here is the latest market roundup from Yahoo Finance.
Microsoft plans to acquire Activision for almost $70B. (CNN)
Black Rock CEO Larry Fink predict the next big start-ups will be tech companies devoted to helping the environment/climate. (CNBC)
Goldman Sachs pundits see oil prices over $100/barrel. (Reuters)
Funding of tech startups keeps rising. Will this apparent “bubble” ever burst? (NYT-subscription may be...
FinCap Friday: Fooled by the Hype
A few Hollywood celebs are being sued over allegations that they misled investors when promoting a little-known cryptocurrency called EMAX or Ethereum Max to their hundreds of millions of social media followers. The lawsuit was filed in early 2022 and is another example of reasons why we all must be careful who we take financial advice from! Check out the new episode of FinCap Friday about this topic below:
If you're short on time, try our simplified No Tech version, containing...
Interactive: What are the trends in home prices in your community?
One of the surprises during the pandemic has been the steep rise in home prices in so many markets across the country. In fact, 2021 was a record year with prices on existing homes rising 17%.
This interactive from the Federal Reserve, Mapping Home Price Changes, will allow your students to see how home price changes at 1200 counties over time from 2003 to present:
Go to NATIONAL PRICES Tab. Have students familiarize themselves with the color scheme and what it tells them about the...
Question of the Day: What percent of 18-24 year old investors own individual stocks?
Answer: 73%
Questions:
When do you think you will start investing in the stock market? Explain your answer.
What investments do a higher percentage of Gen Zers (18-24 year olds) own compared to millennials? What do you think are the reasons behind these differences?
Which of the investments above are you familiar with? Which do you hope to learn more about?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers...
NGPF On-Demand Turns 1!
Thank you to all the educators who encouraged us to build a PD product that you could complete at your own pace and on your own schedule. Thank you also for your suggestions to tackle timely topics that students were asking about in the classroom. We know that the pace of change has quickened in financial services and you want to feel confident addressing their queries. And now, just over a year after the launch of NGPF On-Demand, 4,000+ educators have completed more than 27,000 modules....
5 Lessons that Show the Power of Storytelling in Mission 2030
I recently attended a professional development workshop hosted by Reach Capital, a venture capital firm that has funded and advised many of the biggest names in education technology, and two partners from Enjoy The Work, an advisory and consulting group that coaches founders and executives on launching, funding, and growing successful businesses. The workshop focused on skills that leaders can build in order to persuasively pitch their companies to different stakeholders, but you can use...
Question of the Day: What is the most popular credit product for Gen Z consumers?
Answer: Credit Cards
Questions:
What do you think will be your first credit product, if any, from the list above?
How would you describe your feelings about borrowing money (credit)?
The chart above compares Gen Z and Millennials when they were at the same ages. What differences do you see in the credit behaviors?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (CNBC):
TransUnion compared the credit...
Question of the Day: How high did the unemployment rate spike for recent college graduates during the Covid-19 pandemic?
Answer: 13.3% in June 2020
Unemployment rate of recent college graduates in the United States from January 2016 to September 2021
Questions:
Are you surprised by this number? Why or why not?
How do you think the unemployment rate of recent college graduates compares to those with no college education? Why?
The pandemic affected job security for many Americans. What are some ways that you could prepare for unknown events affecting your financial wellbeing? (Good financial preparation won't...
Collaborate with Educators At NGPF Professional Development This Week (January 17-20)
We have a full slate of LIVE professional development opportunities this week for teachers!
Here's what teachers are saying about our Virtual PDs:
"Honestly, these sessions have all been amazing! I have used so much due to the PDs!"!
"Each time I join the sessions, I come away with new knowledge, insights, and ideas on how to use this information with my students."
"I was so nervous at the start of this school year, but with the training and resources provided by NGPF I was able to be more...
EconExtra: Inflation--Transitory or Persistent?
EconExtra is a series of posts that go beyond the textbook, relating current events and recent developments in economics to content standards, and providing resource suggestions to help you incorporate the current events into your lessons.
The Issue
Given that this week’s CPI came in at yet another 40-year high made me think it might be time to revisit the inflation issue. Jerome Powell just recently dropped the descriptor “transitory” from his inflation commentary, but...
NGPF Podcast: Kerri Herrild discusses the Giving Project
It was awesome to catch up with NGPF Fellow Kerri Herrild of De Pere High School (Wisconsin) who discussed her Giving Project with us. Kerri shares her story on why this concept of "giving back" is so important to her. We go in-depth to learn how she brings philanthropy to her students in a tangible way. You will learn how her students react to this opportunity to research and donate to a cause that matters to them.
You will not only walk away inspired by Kerri but with a concrete set of...
Reading List for January 14-16
Banking
Another bank (Capital One) drops overdraft fees. Here is the latest on this topic. (NPR)
Economics
December CPI was released on Wednesday and came in at 7% over the previous year. (AP) (CNBC)
What will these inflation numbers mean for fed rate hikes? Here is the Goldman Sachs prediction. (CNBC)
And what is the Fed’s take on inflation? Powell testified before Congress this week (CNBC), and Lael Brainard discussed inflation in her Senate confirmation hearing this week as...
Interactive: Five Money Musts
Five Money Musts is an interactive where students are forced to make trade-offs as they work their way through a budgeting exercise that envisions their lives after they complete their educational journey. The budgeting decisions include:
Deciding between three job offers
Deciding on an apartment rental taking into account commute time, cost and # of roommates
Choosing essential expenses
Contributing to a 401k
Deciding whether to get a credit card
Managing discretionary expenses and...
FinCap Friday: Competition Drives Change
Overdraft is a fee-based service that enables consumers to make debit card transactions in excess of their available account balance. In 2022, more banks are getting rid of it! Why is this happening and what else do banking customers need to know about it? Find out the answers to these questions - and more - in this week's episode of FinCap Friday below:
If you're short on time, try our simplified No Tech version, containing embedded questions right in the slide deck!
Check out all of our...
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