Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? ANALYZE: Overdraft Fees You Just Gotta Habit! RESEARCH: Professional Certifications COMPARE: Which Repayment Plan Fits Your Income? How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance MOVE: Types of Employment PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? PLAY: Budget Frenzy! INTERACTIVE: Bummer! COMPARE: Types of Health Insurance Plans PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? When the Mean is Nice PLAY: It Costs HOW Much? PLAY: The Bean Game What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing INTERACTIVE: Invest with STAX! FINE PRINT: Financial Aid Package CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans MOVE: Let's Make a Mutual Fund Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Credit Dot Plots AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change