Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Household Debt and Credit Report CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund When the Mean is Nice ANALYZE: Overdraft Fees MOVE: Types of Employment CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! Which savings strategy is most effective? What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? COMPARE: Types of Health Insurance Plans INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications PLAY: Roll with the Market FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections MOVE: Inflation Over Time PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs