Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees PLAY: Organize Budget Expenses Which savings strategy is most effective? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! PLAY: It Costs HOW Much? You Just Gotta Habit! COMPARE: Which Repayment Plan Fits Your Income? MOVE: Inflation Over Time PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans FINE PRINT: Checking Account Statement PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? CALCULATE: Return on Your College Investment RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? Do consumers send more money through Zelle or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Point Collector: Lines AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems