Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans You Just Gotta Habit! INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance PLAY: Budget Frenzy! FINE PRINT: Schumer Box COMPARE: Which Repayment Plan Fits Your Income? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time What percent of Americans with credit card debt have carried a balance for over 1 year? What percent of students receive scholarships or grants for college? CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Overdraft Fees RESEARCH: Professional Certifications What source of funding is used most often to start new businesses? Which savings strategy is most effective? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Household Debt and Credit Report MOVE: Types of Employment COMPARE: Types of Health Insurance Plans PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates