Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Inequalities in Investing MOVE: Types of Employment RESEARCH: Professional Certifications CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement You Just Gotta Habit! MOVE: Inflation Over Time What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package PLAY: The Bean Game RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? Which savings strategy is most effective? INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans When the Mean is Nice CALCULATE: Return on Your College Investment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Writing Linear Equations and Checking AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates