Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" CALCULATE: Return on Your College Investment Do consumers send more money through Zelle or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action COMPARE: Types of Health Insurance Plans PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans What's the average credit score needed to rent an apartment? Which savings strategy is most effective? ANALYZE: Overdraft Fees CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Plan Fits Your Income? INTERACTIVE: Bummer! FINE PRINT: Schumer Box What percent of new businesses are still operating after 10 years? FINE PRINT: Checking Account Statement PLAY: The Bean Game INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What percent of students receive scholarships or grants for college?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Chance Experiments AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Marbleslides: Exploring Exponentials