Feb 14, 2023

Question of the Day: What percent of 18-29 year olds have invested in, traded or used a cryptocurrency (e.g., Bitcoin or Ether)?

It was 31% last year. Did the crypto winter in 2022 impact interest in this speculative asset? 

Answer: 28%


  • Have you ever invested in/traded or used a cryptocurrency? Why or why not?
  • Why do you think that more young adults are active with cryptocurrencies than older adults?
  • What are the differences that you see by gender? 
  • Does any of this data about who is trading/investing/using cryptocurrencies surprise you? Explain. 

Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.

Behind the numbers (Pew Research):

Roughly three-in-ten Americans ages 18 to 29 (31%) say they have ever invested in, traded or used a cryptocurrency such as Bitcoin or Ether, compared with smaller shares of adults in older age groups. Men are about twice as likely as women to say they ever used a cryptocurrency (22% vs. 10%).


Your students will experience the volatility of crypto markets by playing Crypto Craze, the latest game in the award-winning NGPF Arcade. 


NGPF's FinCap Friday resource: Bitcoin Bonanza is a short quiz followed by an explainer video and a few discussion questions to keep the conversation going. 

About the Author

Tim Ranzetta

Tim's saving habits started at seven when a neighbor with a broken hip gave him a dog walking job. Her recovery, which took almost a year, resulted in Tim getting to know the bank tellers quite well (and accumulating a savings account balance of over $300!). His recent entrepreneurial adventures have included driving a shredding truck, analyzing executive compensation packages for Fortune 500 companies and helping families make better college financing decisions. After volunteering in 2010 to create and teach a personal finance program at Eastside College Prep in East Palo Alto, Tim saw firsthand the impact of an engaging and activity-based curriculum, which inspired him to start a new non-profit, Next Gen Personal Finance.

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