Category: Investing

Reading List for January 14-16

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Jan 14, 2022
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Checking Accounts, Economics, Investing, Taxes
Banking Another bank (Capital One) drops overdraft fees. Here is the latest on this topic. (NPR)   Economics December CPI was released on Wednesday and came in at 7% over the previous year. (AP) (CNBC) What will these inflation numbers mean for fed rate hikes? Here is the Goldman Sachs prediction. (CNBC) And what is the Fed’s take on inflation? Powell testified before Congress this week (CNBC), and Lael Brainard discussed inflation in her Senate confirmation hearing this week as...

Question of the Day: What percent of teens who have heard of NFTs (non-fungible tokens) have purchased an NFT?

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Jan 10, 2022
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Question of the Day, Investing
Answer: About 10% of those who have heard of NFTs have purchased at least one   Questions: What is an NFT? Why do you think they have become more noteworthy this year? Would you ever buy an NFT? Why or why not? What are some important things to remember when considering the value of NFTs? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (Piper Sandler): "NFTs have burst onto the scene in the last 12...

Reading List for January 7-9

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Jan 07, 2022
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Financial Literacy, Investing, Economics
Financial Literacy My local NE Ohio newspaper had an opinion piece supporting Ohio’s new law requiring high school students take a personal finance to graduate. (Cleveland.com) And here is a piece supporting current Michigan legislation published in the Detroit Free Press.  For those already in the work force without the benefit of a personal finance education, this article looks at how companies are encouraging financial wellness among their employees. (Yahoo Finance)  ...

Question of the Day: Which company was the first to reach a stock market value of $3 trillion in January of 2022?

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Jan 03, 2022
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Investing, Question of the Day, Stocks
Answer: Apple Questions:  Why do you think that Apple is such a valuable company? How easy or difficult do you think it will be for Apple to continue to grow their market value? Explain. Math: Stock market value is calculated based on the stock price multiplied by the number of shares outstanding. If Apple’s value is $3 trillion and the stock price is about $182, how many shares are outstanding? Here's the ready-to-go slides for this Question of the Day that you can use in your...

NGPF Podcast: Ted Benna on the past, present and future of the 401(k)

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Jan 02, 2022
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Podcasts, Investing
I had fun reconnecting with Ted Benna, the Father of the 401(k), four years after his last guest appearance on the NGPF Podcast. He's been a busy guy since then, writing a book (401(k) 40 Years Later), updated another (401(k) for Dummies), advised start-ups and worked with small businesses to help them develop high quality, low-cost retirement plans for their employees. In this podcast, you will hear Ted's fascinating perspective on the 401(k) market as it has grown to $15 trillion in assets....

Reading List for New Year's Eve 2021

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Dec 31, 2021
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Current Events, Economics, Investing
While we shy away from “listicles,” it is difficult to get to the end of the year without posting some retrospective reviews of the past year’s events. Wishing you all a very Happy and Healthy New Year!   The Year in Review We will start with MarketPlace’s year in review. Lots of good graphics in this one. And Ben Carlson (A Wealth of Common Sense) provided his favorite and most telling charts from 2021. Inflation dominated headlines in 2021, particularly in the...

Reading List for Christmas 2021

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Dec 24, 2021
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Economics, Investing, Student Loans
Wishing you all a happy and healthy holiday break. Enjoy a much deserved rest. We will keep this week’s list short and sweet.   Holiday Food For Thought I like this idea: stop giving holiday gifts to adults. That would save time, money, and help the environment, and maybe reduce your stress level around the holidays. (Slate)   Economics We probably don’t need this report from the Commerce Department to tell us about inflation, but the PCE increased 5.7% in November. Read...

NGPF Best of 2021: Most Visited Unit Pages

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Dec 19, 2021
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Savings, Budgeting, Investing, Checking Accounts, Taxes, Credit Cards, Credit Scores, Career, Paying for College
Wondering what topics garner the most page views on the NGPF website? Taxes took the top spot this year dethroning Checking which held the top spot for several years. The curriculum team updates the taxes unit each year to reflect new tax tables and changes to the tax code. Here's the plan for 2022.  The Unit Pages are accessible by clicking these images on the home page: Why are these pages the most popular on the website?  Educators see all NGPF resources on a given topic (unit) on...

Reading List for December 17-19

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Dec 17, 2021
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Economics, Investing, Student Loans, Career
Economics The Federal Reserve Open Market Committee Meeting took place this week. Interest rates were not changed, but the taper in asset purchases was accelerated. (NYT Upshot) (NYT-Jeanna Smialek) (CNBC recap) Wholesale prices up a record 9.6% in November (year over year). (CNBC) Congress raises debt ceiling to avoid default. (CNBC) The Federal Reserve Bank of New York published its survey of Consumer Expectations. Check out the interactive graphics which break down expectations by all sorts...

NGPF's Best of 2021: FinCap Friday

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Dec 16, 2021
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FinCap Friday, Investing, Behavioral Finance, Paying for College, Savings, Career, Stocks
Every Friday during the school year, FinCap Friday, produced by Yanely Espinal, engages high school students. She produces a 2 minute explainer video with a Kahoot quiz with a no-tech version also available. Since it's launch in August of 2018, FinCap Friday quizzes have been played close to 2 million times! Here are the top FinCap Fridays produced in 2021: Crypto Going Global Until the Game Stops The Great Resignation Financial FOMO Pain in the Supply Chain So You Want To Be An Influencer?...

NGPF Best of 2021: Arcade Games and Interactives

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Dec 15, 2021
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Interactive, Credit Cards, Investing, Budgeting
Wondering which NGPF Arcade games got the most plays in 2021? Envelope, please... The top 5 remained consistent from 2020 with with STAX overtaking Spent for the #1 spot. Our new game, Influenc'd is off to a great start and should contend in 2022:  STAX [Investing] Spent [Budgeting] Payback [Paying for College] Money Magic [Budgeting] Shady Sam [Credit] Credit Clash [Credit] Cat Insanity [Credit] Here are the top 7 interactives that appeared in the NGPF Blog in...

NGPF Best of 2021: Podcasts

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Dec 14, 2021
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Podcasts, Investing, Paying for College, Stocks, Index Funds
Thanks to the amazing guests who joined me on the NGPF Podcast this year. From former NFL Players to best selling authors to entrepreneurs to a millionaire custodian, the thread that connects this group is a passion for financial education. I hope that you enjoy these conversations as much as I did.  Tim and Yanely Talk GameStop  Mark Salisbury of TuitionFit on creating transparency with college pricing Former NFL player Ryan Harris on how financial education changes lives Jeff York...

NGPF Podcast: Rick Ferri on his journey from stock broker to financial consultant

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Dec 10, 2021
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Podcasts, Investing, Index Funds
 Enjoy this conversation with Rick Ferri who shares his experience in financial services over the past 30 years. Rick started as a stock broker then went on to an asset management firm and now is a financial consultant (with a 6 month waiting list!) He discusses the motivation behind these moves and why he thinks providing financial advice on an hourly basis is the optimal model. You will also learn about a popular personal finance Q&A forum at Bogleheads.org where Rick plays a...

NGPF Podcast: Dan Sheeks on using Financial Independence (FI) as hook to engage students

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Dec 03, 2021
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Podcasts, Investing, Entrepreneurship
Dan Sheeks is a busy guy. As if being a high school personal teacher isn't all consuming enough, he is both a real estate investor and a founder of an online community. That community, SheeksFreaks, is made up of young people interested in strategies to gain financial independence. Dan is also an author of a new book, First to a Million. Listen to the podcast and complete this form and could be one of the first 100 educators to receive a FREE copy of his book. Enjoy!  Details:...

Black Friday 2021 Reading List

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Nov 26, 2021
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Investing, Economics, Budgeting, Insurance, Student Loans
If you are not busy shopping, watching football or sleeping off all the Thanksgiving day food, here are a few articles to keep you occupied.   Investing Morningstar discusses whether gamification is good or bad for investors. This is a good discussion of the place for stocks and bonds in today’s world (and your portfolio.) (NYT) Are GE and J&J just the beginning of the end or marking the end of conglomerates. (NPR) Can you invest in index funds and avoid Chinese stocks? (CNN)...