Category: Investing

Reading List for January 17-19

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Jan 17, 2020
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Financial Literacy, Investing, Economics, Paying for College
Financial Literacy The corporate world is trying to fill in the void in financial literacy among their employees. According to a WorldatWork survey: “70% of the 326 employers surveyed currently offer financial well-being benefits and more than half intend to expand such offerings in 2020.” According to FinTech Times, FinTech businesses are also feeling compelled to fill the financial literacy gap among their customers with education initiatives. Investing/Economics This...

Chart of the Week: Investment Returns By Decade

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Jan 14, 2020
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Chart of the Week, Investing, Index Funds
I came across this cool gif on the Irrelevant Investor blog. Lots of percentages here which make this an interesting one for math teachers too!  Be sure to click on the image below to experience the GIF:  Notes: Important: Given the multitude of asset classes here with some familiar and some unfamiliar, you may want to just focus on two bond proxies (5 Year U.S. Treasuries and Long-Term Corporate Bonds) and two stock proxies (S&P 500 and NASDAQ). Of course, if you cover other...

QoD: Walmart vs. Amazon: Which has been the better performing stock over the past five years?

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Jan 14, 2020
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Investing, Question of the Day, Index Funds
Answer: AMAZON by a long shot! Reviewing the chart, how much would your $100 investment five years ago have grown if you had invested in... Amazon? Walmart? The overall stock market (S&P 500)?  Would you have been better off choosing between these 2 companies or just buying the overall stock market through an index fund? Why do you think that Amazon has performed so much better than Walmart? (Hint: Do you think that online ecommerce is growing faster than “bricks and...

When a student asks....What's a good stock to buy?

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Jan 13, 2020
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Investing
Have them read this quote from Nobel Laureate, Richard Thaler (highly recommend his book, Misbehaving):  “The biggest mistake people make in life is overconfidence…Most active managers [editor's note: professionals that are trying to beat the market] underperform, at least by their fees, or more. So if professionals with their Bloomberg terminals and access to all kinds of information can’t do better than throwing darts, why should individual investors think they...

Reading List for January 10-12

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Jan 10, 2020
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Employment, Economics, Investing, Paying for College
Your (Financial) Health If you only have time to read one of these articles this week, make it this eye-opening piece from the Atlantic that digs into a research paper by economics from the St. Louis Fed on the college wealth premium—different from the income premium. (St. Louis Fed) And then find a few minutes for this important read on how mental health issues can severely mpact your financial health. (Business Insider)   Economics Is the Fed running out of tools to deal with a...

Question of the Day: Indicate if stock was among the best or worst performing over the past decade: Kraft/Heinz, Netflix, Under Armour, Ulta Beauty.

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Jan 07, 2020
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Investing, Question of the Day, Stocks
With a new decade upon us, let's look back at the 2010s to see which stocks were on the best and worst performing lists.  Answer: Kraft/Heinz: Worst (58% price decline) Netflix: Best (+3787% price increase) Under Armour: Worst (60% price decline) Ulta Beauty: Best (+1206% price increase) Questions: Why do you think that Netflix and Ulta Beauty have done so well as stocks over the past decade?  Why do you think that Kraft Heinz and Under Armour have performed so poorly? What...

Best of 2019: Most Visited Unit Pages

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Dec 30, 2019
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Checking Accounts, Paying for College, Credit Cards, Credit Reports, Career, Investing, Insurance
 Our Unit Pages are the most visited pages on the NGPF website. Why? It provides teachers with all of the NGPF resources available on a given topic (unit) on ONE page. So, whether you are looking for 45 minute lessons or just individual resources to supplement your existing lesson, you can find them on the unit page.  Here were the unit pages that received the most page views: Checking Budgeting Taxes Types of Credit Investing Career Paying For College Saving Insurance  Managing...

Best of 2019...NGPF's FinCap Friday

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Dec 26, 2019
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Behavioral Finance, FinCap Friday, Investing, Paying for College, Budgeting, Ethics, Generosity
Looking for a 5-10 minute resource to bring current events to your classroom? FinCap Friday is your solution. It's a quiz game, an explainer video and discussion prompts all wrapped into one cohesive resource. With over 600,000 plays since its launch in August of 2018, it's become a weekly Friday routine (or any other day of the week) in classrooms across the country.  Here's the Top 10 FinCap Fridays that are topping the charts (overall):  Famous and Frugal (Budgeting) Show Me...

Best of 2019..NGPF's Questions of the Day

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Dec 25, 2019
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Question of the Day, Behavioral Finance, Budgeting, Credit Cards, Credit Scores, Current Events, Investing, New Products
If you receive our daily blog updates, you know that we produce a Question of the Day every Mon-Thursday during the school year..which amounts to about 160 questions. Here are the 10 questions that garnered the most pageviews in 2019. See how many you can answer correctly: What's the average credit score needed to rent an apartment?  What percent of people age 75 and older are still working? What percent of U.S. millionaires are professional athletes? What percent of 18-34 year olds are...

Last Reading List for 2019!!

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Dec 20, 2019
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Personal Finance, Budgeting, Credit Scores, Investing, Paying for College, Taxes, Retirement
Many of the articles this week have a common theme: reflecting on the 2010’s as the decade comes to a close. Wishing you all a joyful holiday season and hope you enjoy your well-deserved break!   Personal Finance Do you think the Social Security Administration should mail out statements annually, or let people log on and check themselves? (WAPO) Time again for New Years Resolutions: Here is a list from AICPA of 20 things you should consider doing to keep your financial life in order....

Reading List for December 13-15

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Dec 13, 2019
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Personal Finance, Mutual Funds, Economics, Paying for College, Investing
Only one more reading list before the holidays, so we will start with Personal Finance Gift ideas! If you are looking to add to your holiday reading list (or wish list), here are the six books the Washington Post suggests you read on personal finance. How about gifts for kids that will teach them about money? Here is a list of ten to consider. (Yahoo Finance)   Economics The Fed is holding interest rates where they are, and will probably keep them there. (Bankrate.com) Where will...

QoD: UPS vs. FedEx: Which company's stock has performed better over the past five years?

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Dec 09, 2019
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Investing, Index Funds, Research
The unsung heroes of the holidays.  Answer:  Questions: Reviewing the chart, how much would your $100 investment five years ago have grown if you had invested in... UPS? FedEx? The overall stock market (S&P 500)? Would you have been better off choosing between these 2 companies or just buying the overall stock market through an index fund? What research could you do to find out what factors have impacted the stock prices for FedEx and UPS?  Here's the ready-to-go slides...

Reading List for December 6-8

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Dec 06, 2019
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Economics, Investing, Budgeting, Paying for College, Current Events
Economics/Employment The November jobs report beat expectations. Dive into the numbers here. (USA Today) Does the jobs report give a complete employment picture? Forbes takes a look at the employment numbers and finds a large increase in low-quality, low-paying jobs.  "A study by the Brookings Institute, a nonprofit public policy organization that conducts research to solve problems facing society, found that a large amount of the newly created positions are “low-wage”...

Black Friday 2019 Reading List

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Nov 29, 2019
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Economics, Paying for College, Investing, Retirement, Parent Conversations
Today is the official start of the biggest retail push of the year. If you are reading this, you either have already braved the Black Friday crowds (or shopped last night), or you are giving it a pass and shopping online.  In any event, the crowds are expected to be a bit less chaotic this year (CBS). Here is a look at how online shopping and delivery are changing the world (IMO, not for the better): The Guardian discusses everything from the explosion of warehouses to environmental impact...

Reading List for November 22-24

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Nov 22, 2019
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Advocacy, Financial Literacy, Paying for College, Career, Financial Scams, Investing, Retirement
Financial Literacy and Advocacy ICYMI, Tim Ranzetta had two pieces hit Marketwatch this week. The first is an article explaining how excellent teachers will drive the financial literacy movement, and highlights several teachers you will recognize. The second is an opinion piece in which Tim quantifies the value of a high school personal finance class. Study Breaks’ Daniel Reed concurs with the need to make Personal Finance a high school graduation requirement.  Workers consistently...