Jun 09, 2021
A big thanks to Derek D’Angelo for sharing this resource! From what we’re hearing, more and more kids want to grow up and become social media influencers. Using various industry estimates, LICKD has created a social salary calculator to uncover how many social media engagements are needed to earn the desired salary entered into the calculator.
Before setting students free to use the calculator, you can take note of some classroom guesses and see how close they...
May 26, 2021
Interactive, Behavioral Finance
Hat tip to Jenny Nicholson for sharing this game, Terms and Conditions.
Do you ever feel like you are being manipulated on websites? Unfortunately, dark patterns are all too prevalent on websites and apps. What's a Dark Pattern?
As defined by expert Harry Brignull, dark patterns "are tricks used in websites and apps that make you do things that you didn't mean to, like buying or signing up for something." The first step in not succumbing to these dark patterns is awareness which is why...
May 18, 2021
FIRE stands for Financial Independence, Retire Early. It is a movement in the space of personal finance that encourages people to live well within their means, and aggressively save money towards early retirement.
If you don’t know a lot about the FIRE movement, I encourage you to watch this 9 minute segment on PBS NewsHour or listen to our podcast with what many consider to be the godfather of the FIRE movement, JL Collins, who also wrote The Simple Path to Wealth.
May 04, 2021
Credit Cards, Interactive
Are you looking for an interactive to help students learn more about the fine print of a credit card statement? You’re in luck. The AEI Managing Money: Reading a Credit Card Statement is perfect and can be paired nicely with our activity and teacher tip video The Fine Print: Credit Card Statement.
Check out our On Demand: 3 Lesser-Known Cards to learn more about a secured credit card, as well as a payroll card and prepaid card. It is free PD, one hour at a time, on your own time....
May 04, 2021
Late last week a teenager stopped by to promote his power washing business. We walked through what needed to be done, and after we agreed on a price, I told him about a Kiddie Roth IRA. When I used this calculator to illustrate what he could have at retirement if he started to invest now -- his eyes lit up and widened like Yanely’s during a Fin Cap Friday video as she makes her most important point!
Teachers had to deal with kids trading in brokerage accounts during the...
Apr 07, 2021
Interactive, Career, Budgeting, Current Events, Student Loans, Paying for College
Data USA is the greatest interactive I have ever seen. Highlighted with orange boxes below are the primary categories you want to click on when exploring the site.
These data visualization tools can be used in countless ways. You can always go straight to the site yourself and think through ways you can use it. For those who wanted this work done for you, you’re in luck. Here’s what I’m going to share in this post:
The Interactive: A 4 minute tutorial on how to...
Apr 06, 2021
Interactive, Checking Accounts
I didn’t spend much time considering the implications of payroll card fees until five or six years ago when one of my students showed me that she had spent over $50 in three months to access her own money and check her account balance. This is significant for a kid earning minimum wage and trying to help her mother pay the bills. She wanted a bank account, but her mother was unbanked. Have a look at some of the fees that payroll cards might charge, taking the E1 Visa® Payroll Card as...
Mar 23, 2021
Interactive, Career, Employment, Internships
Lessons that focus on paying for college can be a bore for students who have no interest in a traditional four-year college path. The time we have with our students is precious and should be used to help them uncover their own paths after graduation. The following three interactives are ideal differentiation resources teachers can use to bring lessons to life for every student.
Budgeting worksheets left my students less than inspired when I taught. Students had a tough...
Mar 05, 2021
Interactive, Credit Cards, Financial Scams
This week reminds us of the importance of equipping our students with the strategies and tools they need to protect themselves. Here are five of my favorite resources to do just that with your students:
#1 INTERACTIVE (Game): Shady Sam
Welcome your students to their first day of work at Shady Sam's, where their job is to make as much money as possible off the backs of hard-working Americans. How? By issuing loans that make a hefty profit.
#2 FULL LESSON: Identity Theft
Feb 15, 2021
I thought Valentine’s Day was conjured up by Hallmark to drive consumers to purchase their cards, but I was wrong. According to History.com, it dates back to A.D. 270, and the origin is far more devious than a ploy by Hallmark, and I doubt it’ll ever go away. So if you’ve marked your calendar to use Valentine’s Day as a topic for your personal finance class, we’ve got you covered with these seven resources.
NGPF Podcast: Financial Therapist Dr. Bruce Ross...
Feb 09, 2021
Interactive, Career, Policy
You may have seen headlines this week such as these:
Washington Post: Minimum wage hike to $15 an hour by 2025 would result in 1.4 million unemployed, nonpartisan Congressional Budget Office says
Detroit Press: ‘It is not a living wage’ say advocates for higher minimum pay in Michigan
These headlines are particularly relevant to teens, as they are likely earning around the minimum wage. Here are a few interactives and ideas to capitalize on their interest.
Jan 24, 2021
When it comes to tax policy, a change in Administration often means proposals to revise that daunting federal income tax code. One group estimated that it would take 62 days of non-stop reading to get through it! The Biden Income Tax Calculator could be a quick and easy way to help inquisitive students understand what President Biden’s proposed federal income tax changes could mean for them or their families.
Here are just a few ways you could use the Biden Income Tax Calculator in...
Jan 12, 2021
Interactive, Paying for College, Investing, Checking Accounts, Behavioral Finance
Interactives are clearly popular resources in the classroom. Paired with each interactive are professional development opportunities for teachers to build their content knowledge.
Filing a FAFSA
College enrollment and FAFSA applications have plummeted, presumably because of Covid. Teachers are clearly encouraging students to file FAFSAs, and can use all the help they can get. The following interactive will help students see for themselves that they can likely afford college.
Dec 20, 2020
Paying for College, Interactive, Credit Reports, Investing, Budgeting
2020 saw the release of two new games to the NGPF Arcade: Money Magic in January and The Bummer! Game in October. The game developers, McKInney, continue to add to their medal count:
The investment game STAX was named a 2020 Webby winner in the Public Service, Activism, and Social Impact category
Shady Sam collected a Wood Pencil at this year’s D&AD Awards, which honor the world’s best in advertising and design category
2019 saw PAYBACK win a Webby in the Education...
Dec 08, 2020
Why 15 ½?. I considered 17 ½, but decided not to include the games The Payoff and the Uber Game, that’s for a later post. Here are my favorite 15 ½ career unit interactives, ranked in reverse order.
#15: What Are Your Chances of Making It To The Executive Suite?: This is a great tool to help aspiring future CEOs understand what they need to do to live their dream.
#14: Invest in What’s Next: Life After High School:
There are many possibilities...