Mar 05, 2021
Interactive, Credit Cards, Financial Scams
This week reminds us of the importance of equipping our students with the strategies and tools they need to protect themselves. Here are five of my favorite resources to do just that with your students:
#1 INTERACTIVE (Game): Shady Sam
Welcome your students to their first day of work at Shady Sam's, where their job is to make as much money as possible off the backs of hard-working Americans. How? By issuing loans that make a hefty profit.
#2 FULL LESSON: Identity Theft
Feb 15, 2021
I thought Valentine’s Day was conjured up by Hallmark to drive consumers to purchase their cards, but I was wrong. According to History.com, it dates back to A.D. 270, and the origin is far more devious than a ploy by Hallmark, and I doubt it’ll ever go away. So if you’ve marked your calendar to use Valentine’s Day as a topic for your personal finance class, we’ve got you covered with these seven resources.
NGPF Podcast: Financial Therapist Dr. Bruce Ross...
Feb 09, 2021
Interactive, Career, Policy
You may have seen headlines this week such as these:
Washington Post: Minimum wage hike to $15 an hour by 2025 would result in 1.4 million unemployed, nonpartisan Congressional Budget Office says
Detroit Press: ‘It is not a living wage’ say advocates for higher minimum pay in Michigan
These headlines are particularly relevant to teens, as they are likely earning around the minimum wage. Here are a few interactives and ideas to capitalize on their interest.
Jan 24, 2021
When it comes to tax policy, a change in Administration often means proposals to revise that daunting federal income tax code. One group estimated that it would take 62 days of non-stop reading to get through it! The Biden Income Tax Calculator could be a quick and easy way to help inquisitive students understand what President Biden’s proposed federal income tax changes could mean for them or their families.
Here are just a few ways you could use the Biden Income Tax Calculator in...
Jan 12, 2021
Interactive, Paying for College, Investing, Checking Accounts, Behavioral Finance
Interactives are clearly popular resources in the classroom. Paired with each interactive are professional development opportunities for teachers to build their content knowledge.
Filing a FAFSA
College enrollment and FAFSA applications have plummeted, presumably because of Covid. Teachers are clearly encouraging students to file FAFSAs, and can use all the help they can get. The following interactive will help students see for themselves that they can likely afford college.
Dec 20, 2020
Paying for College, Interactive, Credit Reports, Investing, Budgeting
2020 saw the release of two new games to the NGPF Arcade: Money Magic in January and The Bummer! Game in October. The game developers, McKInney, continue to add to their medal count:
The investment game STAX was named a 2020 Webby winner in the Public Service, Activism, and Social Impact category
Shady Sam collected a Wood Pencil at this year’s D&AD Awards, which honor the world’s best in advertising and design category
2019 saw PAYBACK win a Webby in the Education...
Dec 08, 2020
Why 15 ½?. I considered 17 ½, but decided not to include the games The Payoff and the Uber Game, that’s for a later post. Here are my favorite 15 ½ career unit interactives, ranked in reverse order.
#15: What Are Your Chances of Making It To The Executive Suite?: This is a great tool to help aspiring future CEOs understand what they need to do to live their dream.
#14: Invest in What’s Next: Life After High School:
There are many possibilities...
Dec 01, 2020
Interactive, Paying for College, Research
FAFSA filings are down 15.5% on year over year basis. We all know the consequences of students failing to file a FAFSA and the importance of filing early. Some awards have limited resources, and those who wait until the last minute to file could be out of luck as funding dries up.
Here are three interactives you can use to nudge your students to file a FAFSA now.
FAFSA Tracker - The #FormYourFuture FAFSA Tracker is an interactive data dashboard that tracks and ranks states’ progress...
Nov 24, 2020
Ever since the start of the modern Macy's Thanksgiving Day Parade in 1924, the Friday after Thanksgiving has been known as the unofficial start to the holiday shopping season. The term “Black Friday” was coined in the 1960s to mark the kickoff to the Christmas shopping season and originated in Philadelphia. “Black” refers to stores moving from the “red” to the “black,” back when accounting records were kept by hand, and red ink indicated a loss and...
Nov 18, 2020
Interactive, Credit Cards, Credit Scores
Here is my current ranked list of my favorite credit interactives that could be used in our Managing Credit or Types of Credit units.
#1 INTERACTIVE: Shady Sam: This is our existing companion handout to the engaging and easy to play credit game Shady Sam.
#2 INTERACTIVE: FICO Credit Scores: This is our existing virtual adaptation companion handout to the wildly popular FICO Credit Score Simulator.
#3 INTERACTIVE: Play the Credit-Score Game. We used pieces of the WSJ interactive...
Nov 10, 2020
Interactive, Student Loans, Credit Cards, Economics
The U.S. Debt Clock illustrates our soaring debt by the second. As sobering as it is, it can serve as a springboard into multiple personal finance topics.
Student loan debt
By the time readers are engaging with this article, our national student loan debt may have surpassed $1.7 trillion. Use this to ignite a discussion and select one of these three interactives to extend their learning.
Credit card debt
American consumer credit card debt is approaching $1 trillion, and I have to wonder,...
Nov 04, 2020
Interactive, Paying for College
The cost of college has skyrocketed over the past fifty years significantly outpacing CPI (see chart on the right). There is no singular reason why, unfortunately, it was a perfect storm of problems that have coalesced to arguably one of the greatest challenges we face as a country.
The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. In other words, the inflation rate. In our...
Oct 27, 2020
Estimates show as much as a third of the working population in some way participates in the gig economy, a pattern that continues to rise. Introducing and engaging students into learning more about the gig economy is becoming a necessity in every personal finance classroom. One of our favorite teaching tools to do so is the Uber Game. Here are three ways you can use the Uber Game in your classroom:
The future of employer-employee relationships at Uber, Lyft, and other similar services...
Aug 31, 2020
"Pew has an excellent interactive that allows users to compare from one state to another how revenues are collected. This Census Bureau interactive allows users to see how their state spends taxes collected, and compare states. There are lots of possibilities for prompts for this in a personal finance or economics class, such as:
In what ways does your state collect and reallocate tax dollars?
How does that impact you?
How does that impact...
Apr 19, 2020
An easy to use budgeting interactive is the perfect tool for any personal finance course transitioning to online learning. Shout out to FAME - Finance Authority of Maine for creating exactly that. FAME’s Claim your Future gives your students a simplified look at the budgeting process in a budgeting interactive that takes less than 15 minutes to complete. It starts with a brief assessment and then provides a randomized (or chosen) profession/income. Then students get to decide how much to...