Jan 12, 2020
Career, Question of the Day, Research
Answer: About 50%
Marketplace audio (1:27):
According to the audio, the last decade was the first that didn't have a __________________.
What was the average pay increase across all workers?
While 1/2 of workers may not have received a pay increase, what are other ways that companies may have helped their employees other than raising their pay?
What can you do as a worker to increase the chances that you get a pay increase?
Here's the ready-to-go slides for this...
Dec 30, 2019
Checking Accounts, Paying for College, Credit Cards, Credit Reports, Career, Investing, Insurance
Our Unit Pages are the most visited pages on the NGPF website. Why? It provides teachers with all of the NGPF resources available on a given topic (unit) on ONE page. So, whether you are looking for 45 minute lessons or just individual resources to supplement your existing lesson, you can find them on the unit page.
Here were the unit pages that received the most page views:
Types of Credit
Paying For College
Dec 17, 2019
Chart of the Week, Career, Economics, Employment
From WSJ article:
Specialized job requirements have narrowed the path to the middle class that factory work once afforded. The new, more advanced manufacturing jobs pay more but don’t help workers who stopped schooling early. More than 40% of manufacturing workers have a college degree, up from 22% in 1991.
“The workers that remain do much more cognitively demanding jobs,” said David Autor, an economics professor at MIT.
Looking ahead, investments in automation will...
Dec 03, 2019
Question of the Day, Career
What does it take to be a successful salesperson?
How might these skills help someone be successful in other areas of business?
Raise your hand if you think you would consider going into sales? What sorts of sales-type jobs could you get at your age?
Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers: (Yahoo Finance)
Two-thirds of the mega-wealthy individuals interviewed for this...
Nov 22, 2019
Advocacy, Financial Literacy, Paying for College, Career, Financial Scams, Investing, Retirement
Financial Literacy and Advocacy
ICYMI, Tim Ranzetta had two pieces hit Marketwatch this week. The first is an article explaining how excellent teachers will drive the financial literacy movement, and highlights several teachers you will recognize. The second is an opinion piece in which Tim quantifies the value of a high school personal finance class.
Study Breaks’ Daniel Reed concurs with the need to make Personal Finance a high school graduation requirement.
Nov 05, 2019
Video Resource, Career
Thanks to Brian Page for spending 20+ hours combing through and sharing this with the community!
He created a spreadsheet of careers that don’t require a 4 year degree, aren’t in a declining career field, and in most cases pay more than $30K. He did this for classes filled with non-college bound students and showed a 90 second career video to begin most of these classes and dubbed it "Career of the Day." He linked to the YouTube videos (click here) because the Career One...
Nov 03, 2019
Question of the Day, Career, Paying for College
Answer (from Gap Year Association report):
Gain life experience and personal growth
Travel, see the world, experience other cultures
Take a break from traditional academic track
Would you ever consider taking a gap year after graduating high school? Why or why not?
If you could take a year off after high school (“gap year”), what are some ideas on how you could use that time?
Click here for the ready-to-go slides for this Question of the Day that you can use in...
Oct 27, 2019
Career, Question of the Day, Employment
Thanks to Sonia for finding this chart!
Why do you think that people have such high trust in nurses?
Many of the lower trust professions are finance-related (bankers, real estate agents, car salespeople). What is it about those jobs that leads to this lack of trust?
How can you protect yourself in situations where you are buying a car or house and don't trust the car salesperson or real-estate agent?
Here's the ready-to-go slides for this...
Oct 25, 2019
Investing, Financial Literacy, Economics, Credit Cards, Credit Scores, Career
We will start this week’s list with this mind-blowing headline: “Tesla overtake GM as most valuable automaker.” (Reuters)
Comparing today’s IPO environment (the “Not-Com Bubble?”) to the “dot-com” bubble of 2000. (The Atlantic)
A look at programs that bring experiential, hands-on learning about money into the classroom. (Reuters)
The New York Times reviews three of the most popular personal finance books....
Oct 18, 2019
Current Events, Financial Literacy, Cryptocurrencies, Student Loans, Financial Scams, Career, Budgeting, Taxes
Rather than focusing on life events, banks are now basing their products and marketing on everyday financial decisions, getting into the financial wellness business. (The Financial Brand)
Is your credit card debt making you sick? A detailed study by CarefulCents.com finds the answer if “yes.” (PRNewswire)
Here is an article from The Economist that discusses the demise of cash across the world’s economies. (For more detail...
Oct 15, 2019
Chart of the Week, Career, Employment, Insurance
Stumbled upon this visualization on the Census Bureau website which provides state level data on a variety of economic factors, including:
Commuting to work (mean travel time)
Computer and internet access
Education (percent of high school graduates)
Health insurance coverage
Here's the map with commute times by state:
Go through each of the economic factors listed for your state and list the data for your state (e.g., our state has a...
Oct 13, 2019
This Work Wise interactive from Bloomberg has students complete a brief questionnaire to find out...
After you complete this survey, the interactive takes you through a series of steps:
Shows how your income stacks up relative to your peers cuz we know that we all love to know information like this.
Provides tips on how you can increase your current salary
Tells you what city you could move to in order to earn more money in your given profession (surprised to learn that personal...
Oct 11, 2019
Behavioral Finance, Cryptocurrencies, Investing, Financial Scams, Career, Retirement
An interesting dive into gender and money: The Myth of the Frivolous Female Spender (NYT)
A longer read from Knowledge@Wharton discussing how FinTech may be helping the underbanked and unbanked. The risk is that many of these services fly under any regulatory radar.
Mark Zuckerberg will face Congress to talk about Facebook’s proposed crypto-currency Libra. He will face a tough crowd, (Axios) and now several backers (Visa,...
Sep 24, 2019
Question of the Day, Budgeting, Behavioral Finance, Career
At what age would YOU find it embarrassing to still be living at home with your parents/guardians? Explain.
At what age do you hope to be out on your own and not living at home with your parents/guardians?
Can you name a few reasons why adult children are living at home?
Do you think if you were to live at home after high school/college that you would be expected to contribute to household expenses? Why or why not?
Click here for the...
Sep 20, 2019
Current Events, Economics, Investing, Paying for College, Career, Retirement
Here is a snapshot of the state of financial education in the US by none other than NGPF Fellows, Courtney Poquette and Kayla Bousom, along with NGPF co-founder Tim Ranzetta. (MarketWatch)
Arizona State Treasurer discusses the importance of financial education. (Personal Finance curriculum is part of the economics course Arizona high school students must pass to graduate.) (USA Today-AZ Central)
Employers are now filling the financial literacy gap with twice as many...