Category: Insurance

NGPF's Best of 2021: Top Search Terms on NGPF Website in 2021

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Dec 21, 2021
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Taxes, Credit Cards, Budgeting, Insurance, Question of the Day
Click on the links below to see the results from the new and improved NGPF Search Tool. It's more comprehensive in its results and you will find the resources that you are looking for much faster too.  Taxes Bean Game Identity Theft Budgeting  Credit Insurance Question of the Day Retirement Fine Print Resume ---------------------- Other NGPF Best of 2021 Lists:  NGPF's Best of 2021: Most Visited Unit Pages NGPF's Best of 2021: FinCap Friday NGPF's Best of 2021: Arcade...

Question of the Day: What type of insurance did 63% of Gen Z say was very important? (More than any other generation)

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Dec 13, 2021
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Question of the Day, Insurance
Answer: Mobile Phone Insurance!   Questions: Why might Gen Z care about mobile phone insurance more than other generations? Do you carry mobile phone insurance? Why or why not? What are other types of insurance that you would consider important? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (The Ascent): "63% of Generation Z cardholders say that mobile phone insurance is important, significantly more than any other...

Question of the Day: How much does a texting while driving ticket increase auto insurance premiums?

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Dec 08, 2021
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Question of the Day, Insurance
Answer: $346 Questions: Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving? What strategies do you use in order to avoid this temptation while driving? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from Carinsurance.com):  A driver texting ticket can increase your rates by an average of 23 percent ($346 yearly), a rate analysis by CarInsurance.com...

Black Friday 2021 Reading List

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Nov 26, 2021
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Investing, Economics, Budgeting, Insurance, Student Loans
If you are not busy shopping, watching football or sleeping off all the Thanksgiving day food, here are a few articles to keep you occupied.   Investing Morningstar discusses whether gamification is good or bad for investors. This is a good discussion of the place for stocks and bonds in today’s world (and your portfolio.) (NYT) Are GE and J&J just the beginning of the end or marking the end of conglomerates. (NPR) Can you invest in index funds and avoid Chinese stocks? (CNN)...

EdPuzzle: I'm Young & Healthy, Can I Skip Health Insurance?

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Nov 17, 2021
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EdPuzzle Thursday, Insurance
Just in time for annual enrollment, this week's EdPuzzle video from TwoCents titled "I'm Young & Healthy, Can I Skip Health Insurance?" discusses the tradeoffs between the cost of health insurance and the risks of going without it as well as a third option for the reasonably healthy.     Interested in more EdPuzzle videos? Visit our Video Library and type in "EdPuzzle" into the search bar at the top to view the rest of our EdPuzzle videos!  EdPuzzle is a great platform to test...

Top 5 Interactives Posts: Summer 2021

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Sep 29, 2021
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Interactive, Behavioral Finance, Budgeting, Career, Checking Accounts, Insurance, Savings
Each week on the NGPF blog, we highlight a new, engaging interactive. In each of these posts, we summarize the interactive, provide suggestions for classroom discussion, and include a complementary NGPF student activity or teacher professional development opportunity on the topic. Here are the 5 most popular interactive posts from the summer of 2021:  #1 Dark Patterns At Work: Do you ever feel like you are being manipulated on websites? Unfortunately, dark patterns are all too...

Question of the Day: Until what age can a child stay on their parents' health insurance?

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Sep 26, 2021
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Question of the Day, Insurance
Answer: 26 years old. Questions: There’s a misconception that young people don’t have to get insurance because they’re generally healthy and don’t need it. What’s one argument against this? Do you think there is a cost to being on a parent's health insurance plan? If so, do you think a child's insurance is more/less expensive than their parent's health insurance?  Do you think this is a good policy to allow students to stay on their parent's health insurance...

What's New With Insurance (2021)

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Aug 28, 2021
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Insurance
Auto The Pandemic, Driving Patterns, and Rebates The pandemic had almost everyone driving less. Insurance companies had record profits, as less driving translated into fewer accidents. A few companies gave a bit of a rebate back to customers (mine was less than $20!). Earlier this month, the Consumer Federation of America and the Center for Economic Justice declared that insurers collected $42 billion in excess premiums last year while providing only $13 billion in discounts and rebates.(Yahoo...

Interactive: Per Inpatient Day Hospital Expenses

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Jul 07, 2021
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Insurance, Interactive
This KFF Interactive allows students to compare the average daily costs of receiving hospital inpatient care over time in the United States, and in different states. The highlighted example above compares those costs over 20 years in California and Georgia. The data includes all operating and non-operating expenses for registered US community hospitals, defined as nonfederal short-term general and other special hospitals whose facilities and services are available to the public. Adjusted...

Question of the Day (UPDATE): What is the cost to repair an iPhone screen?

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Apr 25, 2021
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Question of the Day, Insurance
Answer: $30 to $280 Questions: Have you damaged your phone in the last year? If so, have you gotten it repaired? The cost of AppleCare+ is either a one-time fee of $200 or $10 per month. If you want loss and theft protection too, it’s $270 or $13.50 per month. Is having this insurance a “good deal?” Explain your thinking. Do you carry cell phone insurance? Why or why not? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom....

NGPF On-Demand: Renters Insurance

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Apr 15, 2021
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Professional Development, Insurance
NGPF On-Demand is a professional development opportunity that allows teachers to deepen their content knowledge on their own schedule and at their own pace. One of the 23 modules available is “Renters Insurance”. This module reviews how renters insurance works and why it’s essential coverage for young adults.    Here are some highlights from the module:  Compare average renters insurance rates across all 50 states:     Use an interactive from...

Reading List for March 26-28

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Mar 26, 2021
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Investing, Economics, Insurance, Taxes
Investing We are one year out from the stock market bottoming out. What has happened since then? (Irrelevant Investor) What is the bond market saying about inflation expectations? (NYT) Roblox IPO, like the company, was HUGE! (Investors.com). GMA aired a story today with warnings to parents about its dangers (surprise bills and bullying).   Economics New unemployment claims dropped below 700,000 for the first time since the start of the pandemic (CNBC), but payments to millions of...

Reading List for January 8-10

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Jan 08, 2021
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Economics, Cryptocurrencies, Investing, Insurance, Student Loans
Economics Biggest economic news this week hit today: The December jobs report shows a 140,000 decline, the first decline since April, and the news for long-term unemployed and labor force participation aren’t great. (NYTimes) This followed yesterday’s news on initial jobless claims, still stubbornly high. (Yahoo Finance) The US Trade deficit hit a 14-year high in November. (Reuters) January 1 brought increases in the minimum wage across the country. (NYTimes) (Economist-graph...

Reading List for October 30-Nov 1

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Oct 30, 2020
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Financial Literacy, Economics, Budgeting, Investing, Insurance
Hope you all have a happy and safe Halloween!   Financial Literacy Ally is “leaning into gamification” to attack the financial literacy gap, beginning with “Animal Crossing.” (PRNewswire)   Economics Yahoo Finance provides a wrap-up of this week’s economic data releases. * Consumer spending increases 1.4% in September * Personal income rebounds 0.9%; savings rate dips to 14.3% * Core PCE price index rises 0.2%; up 1.5% year-on-year GDP rebounded in...

Reading List for October 16-18

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Oct 16, 2020
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Current Events, Economics, Investing, Paying for College, Budgeting, Insurance, Retirement
Economics Retail sales up 1.9% in September. (CNBC) The unexpectedly big gain in spending comes after months of historically high savings as consumers retrenched due to the Covid-19 scare. The personal savings rate peaked at 33.6% in April and remained at 14.1% in August, the highest pre-pandemic rate since June 1975. (Ed Yardeni) took a closer look at the recovery by sector of the economy in his blog post dated October 9.  First-time unemployment claims of 898,000 back on the rise this...