NGPF Podcast: Tim Talks To National Winners of the PAYBACK Challenge (Part 1)
In this NGPF podcast two part series, you will hear from 12 inspiring high schoolers from all over the U.S. who were the national winners of the PAYBACK Challenge essay contest. Each will receive $5,000 towards their educational expenses. Each shared what they learned from paying PAYBACK, how it has impacted their college plans and some described the importance of the personal finance course they have taken. You will discover that this group talents extend beyond putting pen to paper for their...
Reading List for January 12-13
Financial Literacy Legislative Update
A bill has been introduced in the South Carolina Senate to require a one-semester class in personal finance for all high school students. (WMBFNews)
The state Treasurer of Rhode Island has also introduced legislation requiring public high school students to take a personal finance class before graduating. (WPRI)
New Jersey passed legislation mandating financial literacy content be delivered in grades six to eight. (Forbes)
The Massachusetts Education...
Next Gen Personal Finance Announces Honorable Mention Winners in 2nd Annual PAYBACK Challenge
PALO ALTO, California, January 8, 2019 - Next Gen Personal Finance (NGPF), a non-profit that believes that ALL students deserve access to an engaging and high quality personal finance education, is pleased to announce the Honorable Mention winners of their 2nd annual PAYBACK Challenge essay contest.
Over 800 students from all across the United States submitted essays earlier last fall. After playing the award-winning college finance game, PAYBACK, students wrote a 250-word essay answering one of...
Reading List for Jan 5-6
By Beth Tallman
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Jan 04, 2019
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Personal Finance, Checking Accounts, Investing, Stocks, Mortgages, Paying for College, Economics
Happy New Year! Our first reading list of the year includes a couple of pieces that take a look back at 2018, including the wild ride on the stock market, as well as some "newer" news. Enjoy!
Personal Finance
Our friend Barbara O’Neill provides a great overview of what happened in the world of Personal Finance in 2018. (Journal of Financial Planning)
Beth Kobliner examines a Brooking Institute report on Artificial Intelligence and relates it to Financial Literacy....
Best of 2018...PBS Two Cents Personal Finance Videos
By Tim Ranzetta
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Jan 03, 2019
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Video Resource, Budgeting, Behavioral Finance, Financial Scams, Mortgages, Paying for College
PBS Two Cents made a big splash on the scene in 2018. Philip Olson and Julia Lorenz-Olson create engaging videos that do a great job explaining personal finance concepts in ways that your students will understand. We added several of their videos to our video library and you can also hear their story on the NGPF Podcast.
I reached out to Philip today and he was kind enough to share the "top 5" videos he and Julia produced in 2018 (based on Facebook and YouTube views). Beth has also created...
Best of 2018...Most Engaging Blog Posts
By Tim Ranzetta
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Jan 01, 2019
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Personal Finance, Credit Cards, Cryptocurrencies, Behavioral Finance, Policy, Paying for College
Happy New Year! Continuing the "Best of 2018" theme, I wanted to share with you the blog posts that engaged readers the most in 2018. To measure engagement I focused on two factors. I looked for pages that attracted hundreds of visitors and had the highest average time spent per page. Time spent on the page was a good indication that educators/students read the blog post in its entirety and engaged in the mini-activity described in it. For those new to NGPF, several of the posts below are...
Best Of 2018...NGPF Video Library
By Tim Ranzetta
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Dec 27, 2018
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Behavioral Finance, Video Resource, Compound Interest, Credit Scores, Paying for College, Budgeting
Looking for videos to supplement your existing lessons? Here's a few of teacher favorites as measured by click data in our Video Library.
Drumroll please...top 10 picks for 2018:
10. The Pain of Paying from Dan Ariely of Duke University
9. Fighting the Financial Pitfalls of the Supermarket from PBS Digital's Two Cents
8. What's A Credit Score? from Kal Penn Explains
7.Why We Crave What's Cool from PBS NewsHour
6. Can I Afford It? from CNBC
5. Battle Between Your Present and Future Self from...
Reading List for December 15-16
Personal Finance
Are you finding yourself broke this time of year? Michelle Singletary gives you five reasons to give for NOT giving Christmas gifts this year (WAPO).
Investing
What can we learn (teach our students) about bubbles? Let’s take a closer look at bitcoin. (Bloomberg)
Want more on Bitcoin? Did you know that “What is bitcoin?” was the number one search of that type on Google last year? (Morning Brew)
Another interesting piece from Morning Brew is a reflection...
Question of the Day: What was the most important consideration in choosing a college major for the Class of 2017?
Answer: Availability of jobs
Questions:
Why do you think that job availability is so important for recent college graduates?
As you consider education beyond high school, what are the factors you will consider in picking a course of study or major?
Do you think the expected career paths match up with the jobs of the future?
Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.
Behind the numbers (from Visual Capitalist)
For...
Interactive Monday: You Better Know The Difference Between Net vs. Sticker Price For College (and so much more!)
Thanks to NGPF Fellow Amanda Volz for passing along this great resource called TuitionTracker.
It's easy for your students and their parents to pick up on the high cost of college. Headlines trumpet colleges that have now crossed the $70,000/year threshold. What is less understood is the fact that on average private colleges are now almost discounting tuition by 50%. Of course, 50% off a $40,000 sticker price is still $20,000/year which is challenging for most of your students. But I digress....
The Skinny on Student Loans
The following blog post comes courtesy of NGPF Fellow, Deborah Kerby, of Tobyhanna Elementary Center in Pocono Pines, PA.
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During my 17 years teaching high school students, I observed that many considered taking out student loans to pay for college to be an expected part of life. Many of their teachers share this expectation. As an experienced personal finance educator, I believe it is important to show students that they have alternative options to assist them in paying for...
Reading List for November 17-18
By Beth Tallman
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Nov 16, 2018
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Personal Finance, Behavioral Finance, Career, Paying for College, Investing
Personal Finance-credit and borrowing
Don’t get carried away with Black Friday shopping and fall for those store credit cards. They are NOT a good deal. (Washington Post)
Will mid-term election results have any impact on student loans? (Forbes)
We are always warning students about borrowing too much for college, but here are two pieces on a paper coming out in the journal Education Next that suggests some borrowing may help some students succeed. (WSJ and NPR)
Computer algorithms are less...
10 Money Milestones For Parents Who Want to Teach Their Kids About Money
By Tim Ranzetta
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Nov 14, 2018
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Parent Conversations, Credit Cards, Paying for College, Career, Checking Accounts, Stocks
I often hear this question from friends and family, "How can I teach my kids about money?" While we developed our website and resources with a classroom teacher in mind, they work well at home too. I think milestones present great opportunities for this learning to take place between parent/guardian and child.
Here are ten money milestones in the life of a teenager with a link to a favorite NGPF resource (or two) that can help kids "learn by doing."
Opening a bank account
Fine...
What have been the top 10 NGPF Questions of the Day?
By Tim Ranzetta
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Nov 12, 2018
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Question of the Day, Insurance, Budgeting, Career, Credit Cards, Paying for College
A little over a year ago, we made the fateful decision to produce a new Question of the Day for every day during the school year. Over 250 questions later, we're still going strong. I thought it would be fun to go back and see what questions garnered the most pageviews to try and tease out some themes.
Announcing NGPF's top 10 Questions of the Day since October 15, 2017:
10. What's the average lifespan of a toy fad?
9, What color car is more costly to insure: red or black?
8. What are teens...
How Teachers Use NGPF: A Month In the Life of the NGPF Website
By Tim Ranzetta
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Nov 06, 2018
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Research, Teaching Strategies, Personal Finance, Interactive, Activities, Paying for College
A huge thank you to educators who have shared their excitement about our website and PD offerings to their colleagues. You have helped us expand our impact as we have added over 10,000 teachers to our platform in just the last 12 months. The largest source of new teachers: "word of mouth." This allows NGPF to spend less on marketing our services and more on serving teachers with FREE curriculum, PD and advocacy efforts.
This jump in teachers has translated to tremendous growth with our...
Teacher Accounts
To get access to NGPF answer keys, assessments, and teacher-only resources: create a FREE Teacher Account
