Category: Budgeting

Question of the Day: What is the most popular online service: purchasing used goods, using ride-hailing apps (e.g., Uber) or hiring someone for a task?

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Jan 08, 2019
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Question of the Day, Purchase Decisions, Budgeting, Career
Answer: Purchasing used goods Questions: Which of these online services are you familiar with?  Have you used them or know anyone who has?  Can you imagine having a "side hustle" involving any of these online services? Explain. What do you think will be the most popular online service in 5 years?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Pew Research): Some of these services...

Best of 2018...NGPF FinCap Fridays

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Jan 04, 2019
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Budgeting, FinCap Fridays, Financial Scams, Career, Current Events, Employment, Generosity
We added FinCap Fridays to our resources in mid-August. Teachers asked for a creative and engaging way to bring current events into their classroom and we listened. A 5-7 minute FinCap Friday kicks off with a 5 question Kahoot + Yanely's explanation of the current event and why it matters + a discussion prompt to keep the conversation going + additional activity ideas if you want your students to dig deeper. With over 50,000 student Kahoots played since its August launch, FinCap Fridays have...

Best of 2018...NGPF Questions of the Day

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Jan 03, 2019
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Question of the Day, Career, Budgeting, Credit Cards, Employment, Current Events, Personal Finance
Questions of the day a.k.a. "bell-ringers" are a great way to get the conversation started about a money topic. What makes a good question of the day? It's relevant, timely and thought-provoking. Subscribe here and you will get a daily Question of the Day delivered to your inbox during the school year. See how many of these top 10 QoD from 2018 you can answer:) #`10: What 3 jobs are projected to be the fastest growing over the next decade? #9: What percent of 18 year old college students have...

Best of 2018...PBS Two Cents Personal Finance Videos

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Jan 03, 2019
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Video Resource, Budgeting, Behavioral Finance, Financial Scams, Mortgages, Paying for College
PBS Two Cents made a big splash on the scene in 2018. Philip Olson and Julia Lorenz-Olson create engaging videos that do a great job explaining personal finance concepts in ways that your students will understand. We added several of their videos to our video library and you can also hear their story on the NGPF Podcast.  I reached out to Philip today and he was kind enough to share the "top 5" videos he and Julia produced in 2018 (based on Facebook and YouTube views). Beth has also created...

Best Of 2018...NGPF Video Library

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Dec 27, 2018
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Behavioral Finance, Video Resource, Compound Interest, Credit Scores, Paying for College, Budgeting
Looking for videos to supplement your existing lessons? Here's a few of teacher favorites as measured by click data in our Video Library. Drumroll please...top 10 picks for 2018: 10. The Pain of Paying from Dan Ariely of Duke University 9. Fighting the Financial Pitfalls of the Supermarket from PBS Digital's Two Cents 8. What's A Credit Score? from Kal Penn Explains 7.Why We Crave What's Cool from PBS NewsHour 6. Can I Afford It? from CNBC 5. Battle Between Your Present and Future Self from...

Question of the Day: What are the items that the highest percentage of people prefer to purchase online rather than in a physical store?

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Dec 18, 2018
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Question of the Day, Budgeting, Behavioral Finance
Answer: Books, music, movies and video games From Statista:  Questions: Which of the items in the chart above do you prefer to purchase online vs. in-store? Why do you like to purchase some things in a store instead of online?  Why do you think that only 1/4 of people prefer to buy their groceries online rather than in a store? How do think these percentages will change in 5 years? Why?  Here's the ready-to-go slides for this Question of the Day that you can use in...

Question of the Day: Where does more holiday fraud happen: online or in physical stores?

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Dec 17, 2018
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Question of the Day, Identity Theft, Financial Scams, Budgeting
Answer: It's a tie, Online and in-store channels were hit equally.  Questions: Did the results surprise you? Explain. What are ways that online shoppers can have their identity stolen? Do you know anyone who has been a victim? Name at least three ways that you can protect yourself from identity theft.  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from PaymentsSource): Mobile and e-commerce sales are...

Interactive Monday: Poverty Rate by State

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Dec 09, 2018
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Interactive, Budgeting, Research
Thanks to Beth Tallman for pointing out this interactive map from Overflow Solutions: Orientation: Color: Blue is lower poverty and orange/red is higher poverty rate Graph on right tracks the individual state poverty rates from 2009-2017 The U.S. map also tracks data from 2009-17 allowing students to see the time series unfold Questions: Use this resource to discover how these poverty rates are determined. In your own words, what does it mean to live in poverty?  How have the poverty...

FinCap Friday: Speeding Into the Future

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Dec 06, 2018
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FinCap Fridays, Budgeting, Current Events, Research
Have you seen those driverless cars in your neighborhood? If they are not there yet..they will be soon! This FinCap Friday is sure to engage your students as they learn about the technology behind autonomous vehicles and the ethical issues that will arise from their use. Explore with your students whether this is a technology they will adopt quickly or will they take a "wait and see" approach. Will their generation have a different perspective on whether you need to "own a car." We'd love to...

Chart of the Week: How have family budgets changed over the past 100 years?

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Dec 05, 2018
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Chart of the Week, Budgeting, Research
From The Atlantic:  Hat tip to Sonia from the NGPF team for pointing out this informative article from the Atlantic. Here's how it described life in 1900:  In 1900, seen from perch of the Bureau of Labor Statistics -- which counts national jobs, income and spending -- the United States is like one big farm surrounded by a cluster of small factories. Almost half of the country works in agriculture. As for the budding services economy: There are more household servants than sales...

Question of the Day: How much has TV watching among 18-34 year olds dropped since 2014?

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Nov 28, 2018
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Budgeting, Question of the Day, Research
Answer: 37% decline from 26.4% in 2014 to 16.8% in 2018.  Questions: How do you think these percentages would compare with high school students? What are the other choices that young people are flocking to instead of TV? What implications do you think this has for the cable companies? For your budget?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (USA Today):  Younger viewers are fleeing TV at an...

Question of the Day: Can you name ONE of the three fastest growing U.S. cities, as measured by number of new residents who came between 2016-17?

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Nov 27, 2018
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Question of the Day, Budgeting, Research
Answer: San Antonio, Phoenix and Dallas. Here's the top 5 (from Census Bureau): Questions: What are the reasons that people decide to move to a new city? Name at least three.  What do you think happens to the housing situation in a fast-growing city? What do you anticipate would happen to costs to rent an apartment or buy a new home? Explain.  Do you anticipate moving to a new city post-high school or after college? Why?  Click here for the ready-to-go slides for...

Question of the Day: Compared to last Black Friday, did more people purchase at physical stores or online?

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Nov 25, 2018
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Question of the Day, Budgeting, Current Events
Answer: Online purchases grew by 23%; Sales at brick-and-mortar stores declined by 4-7% Questions: Did you do any shopping on Black Friday? If so, did you visit stores or shop online?  Why do you think that more people are making online purchases? Do you think this trend will increase or decrease over time?  Do you have a budget for holiday shopping this year? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom....

Interactive Monday: How Do Home Values Compare to Incomes In Your County?

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Nov 25, 2018
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Interactive, Budgeting, Mortgages, Current Events, Research
Data visualization provides a county-by-county view on housing affordability. Here's the map of the U.S.: First, a little orientation. The map is color-coded based on the calculation of median home value divided by the median household income. As an example, here's Crook County, Wyoming:  The higher the ratio, the lower the housing affordability. In terms of the color-coding, blue is more affordable while orange-red is least affordable.  Questions: What housing affordability trends...

Infographic: How We Sleep, Eat and Exercise on Thanksgiving

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Nov 20, 2018
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Budgeting
Fun infographic to get you in that holiday frame of mind. Happy Thanksgiving from the team at NGPF! We are so thankful to partner with such a great set of educators!  Abby, Christian, Danielle, Greg, Jessica, Laura, Rita, Sonia, Tim, Yanely Click here to see more... Questions: What are your favorite activities on Thanksgiving Day?  Do you look for deals on Black Friday to get a head start on holiday shopping?     ...