Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Fair Credit Reporting Act Which savings strategy is most effective? ANALYZE: A FAFSA Submission Summary FINE PRINT: Checking Account Statement FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? Gotta Habit COMPARE: Types of Savings Accounts COMPARE: Auto Loans RESEARCH: Professional Certifications MOVE: Credit Musical Chairs MOVE: Types of Employment INTERACTIVE: Online Bank Simulator READ: Retirement Basics FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance RESEARCH: Credit Protections MOVE: The Net Price of College What do cardholders fear most when using a credit card? CALCULATE: Your Federal Taxes ANALYZE: Dollar Cost Averaging in Action PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? When the Mean is Kinda Nice CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What percent of Americans who have credit card debt won't be able to pay it off within a year?

DESMOS ACTIVITIES

DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: Linear Growth Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Real World Linear Inequalities DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Systems of Two Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: FICA Tax Rates