Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game RESEARCH: Credit Protections PLAY: Organize Budget Expenses FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time PLAY: Roll with the Market MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon?

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Credit Dot Plots DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates