Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck PLAY: Budget Frenzy! Which savings strategy is most effective? MOVE: The Net Price of College If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs COMPARE: Auto Loans RESEARCH: Fair Credit Reporting Act INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball What do cardholders fear most when using a credit card? What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund What percent of new businesses are still operating after 10 years? RESEARCH: Professional Certifications INTERACTIVE: Bummer! Question of the Day: How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging in Action FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Kinda Nice CREATE: Personalized Productive Gap Year Plan ANALYZE: A FAFSA Submission Summary CALCULATE: Your Federal Taxes FINE PRINT: Financial Aid Package PLAY: Roll with the Market MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment Gotta Habit READ: Retirement Basics INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Growth Factor and Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Linear Equations and Checking DESMOS: Writing and Graphing a System of Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Systems of Two Linear Equations