Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box When the Mean is Nice What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? PLAY: The Bean Game What percent of Americans who have credit card debt won't be able to pay it off within a year? How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market RESEARCH: Credit Protections INTERACTIVE: Bummer! You Just Gotta Habit! Which savings strategy is most effective? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Sampling Methods DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Investing and Exponential Change DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Marbleslides: Exploring Exponentials DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations in Standard Form