Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses RESEARCH: Fair Credit Reporting Act What do cardholders fear most when using a credit card? PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? Gotta Habit MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? MOVE: Types of Employment MOVE: Your Tax Dollar in Action When the Mean is Kinda Nice INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator MOVE: The Net Price of College How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! ANALYZE: Household Debt and Credit Report ANALYZE: Dollar Cost Averaging in Action RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Your Federal Taxes PLAY: Roll with the Market Which savings strategy is most effective? READ: Retirement Basics CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Growth Factor and Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Linear Growth Patterns DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Create a Histogram DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems