Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Living Paycheck to Paycheck Gotta Habit FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Kinda Nice PLAY: Organize Budget Expenses PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? COMPARE: Auto Loans What's the average credit score needed to rent an apartment? READ: Retirement Basics MOVE: The Net Price of College What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts What do cardholders fear most when using a credit card? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan What percent of students receive scholarships or grants for college? CALCULATE: Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? RESEARCH: Fair Credit Reporting Act FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging in Action How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Systems of Two Linear Equations DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Create a Histogram DESMOS: Polygraph: Guess the Distribution