Insurance Activities

MOVE: What Determines Your Insurance Premium?

In this activity, students will be able to:

  • Get up and out of their seats while learning about 5 different types of insurance they will likely need in their lifetimes
  • Understand the different factors that impact the cost of insurance premiums 
  • Collaborate with their peers to come to a final decision

RESEARCH: Insurance in Your State

In this activity, students will be able to: 

  • Explore their state insurance department's website to learn more about its functions
  • Understand policies and regulations around health and auto insurance in their particular state
  • Learn about homeowners insurance in their specific zip code

CARTOONS: Insurance Coverage

In this activity, students will be able to: 

  • Examine a number of cartoons about Insurance and choose one to analyze in more depth
  • Explain the cartoon's perspective on insurance companies and their coverage policies 
  • Think critically about the cartoonist's viewpoint and explain if they agree or disagree with it

PLAY: Types of Car Insurance (Sp)

In this activity, students will be able to:

  • Identify the different types of car insurance using their descriptions.
  • Determine the appropriate type of car insurance to cover damages in given scenarios.
  • Available in English & Spanish

COMPARE: Car Insurance Comparison Shopping (Sp)

In this activity, students will be able to:

  • Evaluate the pros and cons of different levels of car insurance.
  • Choose the best car insurance policy from multiple, competing policies.
  • Describe the financial impact of different types of accidents depending on the type of policy they hold.
  • Available in English & Spanish

COMPARE: Select an Insurance Plan

In this activity, students will be able to:

  • Determine what features they value in an insurance plan and then conduct online research to determine which plans best meet their needs.
  • Compare and then select which insurance plan would be best for them.
  • Available in English & Spanish

COMPARE: Types of Health Insurance Plans (Sp)

In this activity, students will be able to:

  • Describe how different types of health insurance plans divide costs between the insurance company and the insured individual.
  • Describe the difference between an HMO, PPO and POS health insurance plan.
  • Available in English & Spanish

FINE PRINT: Auto Insurance Declaration Page

In this activity, students will be able to:

  • Understand the various components of their auto insurance policy statement
  • Understand how auto insurance protects the policyholder against specific risks

FINE PRINT: Health Benefits Form

In this activity, students will be able to:

  • Understand the benefits offered by standard health plans
  • Understand how standard features of a health plan operate, including deductibles, co-pays and doctor networks

FINE PRINT: Renters Insurance Agreement

In this activity. students will be able to:

  • Skim to locate pertinent details in the property section of a renters insurance agreement
  • Understand why it’s important to read the fine print of any contract or policy

PROJECT: Introducing Insurance - You Be The Teacher (Sp)

In this Common Core Standards-aligned project, students will introduce the topic of insurance by researching and teaching basic information related to one policy type.

  • Available in English & Spanish

DEBATE: Should the Government Be Allowed to Require Insurance?

In this Common Core Standards-aligned project, students will conduct research on both sides of the topic and write a persuasive response to the question: Should the government be allowed to require insurance?