Insurance Activities

INTERACTIVE: Auto Insurance Comparison Shopping

In this activity, students will be able to:

  • Discover the different car insurance policies and associated rates
  • Compare car insurance rates and coverage
  • Analyze the factors that determine car insurance rates for individuals

ANALYZE: Should I Insure This Group? (Sp)

In this activity, students will be able to:

  • Analyze a group of people to determine their financial risk as a potential insurance pool.
  • Determine whether a group of people is likely to be a successful insurance pool (based on pool demographics, available data and payment of premiums).
  • Available in English & Spanish

COMPARE: Car Insurance Comparison Shopping (Sp)

In this activity, students will be able to:

  • Evaluate the pros and cons of different levels of car insurance.
  • Choose the best car insurance policy from multiple, competing policies.
  • Describe the financial impact of different types of accidents depending on the type of policy they hold.
  • Available in English & Spanish

COMPARE: Personal Risk Factors (Sp)

In this activity, students will be able to:

  • Complete a risk profile of an individual.
  • Explain how different types of insurance companies might perceive the risk potential of different individuals.
  • Available in English & Spanish

COMPARE: Select a Health Insurance Plan

In this activity, students will be able to:

  • Find health insurance plans from a variety of sources (through an employer’s plan, staying on their parent’s plan, buying directly from an insurance company, or buying through the health insurance marketplace).
  • Choose the health insurance plan that best fits their needs.

COMPARE: Types of Car Insurance (Sp)

In this activity, students will be able to:

  • Identify the different types of car insurance using their descriptions.
  • Determine the appropriate type of car insurance to cover damages in given scenarios.
  • Available in English & Spanish

COMPARE: Types of Health Insurance Plans (Sp)

In this activity, students will be able to:

  • Describe how different types of health insurance plans divide costs between the insurance company and the insured individual.
  • Describe the difference between an HMO, PPO and POS health insurance plan.
  • Available in English & Spanish

INTERACTIVE: Premiums and Worker Contributions for those with Employer-Sponsored Coverage

In this activity, students will be able to:

  • Compare premiums and worker contributions for different areas of the country and personal circumstances
  • Track trends in premiums and worker contributions over time
  • Analyze trends in premiums and worker contributions to propose solutions

READ: A Car Insurance Policy (Sp)

In this activity, students will be able to:

  • Explain the most important elements of insurance policy.
  • Describe the information contained in the Declarations page of an insurance policy.
  • Use a sample Declarations page to identify key information about the policyholder and the terms of a policy.
  • Use a sample Declarations page to answer scenario-based questions about what an insurance policy covers.
  • Available in English & Spanish

ROLEPLAY: Completing an Car Insurance Claim

In this activity, students will be able to:

  • Describe the proper steps to take immediately following an accident to ensure a successful insurance claim.
  • Practice conducting role play conversations to prepare them for difficult situations during and following a car accident.
  • Complete a claims worksheet to ensure they record the proper information to file a successful car insurance claims.