Insurance Activities
INTERACTIVE: Bummer!
In this activity, students will be able to:
- Decide which coverage plans and riders to purchase across three types of insurance -- pet, renters, and auto
- Take their chances spinning the Wheel of Bummers to simulate the risk management and protection offered by insurance
- Experience how insurance coverage and real-life "bummers" impact their financial security
MOVE: What Determines Your Insurance Premium?
In this activity, students will be able to:
- Get up and out of their seats while learning about 5 different types of insurance they will likely need in their lifetimes
- Understand the different factors that impact the cost of insurance premiums
- Collaborate with their peers to come to a final decision
RESEARCH: Insurance in Your State
In this activity, students will be able to:
- Explore their state insurance department's website to learn more about its functions
- Understand policies and regulations around health and auto insurance in their particular state
- Learn about homeowners insurance in their specific zip code
PLAY: Types of Car Insurance
In this activity, students will be able to:
- Identify the different types of car insurance using their descriptions.
- Determine the appropriate type of car insurance to cover damages in given scenarios.
You can find the Spanish version(s) of student materials linked in the activity under "Materials & Prep"
PLAY: Will Their Auto Insurance Premium Change?
In this activity, students will be able to:
- Explain how certain life events might change their auto insurance premium
- Explain how demographic information and location might affect their auto insurance premium
COMPARE: Car Insurance Comparison Shopping
In this activity, students will be able to:
- Evaluate the pros and cons of different levels of car insurance.
- Choose the best car insurance policy from multiple, competing policies.
- Describe the financial impact of different types of accidents depending on the type of policy they hold.
COMPARE: Select an Insurance Plan
In this activity, students will be able to:
- Determine what features they value in an insurance plan and then conduct online research to determine which plans best meet their needs
- Compare and then select which insurance plan would be best for them
[This activity has no answer key]
COMPARE: Types of Health Insurance Plans
In this activity, students will be able to:
- Describe how different types of health insurance plans divide costs between the insurance company and the insured individual.
- Describe the difference between an HMO, PPO and POS health insurance plan.
FINE PRINT: Auto Insurance Declaration Page
In this activity, students will be able to:
- Understand the various components of their auto insurance policy statement
- Understand how auto insurance protects the policyholder against specific risks
FINE PRINT: Health Benefits Form
In this activity, students will be able to:
- Understand the benefits offered by standard health plans
- Understand how standard features of a health plan operate, including deductibles, co-pays and doctor networks
FINE PRINT: Renters Insurance Agreement
In this activity. students will be able to:
- Skim to locate pertinent details in the property section of a renters insurance agreement
- Understand why it’s important to read the fine print of any contract or policy
PROJECT: Introducing Insurance - You Be The Teacher
In this activity, students will be able to:
- Introduce the topic of insurance by researching and teaching basic information related to one policy type
[This activity has no answer key]
DEBATE: Should the Government Be Allowed to Require Insurance?
In this activity, students will be able to:
- Conduct research on both sides of the topic and write a persuasive response to the question: Should the government be allowed to require insurance?
[This activity has no answer key]