Investing Activities

ANALYZE: A Bond Fund

In this activity, students will be able to:

  • Review the Vanguard Total Bond Market Index Fund Investor Shares report, interpret the data, and answer questions to help them understand how a bond fund works.

ANALYZE: The Value of Dividends

In this activity, students will be able to:

  • Read and analyze data charts about the reinvestment of dividends.
  • Learn how this can be a valuable investment strategy.

ANALYZE: Think You Can Beat the Stock Market?

ANALYZE: Understanding Inflation (Sp)

In this activity, students will be able to:

  • Use an inflation calculator to think about the relationship between interest and inflation.
  • Learn why long term saving might not be enough for large purchases in the distant future.
  • Available in English & Spanish

CALCULATE: Compound Interest (Sp)

In this activity, students will be able to:

  • Use an online compound interest calculator to explore the value of time when investing.
  • Available in English & Spanish

CALCULATE: Investment Fees

In this activity, students will be able to:

  • Use online calculators to investigate the investor fees associated with actively managed mutual funds and passively managed index funds and the impact these fees have on profit.

CALCULATE: IPO Values

In this activity, students will be able to:

  • Use IPO price and current price to assess the current value of three different late ’90s IPO stocks to try to determine whether buying during an IPO is a good investment strategy.

CALCULATE: Rate of Return

In this activity, students will be able to:

  • Use Yahoo! Finance to look up stock prices for two popular companies.
  • Practice calculating and thinking critically about rate of return.

CALCULATE: Your Retirement Savings Goal (Sp)

In this activity, students will:

  • use an online retirement calculator to explore the relationship between time horizon, income, and savings rate on an individual’s retirement savings goals.
  • Available in English & Spanis

COMPARE: Types of Retirement Accounts (Sp)

In this activity students will:

  • learn about pensions, IRAs, Roth IRAs, and 401(k) plans
  • and will be able to determine distinguishing features of each.
  • Available in English & Spanish

EXCEL: Asset Allocation

In this activity, students will be able to:

  • Use Yahoo! Finance and a predesigned Google Spreadsheet to explore asset allocation using index funds.

EXCEL: Dollar Cost Averaging in Action

In this activity, students will:

  • walk step-by-step through an example of how dollar cost averaging works
  • conduct online research of historical stock prices
  • and use a spreadsheet to examine effects of dollar cost averaging.

INVESTIGATE: 401(k) Missing Millions

In this activity, students will be able to:

  • Make assumptions and do some calculations to determine how much Boeing employees are leaving on the table by not taking full advantage of their 401(k) plan.

INVESTIGATE: High Schooler Earns $72M?

In this activity, students will be able to:

  • Analyze a news story about a high school millionaire and identify the “facts” of the case.
  • Use their financial knowledge to analyze the “facts” and suggest potential inaccuracies to the author, using evidence to explain their beliefs.

INVESTIGATE: Millionaire or Not?

In this activity, students will be able to:

  • Study the “facts” presented by a self-proclaimed self-made millionaire and then do their own analysis to determine that the story can’t possibly be true.

READ: 10 Facts About Bonds

In this activity, students will be able to:

  • Complete a introductory article about bonds.
  • Synthesize the information into 10 easy-to-understand core facts.

READ: Investing Basics

In this activity, students will be able to:

  • Read an article of 25 things to know about investing and categorize the items based on their prior knowledge.
  • Exchange knowledge with a partner to further the learning.

READ: What Does It Mean to Own Stock? (Sp)

In this activity, students will be able to:

  • Read an article about what it means to own stock.
  • Do minor calculations to accompany their work.
  • Available in English & Spanish

RESEARCH: IPO Web Quest

In this activity, students will be able to:

  • Complete online research to decide whether Initial Public Offerings are a sound investment approach.

RESEARCH: Retirement Basics Web Quest

In this activity, students will:

  • conduct research on the internet to answer basic questions about retirement age, Social Security, and pension programs.