Investing Activities

PROJECT: Joining the Market (Sp)

In this activity, students will be able to:

  • Decide whether to buy, sell, or hold stocks from Ravioli Den
  • Experience how current events shape the market and calculate their portfolio value after each round
  • Available in English & Spanish

INTERACTIVE: Exploring Asset Classes

In this activity, students will be able to: 

  • Explore annual returns for 9 asset classes over a 15-year period using an online tool
  • Compare the relative performance of asset classes and consider risk vs return in investment strategies

INTERACTIVE: Invest with STAX!

In this activity, students will be able to:

  • Make over 40 investment decisions as they allocate their savings between a multitude of investment options
  • Receive short in-game lessons explaining the details of the specific investment
  • Practice diversifying their portfolio to yield the highest return

INTERACTIVE: Beat the Market on Tech IPOs

In this activity students will be able to: 

  • Try to time the market on the Initial Public Offering (IPO) for 7 well-known tech companies using an online interactive
  • Calculate their return on investment if they sold their shares today
  • Decide whether they think investing in IPOs is a sound investment strategy

INTERACTIVE: The Power of Compounding

In this activity, students will be able to:

  • Use an online compound interest calculator to calculate the total amount an individual would have in a savings or retirement account
  • Identify what factors impact compounding and how 
  • Explain why compounding can be a powerful saving and investing strategy
  • Available in English & Spanish

INTERACTIVE: What's the S&P 500?

In this activity, students will be able to: 

  • Use an online interactive to investigate what stocks and industries make up the S&P 500
  • Analyze the returns of the S&P 500
  • Grasp the idea of diversification and the value of investing in index funds 

ANALYZE: Inequalities in Investing

In this activity, students will be able to:

  • Explore reasons why many people don't invest
  • Analyze investment trends by income, race, and investing experience

ANALYZE: Investing for Retirement

In this activity students will be able to: 

  • Analyze the data in 3 different types of graphs 
  • Explain the importance of investing early for retirement 
  • Understand the power of compound interest over time 

ANALYZE: Understanding Inflation (Sp)

In this activity, students will be able to:

  • Use an inflation calculator to think about the relationship between interest and inflation.
  • Learn why long term saving might not be enough for large purchases in the distant future.
  • Available in English & Spanish

CALCULATE: Retirement Savings Goals (Sp)

In this activity, students will be able to:

  • Use an online retirement calculator to explore the relationship between time horizon, income, and savings rate on an individual’s retirement savings goals.
  • Available in English & Spanish

CARTOONS: Timing the Market

In this activity, students will be able to: 

  • Examine a number of cartoons about timing the market and choose one to analyze in more depth
  • Explain the cartoon's key message about timing the market and how it depicts that message

COMPARE: Select a Brokerage Account (Sp)

In this activity, students will be able to:

  • Determine what features they value in a brokerage account and then conduct online research to determine which accounts best meet their needs.
  • Compare and then select which brokerage account would be best for them.
  • Available in English & Spanish

[This activity has no answer key]

COMPARE: Types of Investment Funds

In this activity, students will be able to: 

  • Compare mutual funds, index funds, exchange-traded funds (ETFs), and target date funds (TDFs)
  • Conduct research on these investment funds and present their findings to the rest of the class
  • Reflect on which investment funds they may be interested in and why

COMPARE: Types of Retirement Accounts (Sp)

In this activity, students will be able to:

  • Learn about pensions, IRAs, Roth IRAs, and 401(k) plans
  • And will be able to determine distinguishing features of each.
  • Available in English & Spanish

ANALYZE: Dollar Cost Averaging in Action

In this activity, students will be able to:

  • Walk step-by-step through an example of how dollar cost averaging works
  • Conduct online research of historical stock prices
  • Use a spreadsheet to examine effects of dollar cost averaging
  • Understand how dollar cost averaging benefits them as investors.

FINE PRINT: Bond Mutual Fund Fact Sheet

With this activity students will be able to:

  • Understand how to read a bond market index fund fact sheet from Vanguard
  • Identify important elements of a bond, such as level of risk, expense ratio, and interest rates

FINE PRINT: Stock Index Fund Fact Sheet

With this activity students will be able to:

  • Read a stock index fund fact sheet
  • Understand the most important elements on the fact sheet, including fund description, fees, performance and composition

FINE PRINT: Target Date Fund Fact Sheet

With this activity students will be able to:

  • Read a target date fund fact sheet
  • Understand the most important elements on the fact sheet, including fund description, fees, performance and composition

MOVE: Let's Make a Mutual Fund

In this activity, students will be able to:

  • Represent a company on Down Jones
  • Combine with other companies
  • Assess risk and return
  • Create an index fund comprised of the Dow

MOVE: Organize A Stock Market Index

In this activity, students will be able to:

  • Learn about the structure of a popular index composed of the largest companies in the U.S. -- the S&P 500
  • Apply their knowledge of index funds through a fun, out-of-their-seats, whole-class challenge

 

PLAY: Guess How Much Is In The Jar

In this activity, students will be able to:

  • Hypothesize how many items are in the jar and collaborate with classmates on strategies
  • Analyze averages and compare to the actual value
  • Explore behavioral finance in a fun and engaging activity

PLAY: Roll with the Market

In this activity, students will be able to:

  • Play game that elicits various emotions when we gain, lose, or miss out on investment opportunities
  • Reflect on the psychology behind some of the investment decisions we make

[This activity has no answer key]

PROJECT: 5 Stocks on Your Birthday (Sp)

In this activity, students will be able to:

  • Look up historical stock prices on Yahoo! Finance
  • Create charts and graphs using spreadsheets to compare the yearly values and return on investment (ROI)
  • Write a final report on which stock would be the best option
  • Available in English & Spanish

PROJECT: Build Your Portfolio

In this activity, students will be able to:

  • Work in teams and design an investment portfolio appropriate for a 23-year-old
  • Conduct online research and present their portfolio either as a written report or a slideshow presentation
  • Use investment strategies learned in this lesson/unit

READ: 10 Facts About Bonds

In this activity, students will be able to:

  • Read an article summarizing the basics of bonds
  • Summarize the article into 10 facts about bonds

READ: 25 Investing Basics

In this activity, students will be able to:

  • Read an article of 25 things to know about investing and categorize the items based on their prior knowledge
  • Exchange knowledge with a partner to further the learning

[This activity has no answer key]

READ: Retirement Basics

In this activity, students will be able to:

  • Read research on the internet to answer basic questions about retirement age, Social Security, and pension programs.

ROLEPLAY: Sign up for a 401(k) (Sp)

In this activity, students will be able to:

  • Complete a mock 401(k) enrollment form
  • Decide how much of their pay to invest
  • Assess their own risk tolerance and select funds for their investment

ROLEPLAY: Sign Up for an IRA

In this activity, students will be able to:

  • Determine which type of IRA to sign up for and their contribution amount
  • Choose whether to invest by using a robo-advisor, target date fund, or creating their own investment portfolio
  • Select a brokerage firm and their IRA investments