67 customizable lessons, aligned with National Standards, exams and more.
Read NGPF's school-by-school analysis of financial education in America today
The next generation of New Yorkers needs our help to replace a “check-the-box” high school personal finance requirement proposed by the NYSED Board of Regents.
190,000 New York 12th graders per year can graduate financially ready with a full semester course on budgeting, saving, taxes, credit, investing, careers, and beyond.
86% of New York voters want a standalone high school course requirement.
NY ranks 40th in the U.S. for high school personal finance education.
The NY Inspires plan allows high school students to meet its proposed personal finance graduation requirement with a few embedded lessons in another course or by taking 1 of 18 different courses.
1. A full course drives 6x improvements in graduates' financial wellbeing vs. embedded instruction, especially increasing credit scores. Collins & Urban (2025)
2. Only 39% of students receive any “required” financial education when their states adopt embedded requirements. Standalone requirements are implemented universally. Leudtke & Urban (2024)
3. Standalone personal finance course requirements pose no incremental costs to school districts. Urban (2025)
1. Alert Your State Assembly Rep that the Regents' plan falls short.
2. Submit Your Public Comment by Jan 19, 2026. Here's a helpful template:
Dear NYSED Board of Regents,
I am a resident of [CITY] writing to ask the Regents to improve the high school personal finance requirement in the NY Inspires plan before voting in March.
Please replace the 9th-12th grade embedded personal finance requirement with a standalone personal finance course requirement of at least one semester.
Our children deserve nothing less than a financial education policy that is proven to work.
Thank you, [YOUR NAME]
All students deserve a standalone personal finance course of at least one semester (18+ weeks of instruction).
Teach the course in grades 11 or 12, when the concepts are most relevant and real to students.
Cover all Personal Finance state standards to help students navigate real financial issues.
Should be taught by teachers who have taken professional development to teach the course confidently and effectively.
Give 3-5 years for implementation and allow personal finance to fulfill local school districts' choice of existing requirements.
The NGPF Mission 2030 Fund's nationwide advocacy campaign has increased the number of states requiring a high school personal finance course from 8 states in 2020 to 30 states in 2026.
As a result of these policy wins, over 76% of U.S. public high school students will graduate having taken a personal finance course by 2031.
No. September 2025 Research demonstrated that implementing standalone personal finance courses creates no incremental costs for school districts.
86% of New York voters said NYSED should require a standalone personal finance course in a December 2025 poll by Public Policy Polling. Across the political spectrum, New Yorkers want financial education done right.
Before your subscription to our newsletter is active, you need to confirm your email address by clicking the link in the email we just sent you. It may take a couple minutes to arrive, and we suggest checking your spam folders just in case!
Great! Success message here
Save time, increase engagement, and teach life-changing financial skills with NGPF’s free curriculum
1.Register for a free TeacherAccount
2.ExploreSemester Course
3.Findstudent favorites
4.LeverageNGPF Academy
Your new account will provide you with access to NGPF Assessments and Answer Keys. It may take up to 1 business day for your Teacher Account to be activated; we will notify you once the process is complete.
Thanks for joining our community!
The NGPF Team
Complete the form below to access exclusive resources for teachers. Our team will review your account and send you a follow up email within 24 hours.
To speed up your verification process, please submit proof of status to gain access to answer keys & assessments.
Acceptable information includes:
Acceptable file types: .png, .jpg, .pdf.
Once you submit this form, our team will review your account and send you a follow up email within 24 hours. We may need additional information to verify your teacher status before you have full access to NGPF.
Take the quiz to quickly find the best resources for you!