Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report When the Mean is Nice CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? RESEARCH: Fair Credit Reporting Act Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time PLAY: Types of Car Insurance PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? MOVE: Up and Down with Credit Scores MOVE: Types of Employment INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! PLAY: Organize Budget Expenses PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Linear Systems DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Graphs of Piecewise Functions DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Exploring State and Local Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Independent and Dependent Events DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Polygraph: Guess the Distribution DESMOS: Investing and Exponential Change DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Exponential Growth in Circles