Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market MOVE: Types of Employment What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box What percent of students receive scholarships or grants for college? Which savings strategy is most effective? ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! You Just Gotta Habit! PLAY: The Bean Game Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: Impact of Credit Score on Loans How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Create a Histogram DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Investing and Exponential Change DESMOS: Growth of Savings vs Investments DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Card Sort: Linear Systems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring State and Local Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income