Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan When the Mean is Nice FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Organize Budget Expenses You Just Gotta Habit! PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? PLAY: The Bean Game PLAY: Types of Car Insurance What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball PROJECT: Credit Protections - You Be the Teacher COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Create a Histogram AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances