Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores PLAY: Organize Budget Expenses What is the average credit card debt held by Gen Z? PLAY: Roll with the Market PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice CREATE: Personalized Productive Gap Year Plan MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging MOVE: Let's Make a Mutual Fund INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans ANALYZE: A FAFSA Submission Summary What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance PLAY: Budget Frenzy! MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphs of Piecewise Functions DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Growth Patterns DESMOS: Exponential Growth in Circles DESMOS: Credit Dot Plots DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Systems of Two Linear Equations