Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes PLAY: Budget Frenzy! INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Bummer! MOVE: Types of Employment CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! Which savings strategy is most effective? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? PLAY: Roll with the Market MOVE: Inflation Over Time PLAY: The Bean Game What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher What percent of Americans with credit card debt have carried a balance for over 1 year? When the Mean is Nice ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Writing Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Credit Dot Plots AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Systems of Two Linear Equations AMPLIFY: Growth of Savings vs Investments AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines