Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! You Just Gotta Habit! What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment INTERACTIVE: Online Bank Simulator MOVE: Types of Employment What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? When the Mean is Nice CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time CALCULATE: How Much House Can You Afford? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections Which savings strategy is most effective? What's the average credit score needed to rent an apartment? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Complex Systems of Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates