Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Fair Credit Reporting Act What percent of new businesses are still operating after 10 years? MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Budget Frenzy! MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts PLAY: Roll with the Market What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? When the Mean is Nice INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications PLAY: It Costs HOW Much? Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging You Just Gotta Habit! What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box INTERACTIVE: Compounding Cat Insanity MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Which Repayment Option is Best? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Systems of Two Linear Equations DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: Chance Experiments DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Complex Systems of Inequalities DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: College Sticker Price and ACT Scores DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential vs Linear Patterns DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions