Checking

In this activity, students will be able to:

• Choose the best payment options for different real-world scenarios.

In this activity, students will be able to: 

• Examine a number of cartoons about checking account fees and choose one to analyze in more depth
• Explain the cartoon's key message about checking account fees and how it depicts that message

In this activity, students will be able to: 

• Use an online simulation to practice checking balances, monitoring their account, conducting transfers, and paying bills using online banking. 

This activity can be completed in roughly 30 minutes. 

Available in English and Spanish

In this activity, students will be able to: 

• Understand what it means to be unbanked and underbanked
• Identify the percentage of households that are unbanked and underbanked in their state
• Examine why so many households are unbanked and the consequences of not having a bank account

In this activity, students will be able to: 

• Reorder checking account transactions in ways that minimize and maximize their total overdraft fees so they gain a better understanding of how fees are assessed
• Compare the overdraft policies at 5 major banks and credit unions and how those policies impact accountholders 
• Be up, out of their seats, moving "transactions" around in a tactile manner

In this activity, students will be able to:

• Practice reconciling their checkbook using a check register and a bank statement.

In this activity, students will be able to:

• Determine what features they value in a checking account and then conduct online research to determine which accounts best meet their needs.
• Compare and then select which bank would be best for them.
• Available in English & Spanish

In this activity, students will be able to:

• Read a checking account statement
• Understand what the various components of a checking account statement mean to interpret where their money goes

In this activity, students will be able to:

• Understand the criteria or rules that come with a checking account
• Avoid additional fees when using a checking account

In this activity, students will be able to:

• Mathematically assess the overdraft fees associated with major banks’ checking accounts
• Write a brief argument based on their analysis
• Available in English & Spanish

In this activity, students will be able to: 

• Learn how P2P payments work, who uses them and for what purposes, which companies offer the service, and how to choose the best P2P app for them. 

In this Case Study, students will learn how to compare various checking account options. They will learn about parental influences on financial decision-making. Finally, they will decide whether to opt in to overdraft protection for their checking account.

In this Case Study, students play the role of a community college student mentoring high schoolers on why they should open and maintain a checking account. Students must provide counterpoints to the “mentees’” valid concerns against the traditional banking system.