Checking Activities

CARTOONS: Checking Account Fees

In this activity, students will be able to: 

  • Examine a number of cartoons about checking account fees and choose one to analyze in more depth
  • Explain the cartoon's key message about checking account fees and how it depicts that message

INTERACTIVE: Navigate Your Online Bank Account (Short Version) (SP)

In this activity, students will be able to: 

  • Use an online simulation to practice checking balances, monitoring their account, conducting transfers, and paying bills using online banking. 

This activity can be completed in roughly 30 minutes. 

Available in English and Spanish

 

INTERACTIVE: Navigate Your Online Bank Account (Extended Version)

In this activity, students will be able to:

  • Use an online simulation to practice checking balances, reading statements, doing online transfers, and paying bills using online banking.
  • Available in English

This activity can be completed in roughly one hour. 

 

INTERACTIVE: What’s the Banking Status in Your Area?

In this activity, students will be able to: 

  • Understand what it means to be unbanked and underbanked
  • Identify the percentage of households that are unbanked and underbanked in their state
  • Examine why so many households are unbanked and the consequences of not having a bank account

MOVE: To Understand Overdraft Fees

In this activity, students will be able to: 

  • Reorder checking account transactions in ways that minimize and maximize their total overdraft fees so they gain a better understanding of how fees are assessed
  • Compare the overdraft policies at 5 major banks and credit unions and how those policies impact accountholders 
  • Be up, out of their seats, moving "transactions" around in a tactile manner

ANALYZE: How We Interact With Banks (Sp)

In this activity, students will be able to:

  • Analyze data, both as text and as graphs, to understand how Americans interact with financial institutions, with a focus on online and mobile banking practices.
  • Available in English & Spanish 

CALCULATE: Reconcile Your Checkbook

In this activity, students will be able to:

  • Practice reconciling their checkbook using a check register and a bank statement.

COMPARE: Select a Checking Account (Sp)

In this activity, students will be able to:

  • Determine what features they value in a checking account and then conduct online research to determine which accounts best meet their needs.
  • Compare and then select which bank would be best for them.
  • Available in English & Spanish

COMPARE: Checking Alternatives

In this activity, students will be able to:

  • Explore the costs (monetary and non-monetary) associated with checking account alternatives, such as prepaid cards, check cashing stores, etc.

FINE PRINT: Bank Statement

In this activity, students will be able to:

  • Read a bank statement
  • Understand what the various components of a bank statement mean to interpret where their money goes

FINE PRINT: Checking Account Agreement

In this activity, students will be able to:

  • Understand the criteria or rules that come with a checking account
  • Avoid additional fees when using a checking account

PROJECT: Automate Your Check Register

In this Common Core Standards-aligned project, students will complete a checking register using a list of payments and deposits, learning to manually calculate their account balance.

PROJECT: Bank Reviews

In this Common Core Standards-aligned project, students use reviews on Yelp to learn about positive and negative qualities that matter to consumers when choosing a bank. They also engage in the media literacy skill of evaluating online reviews.

PROJECT: Checking Account vs. Check Cashing Service

In this Common Core Standards-aligned project, students will do research on check cashing businesses and then select a project that synthesizes information they’ve learned about both checking accounts and check cashing services.

PROJECT: Create a Savings Account Marketing Campaign (Sp)

In this Common Core Standards-aligned project, students work in groups to create a marketing campaign for a bank’s savings account. They design a giveaway promotion, create print advertisements, and write and/or produce a commercial.

  • Available in English & Spanish

PROJECT: Create a Marketing Campaign (Sp)

In this Common Core Standards-aligned project, students work in groups to create a marketing campaign for Chase Bank’s College Checking Account. They artistically design checks, a debit card, and a flyer for college campuses. They also write and/or produce a commercial using high- or low-tech options.

  • Available in English & Spanish

PROJECT: Overdraft Fee Analysis (Sp)

In this Common Core Standards-aligned project, students will mathematically assess the overdraft fees associated with major banks’ checking accounts and write a brief argument based on their analysis.

  • Available in English & Spanish

PROJECT: Payment Decisions (Sp)

In this Common Core aligned project, students will make and explain their payment decisions in young adult scenarios and write persuasively about payment options.

  • Available in English & Spanish

PROJECT: Presenting: Savings!

In this Common Core aligned project, students will explore the listicle as a journalistic style while learning pro savings tips. They’ll conduct internet research and use it to collaboratively create their own digital presentation, which they’ll present to the class.

PROJECT: Saving in Pre-K?

In this Common Core aligned project, students will read about savings programs that start as young as Pre-K. They will do online research about some of these programs and then write persuasively about whether savings programs for young children are a good idea.

PROJECT: Savings Account Analysis

In this Common Core aligned project, students do web research on one bank’s savings account options. Then, they form a group with others who have researched different banks and put together a comprehensive report. Finally, they make decisions on which bank makes the most sense for them.

PROJECT: Use a PSA to Inspire Saving (Sp)

In this Common Core Standards-aligned project, students will work in groups to create a public service announcement convincing their target audience to save money in order to reach a goal.

  • Available in English & Spanish

READ: Explore Person-to-Person Payments

In this activity, students will be able to: 

  • Learn how P2P payments work, who uses them and for what purposes, which companies offer the service, and how to use the apps responsibly
  • Access content in a variety of ways such as news articles, videos, and survey reports

RESEARCH: Opening a Checking Account

In this activity, students will be able to:

  • Research which financial institutions offer the best services, what needs to be done before opening a checking account. This will include having the right materials, and knowing the right questions to ask.