Checking Activities

CARTOONS: Checking Account Fees

In this activity, students will be able to: 

  • Examine a number of cartoons about checking account fees and choose one to analyze in more depth
  • Explain the cartoon's key message about checking account fees and how it depicts that message

INTERACTIVE: Navigate Your Online Bank Account (Short Version) (SP)

In this activity, students will be able to: 

  • Use an online simulation to practice checking balances, monitoring their account, conducting transfers, and paying bills using online banking. 

This activity can be completed in roughly 30 minutes. 

Available in English and Spanish

 

MOVE: To Understand Overdraft Fees

In this activity, students will be able to: 

  • Reorder checking account transactions in ways that minimize and maximize their total overdraft fees so they gain a better understanding of how fees are assessed
  • Compare the overdraft policies at 5 major banks and credit unions and how those policies impact accountholders 
  • Be up, out of their seats, moving "transactions" around in a tactile manner

INTERACTIVE: What’s the Banking Status in Your Area?

In this activity, students will be able to: 

  • Understand what it means to be unbanked and underbanked
  • Identify the percentage of households that are unbanked and underbanked in their state
  • Examine why so many households are unbanked and the consequences of not having a bank account

INTERACTIVE: Navigate Your Online Bank Account (Extended Version)

In this activity, students will be able to:

  • Use an online simulation to practice checking balances, reading statements, doing online transfers, and paying bills using online banking.
  • Available in English

This activity can be completed in roughly one hour. 

 

READ: Explore Person-to-Person Payments

In this activity, students will be able to: 

  • Learn how P2P payments work, who uses them and for what purposes, which companies offer the service, and how to use the apps responsibly
  • Access content in a variety of ways such as news articles, videos, and survey reports

COMPARE: Select a Checking Account (Sp)

In this activity, students will be able to:

  • Determine what features they value in a checking account and then conduct online research to determine which accounts best meet their needs.
  • Compare and then select which bank would be best for them.
  • Available in English & Spanish

CALCULATE: Reconcile Your Checkbook

In this activity, students will be able to:

  • Practice reconciling their checkbook using a check register and a bank statement.

INTERACTIVE: Basic Banking Activities

Students will be able to:

  • Go through five simulations that have them use an ATM, write a check, deposit a check, use a debit card, and pay bills
  • Understand and explain how to conduct various banking activities

ANALYZE: How We Interact With Banks (Sp)

In this activity, students will be able to:

  • Analyze data, both as text and as graphs, to understand how Americans interact with financial institutions, with a focus on online and mobile banking practices.
  • Available in English & Spanish 

COMPARE: Checking Alternatives

In this activity, students will be able to:

  • Explore the costs (monetary and non-monetary) associated with checking account alternatives, such as prepaid cards, check cashing stores, etc.

RESEARCH: Opening a Checking Account

In this activity, students will be able to:

  • Research which financial institutions offer the best services, what needs to be done before opening a checking account. This will include having the right materials, and knowing the right questions to ask.