Examine the question: What if I invested that latte? Students will choose an item they regularly purchase and investigate what would happen if they cut out that expense, saved that money and invested it for retirement.
Determine what features they value in a savings account and then conduct online research to determine which accounts best meet their needs. They compare and then select which savings account would be best for them.
Conduct online research on different kinds of saving accounts including OSAs, CDs, and more. Students will then use their knowledge to make recommendations on which type of saving account they think people in three different scenarios should use.
Conduct online research on a variety of mobile apps that encourage us to save more. Students will note the pros and cons for each of the apps they research, identity which app(s) they would prefer to use, and reflect on the use of apps as an effective saving strategy.
Research Ronald Read, the janitor who made over $8M through saving and investing. They will crunch the numbers for how he did it, and look for saving and investing tips they can use to match his success.
In this Common Core Standards-aligned project, students work in groups to create a marketing campaign for a bank’s savings account. They design a giveaway promotion, create print advertisements, and write and/or produce a commercial.
In this Common Core aligned project, students will explore the listicle as a journalistic style while learning pro savings tips. They’ll conduct internet research and use it to collaboratively create their own digital presentation, which they’ll present to the class.
In this Common Core aligned project, students will read about savings programs that start as young as Pre-K. They will do online research about some of these programs and then write persuasively about whether savings programs for young children are a good idea.
In this Common Core aligned project, students do web research on one bank’s savings account options. Then, they form a group with others who have researched different banks and put together a comprehensive report. Finally, they make decisions on which bank makes the most sense for them.
Compare and contrast the interest earned in savings accounts and CDs
Make calculations to weigh the pros and cons of putting your money in each account
Common Core Alignment:
CC.9-12.F.LE.1b Recognize situations in which one quantity changes at a constant rate per unit interval relative to another. CC.9-12.F.LE.1c Recognize situations in which a quantity grows or decays by a constant percent rate per unit interval relative to another. CC.9-12.A.SSE.1: Interpret expressions that represent a quantity in terms of its context.
In this Case Study, a recent college graduate, Jocelyn, prepares for a meeting with her financial adviser. She has developed short, medium and long-term savings goals to purchase a car, a home and an early retirement. She has a choice to make after her adviser makes specific investment recommendations.
In this Case Study, students will learn about two high school friends with very different savings habits. Samuel is a super saver but not happy about it. Juan Carlos, with no history of saving, learns suddenly that he will need to develop a savings plan for college.
We believe that all young people deserve a free, quality education to take control of their financial
futures. For students making high-stakes decisions for the first time, and the educators charged with
preparing them, we proudly offer Next Gen Personal Finance.
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