Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator You Just Gotta Habit! ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? What source of funding is used most often to start new businesses? What percent of new businesses are still operating after 10 years? How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans RESEARCH: Fair Credit Reporting Act INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective?

DESMOS ACTIVITIES

DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Investing and Exponential Change DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Point Collector: Lines DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Polygraph: Guess the Distribution DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Prize Wheel Puzzle