Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund RESEARCH: Fair Credit Reporting Act RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary MOVE: The Net Price of College If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? RESEARCH: Credit Protections PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? What do cardholders fear most when using a credit card? FINE PRINT: Checking Account Statement When the Mean is Kinda Nice CALCULATE: Your Federal Taxes How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator FINE PRINT: Schumer Box PLAY: Roll with the Market ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Financial Aid Package Gotta Habit ANALYZE: Dollar Cost Averaging in Action ANALYZE: Household Debt and Credit Report What are the top 3 types of products/services Gen Z is most likely to splurge on? READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Prize Wheel Puzzle DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Investing and Exponential Change DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Future Value of a Periodic Investment