Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs PLAY: Roll with the Market Which savings strategy is most effective? MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! What percent of new businesses are still operating after 10 years? PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What percent of Americans who have credit card debt won't be able to pay it off within a year? What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time When the Mean is Nice CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report PLAY: The Bean Game RESEARCH: Credit Protections PLAY: It Costs HOW Much? INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Linear Equations from Checking Word Problems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Exponential Growth in Circles DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Real World Linear Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function