Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit! RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box PLAY: The Bean Game INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! MOVE: Credit Musical Chairs What source of funding is used most often to start new businesses? RESEARCH: Credit Protections What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? What percent of students receive scholarships or grants for college? When the Mean is Nice COMPARE: Which Repayment Option is Best? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Living Paycheck to Paycheck PLAY: Roll with the Market MOVE: Types of Employment ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: Writing Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Systems AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type