Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan FINE PRINT: Schumer Box COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report PLAY: The Bean Game When the Mean is Nice CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? MOVE: Types of Employment MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Investing and Exponential Change AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Recursive Formulas: Paying Down Student Loans