Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium? ANALYZE: A FAFSA Submission Summary RESEARCH: Credit Protections What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs PLAY: Types of Car Insurance PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging CALCULATE: Impact of Credit Score on Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Option is Best? INTERACTIVE: Living Paycheck to Paycheck What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? What percent of Americans who have credit card debt won't be able to pay it off within a year? MOVE: Inflation Over Time FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? PLAY: It Costs HOW Much? You Just Gotta Habit! MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing the Cost of Different Student Loans DESMOS: College Sticker Price and ACT Scores DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Polygraph: Guess the Distribution DESMOS: Real World Linear Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Investing and Exponential Change DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exponential Growth in Circles DESMOS: Linear Growth Patterns DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing Equations in Standard Form