Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing MOVE: Inflation Over Time PLAY: Types of Car Insurance PLAY: It Costs HOW Much? MOVE: Types of Employment INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections What percent of students receive scholarships or grants for college? When the Mean is Nice COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? PLAY: The Bean Game CALCULATE: The Math Behind Your Federal Taxes MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! PLAY: Roll with the Market What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package MOVE: Let's Make a Mutual Fund Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? RESEARCH: Professional Certifications COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Create a Histogram AMPLIFY: Exponential Regression in Investing AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs