Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? You Just Gotta Habit! Do consumers send more money on Venmo or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! MOVE: Types of Employment FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications Which savings strategy is most effective? ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections MOVE: Credit Musical Chairs CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund When the Mean is Nice CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Real World Linear Inequalities AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Create a Histogram AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exponential vs Linear Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type