Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Types of Car Insurance MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs You Just Gotta Habit! PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores ANALYZE: A FAFSA Submission Summary What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? ANALYZE: Household Debt and Credit Report When the Mean is Nice COMPARE: Which Repayment Option is Best? CALCULATE: Impact of Credit Score on Loans PLAY: Budget Frenzy! PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Regression in Investing AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates