Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary PLAY: Organize Budget Expenses When the Mean is Nice FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action What is the average credit card debt held by Gen Z? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans RESEARCH: Credit Protections MOVE: Types of Employment ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report What source of funding is used most often to start new businesses? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Growth in Circles AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Growth of Savings vs Investments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Point Collector: Lines AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences