Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment INTERACTIVE: Invest with STAX! What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications You Just Gotta Habit! PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? ANALYZE: Overdraft Fees PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging When the Mean is Nice PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores MOVE: Your Tax Dollar in Action How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Health Insurance Plans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Investing and Exponential Change AMPLIFY: Create a Histogram AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Regression in Investing AMPLIFY: Point Collector: Lines AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability