Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement Which savings strategy is most effective? PLAY: The Bean Game INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses When the Mean is Nice ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package FINE PRINT: Schumer Box MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? You Just Gotta Habit! INTERACTIVE: Bummer! INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: How Much House Can You Afford? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? MOVE: Your Tax Dollar in Action RESEARCH: Credit Protections What source of funding is used most often to start new businesses? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Let's Make a Mutual Fund CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Chance Experiments AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Real World Linear Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Four Views of a Function