Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections PLAY: Types of Car Insurance CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund ANALYZE: Dollar Cost Averaging ANALYZE: A FAFSA Submission Summary What source of funding is used most often to start new businesses? MOVE: Inflation Over Time INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher PLAY: Organize Budget Expenses When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? MOVE: Types of Employment What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! MOVE: Credit Musical Chairs You Just Gotta Habit! FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications INTERACTIVE: Bummer! FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Growth Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: Chance Experiments AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income