Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement You Just Gotta Habit! MOVE: Inflation Over Time FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market INTERACTIVE: Bummer! What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package INTERACTIVE: Online Bank Simulator ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice PLAY: Organize Budget Expenses MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Professional Certifications MOVE: Types of Employment MOVE: Credit Musical Chairs ANALYZE: Household Debt and Credit Report CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy!

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Complex Systems of Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Systems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Conditional Probability DESMOS: Create a Histogram DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations from Checking Word Problems DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Chance Experiments DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Prize Wheel Puzzle