Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PROJECT: Credit Protections - You Be the Teacher Which savings strategy is most effective? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications What's the average credit score needed to rent an apartment? Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Checking Account Statement MOVE: Types of Employment What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! CREATE: Personalized Productive Gap Year Plan MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Up and Down with Credit Scores You Just Gotta Habit! FINE PRINT: Schumer Box MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report PLAY: The Bean Game When the Mean is Nice PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts MOVE: Inflation Over Time What is the average credit card debt held by Gen Z?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Systems of Two Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Systems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Chance Experiments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle