Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Credit Protections PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? When the Mean is Nice What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! What percent of students receive scholarships or grants for college? What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts FINE PRINT: Financial Aid Package MOVE: Inflation Over Time PLAY: Types of Car Insurance ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form