Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment MOVE: Types of Employment COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action PLAY: The Bean Game RESEARCH: Professional Certifications PLAY: Types of Car Insurance When the Mean is Nice What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement PLAY: Roll with the Market MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: Impact of Credit Score on Loans MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring State and Local Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Writing Equations in Standard Form DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Growth in Circles DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential Regression in Investing DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Polygraph: Guess the Distribution DESMOS: Graphs of Piecewise Functions DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Real World Linear Inequalities DESMOS: Linear Growth Patterns DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities