Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans COMPARE: Which Repayment Option is Best? MOVE: Types of Employment RESEARCH: Credit Protections Which savings strategy is most effective? When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! FINE PRINT: Checking Account Statement PLAY: Roll with the Market CALCULATE: How Much House Can You Afford? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Financial Aid Package MOVE: Inflation Over Time INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Systems of Two Linear Equations AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Chance Experiments AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Growth Factor and Investments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth