Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses PLAY: Roll with the Market MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? MOVE: Your Tax Dollar in Action RESEARCH: Fair Credit Reporting Act MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Checking Account Statement CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? What percent of new businesses are still operating after 10 years? INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans PLAY: The Bean Game PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans FINE PRINT: Schumer Box RESEARCH: Credit Protections INTERACTIVE: Bummer! PLAY: Types of Car Insurance You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball What source of funding is used most often to start new businesses? When the Mean is Nice

DESMOS ACTIVITIES

DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Exponential vs Linear Patterns DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Growth Factor and Investments DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Linear Systems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: College Sticker Price and ACT Scores DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments