Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Overdraft Fees What percent of new businesses are still operating after 10 years? MOVE: Types of Employment MOVE: Inflation Over Time Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Debt Avalanche v. Debt Snowball When the Mean is Nice What percent of students receive scholarships or grants for college? What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications COMPARE: Which Repayment Plan Fits Your Income? PLAY: Organize Budget Expenses MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box You Just Gotta Habit! CALCULATE: The Cost of Auto Loans INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement MOVE: Up and Down with Credit Scores If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: Your Tax Dollar in Action MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging COMPARE: Types of Health Insurance Plans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! PLAY: Roll with the Market PLAY: The Bean Game ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Four Views of a Function