Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores You Just Gotta Habit! ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! What percent of Americans who have credit card debt won't be able to pay it off within a year? What is the average credit card debt held by Gen Z? When the Mean is Nice CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! FINE PRINT: Schumer Box What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement MOVE: Your Tax Dollar in Action Which savings strategy is most effective? ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Create a Histogram DESMOS: Exponential vs Linear Patterns DESMOS: Graphs of Piecewise Functions DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Investing and Exponential Change DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Independent and Dependent Events DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Growth of Savings vs Investments DESMOS: Credit Dot Plots DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Complex Systems of Inequalities DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments