Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans You Just Gotta Habit! What's the average credit score needed to rent an apartment? PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? MOVE: Credit Musical Chairs What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund When the Mean is Nice MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Compounding Cat Insanity What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box MOVE: Your Tax Dollar in Action What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! RESEARCH: Credit Protections PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? What percent of new businesses are still operating after 10 years?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Growth in Circles AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Point Collector: Lines AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential Regression in Investing AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Linear Systems