Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Types of Employment INTERACTIVE: Bummer! RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? INTERACTIVE: Online Bank Simulator Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box PLAY: Organize Budget Expenses Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: Impact of Credit Score on Loans MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package PLAY: Roll with the Market COMPARE: Types of Savings Accounts CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging MOVE: What Determines Your Insurance Premium? CALCULATE: Return on Your College Investment How much does a texting while driving ticket increase auto insurance premiums? What source of funding is used most often to start new businesses? Which savings strategy is most effective? What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing RESEARCH: Credit Protections You Just Gotta Habit! PLAY: The Bean Game MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? When the Mean is Nice INTERACTIVE: Compounding Cat Insanity

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Create a Histogram AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Growth in Circles AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Linear Equations in Standard Form