Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans with credit card debt have carried a balance for over 1 year? What source of funding is used most often to start new businesses? ANALYZE: Household Debt and Credit Report ANALYZE: Inequalities in Investing Which savings strategy is most effective? What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Overdraft Fees What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Dollar Cost Averaging PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary When the Mean is Nice MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? How much does a texting while driving ticket increase auto insurance premiums? PLAY: Roll with the Market COMPARE: Types of Health Insurance Plans CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! RESEARCH: Professional Certifications MOVE: Credit Musical Chairs You Just Gotta Habit! FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Organize Budget Expenses MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator PLAY: Types of Car Insurance What percent of new businesses are still operating after 10 years? COMPARE: Which Repayment Option is Best? What's the average credit score needed to rent an apartment? PLAY: The Bean Game What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Financial Aid Package

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Systems of Two Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Chance Experiments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exponential Growth in Circles