Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher MOVE: Up and Down with Credit Scores PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package ANALYZE: Inequalities in Investing What is the average credit card debt held by Gen Z? PLAY: The Bean Game FINE PRINT: Schumer Box CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance FINE PRINT: Checking Account Statement When the Mean is Nice What percent of students receive scholarships or grants for college? INTERACTIVE: Invest with STAX! MOVE: Inflation Over Time PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: What Determines Your Insurance Premium? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Option is Best? ANALYZE: Household Debt and Credit Report CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? MOVE: Types of Employment RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Prize Wheel Puzzle DESMOS: Graphs of Piecewise Functions DESMOS: Exploring State and Local Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth Factor and Investments DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Polygraph: Guess the Distribution DESMOS: Card Sort: Linear Systems