Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans MOVE: Up and Down with Credit Scores FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Types of Employment CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? INTERACTIVE: Bummer! PLAY: The Bean Game What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? COMPARE: Which Repayment Plan Fits Your Income? ANALYZE: Overdraft Fees How much more likely is a business to launch if the founder creates a business plan? MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PLAY: Organize Budget Expenses When the Mean is Nice CALCULATE: Return on Your College Investment Do consumers send more money through Zelle or spend more money on Amazon? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund Which savings strategy is most effective?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Complex Systems of Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Create a Histogram AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Four Views of a Function