Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market CALCULATE: Return on Your College Investment ANALYZE: A FAFSA Submission Summary INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing MOVE: Inflation Over Time Which savings strategy is most effective? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans What percent of Americans with credit card debt have carried a balance for over 1 year? You Just Gotta Habit! FINE PRINT: Financial Aid Package MOVE: Your Tax Dollar in Action ANALYZE: Dollar Cost Averaging What percent of students receive scholarships or grants for college? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice PLAY: Budget Frenzy! PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report RESEARCH: Professional Certifications FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund INTERACTIVE: Compounding Cat Insanity RESEARCH: Credit Protections PLAY: Organize Budget Expenses CALCULATE: Debt Avalanche v. Debt Snowball What is the average credit card debt held by Gen Z? MOVE: Types of Employment What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Growth Patterns AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth of Savings vs Investments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Sampling Methods AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exploring State and Local Tax Rates