Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores PLAY: Roll with the Market RESEARCH: Professional Certifications Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! RESEARCH: Credit Protections MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball What percent of students receive scholarships or grants for college? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans COMPARE: Types of Savings Accounts COMPARE: Which Repayment Option is Best? PLAY: Budget Frenzy! When the Mean is Nice FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity ANALYZE: Dollar Cost Averaging PLAY: The Bean Game You Just Gotta Habit! PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Schumer Box MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan

DESMOS ACTIVITIES

DESMOS: Create a Histogram DESMOS: Growth of Savings vs Investments DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: College Sticker Price and ACT Scores DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Exponential Growth in Circles DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Exponential vs Linear Patterns DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: Point Collector: Lines DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Conditional Probability