Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: The Bean Game When the Mean is Nice ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck MOVE: Credit Musical Chairs RESEARCH: Professional Certifications PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! PLAY: It Costs HOW Much? FINE PRINT: Financial Aid Package CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Types of Employment How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans You Just Gotta Habit! MOVE: Let's Make a Mutual Fund MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher MOVE: What Determines Your Insurance Premium? CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing Equations in Standard Form AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Exploring State and Local Tax Rates