Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary MOVE: Up and Down with Credit Scores What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: How Much House Can You Afford? When the Mean is Nice PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment PLAY: The Bean Game PLAY: Roll with the Market FINE PRINT: Schumer Box CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement What source of funding is used most often to start new businesses? What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts You Just Gotta Habit! CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs RESEARCH: Credit Protections PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans Do consumers send more money on Venmo or spend more money on Amazon? How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Fair Credit Reporting Act MOVE: What Determines Your Insurance Premium? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

DESMOS ACTIVITIES

DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Linear Systems DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Conditional Probability DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Prize Wheel Puzzle DESMOS: Investing and Exponential Change DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphs of Piecewise Functions DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Writing Linear Equations and Checking DESMOS: Linear Growth Patterns DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Growth of Savings vs Investments DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Chance Experiments DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Credit Dot Plots