Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan PLAY: Organize Budget Expenses PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs MOVE: Inflation Over Time RESEARCH: Credit Protections CALCULATE: Return on Your College Investment FINE PRINT: Financial Aid Package PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best? INTERACTIVE: Compounding Cat Insanity When the Mean is Nice MOVE: What Determines Your Insurance Premium? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Household Debt and Credit Report INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores You Just Gotta Habit! COMPARE: Types of Savings Accounts What is the average credit card debt held by Gen Z? MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? PLAY: Roll with the Market PLAY: Budget Frenzy! FINE PRINT: Checking Account Statement Which savings strategy is most effective? What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Growth of Savings vs Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Exponential Regression in Investing DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Linear Growth Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Real World Linear Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: OLS Regression and College Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems