Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund PLAY: It Costs HOW Much? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package CALCULATE: The Cost of Auto Loans When the Mean is Nice COMPARE: Which Repayment Option is Best? CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Credit Musical Chairs MOVE: Types of Employment What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary PROJECT: Credit Protections - You Be the Teacher ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? You Just Gotta Habit! CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck How much more likely is a business to launch if the founder creates a business plan? Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Roll with the Market Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! MOVE: What Determines Your Insurance Premium? CALCULATE: How Much House Can You Afford? INTERACTIVE: Online Bank Simulator RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! FINE PRINT: Checking Account Statement RESEARCH: Professional Certifications PLAY: The Bean Game PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Complex Systems of Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Point Collector: Lines AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Chance Experiments AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram