Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: Up and Down with Credit Scores When the Mean is Kinda Nice What percent of new businesses are still operating after 10 years? MOVE: Types of Employment INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? READ: Retirement Basics ANALYZE: Household Debt and Credit Report Gotta Habit CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? INTERACTIVE: Online Bank Simulator CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: A FAFSA Submission Summary What do cardholders fear most when using a credit card? PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging in Action COMPARE: Which Repayment Option is Best? MOVE: The Net Price of College PLAY: Roll with the Market MOVE: Credit Musical Chairs ANALYZE: Inequalities in Investing RESEARCH: Credit Protections COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! CREATE: Personalized Productive Gap Year Plan FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? RESEARCH: Fair Credit Reporting Act If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund COMPARE: Auto Loans How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Your Federal Taxes FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Sampling Methods DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Future Value of a Periodic Investment DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Linear Growth Patterns DESMOS: Credit Dot Plots DESMOS: Complex Systems of Inequalities DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Regression in Investing DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Linear Equations in Standard Form