Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? MOVE: Up and Down with Credit Scores CALCULATE: Return on Your College Investment PROJECT: Credit Protections - You Be the Teacher When the Mean is Nice What is the average credit card debt held by Gen Z? COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! You Just Gotta Habit! MOVE: Credit Musical Chairs INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan PLAY: Budget Frenzy! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? Which savings strategy is most effective? MOVE: Types of Employment RESEARCH: Credit Protections INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: Types of Car Insurance RESEARCH: Professional Certifications How much more likely is a business to launch if the founder creates a business plan? FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses PLAY: The Bean Game What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

DESMOS: Linear Equations from Checking Word Problems DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Real World Linear Inequalities DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Writing Linear Equations and Checking DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Point Collector: Lines DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: College Sticker Price and ACT Scores DESMOS: OLS Regression and College Costs DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Credit Dot Plots DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Marbleslides: Exploring Exponentials DESMOS: Prize Wheel Puzzle DESMOS: Exponential vs Linear Patterns DESMOS: Comparing the Cost of Different Student Loans