Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Bummer! ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans MOVE: Up and Down with Credit Scores ANALYZE: Inequalities in Investing MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging What percent of Americans who have credit card debt won't be able to pay it off within a year? PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs CALCULATE: Debt Avalanche v. Debt Snowball PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity PLAY: Roll with the Market MOVE: Types of Employment COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses CALCULATE: The Cost of Auto Loans When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? Which savings strategy is most effective? CALCULATE: Return on Your College Investment What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! CALCULATE: The Math Behind Your Federal Taxes RESEARCH: Credit Protections What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Let's Make a Mutual Fund CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: Household Debt and Credit Report You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Growth Patterns DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: OLS Regression and College Costs DESMOS: Growth Factor and Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Exponential vs Linear Patterns DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Marbleslides: Exploring Exponentials DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Point Collector: Lines DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Future Value of a Periodic Investment DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Chance Experiments DESMOS: Systems of Two Linear Equations DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Regression in Investing DESMOS: Linear Equations in Standard Form