Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

MOVE: The Net Price of College CALCULATE: Return on Your College Investment RESEARCH: Fair Credit Reporting Act COMPARE: Auto Loans MOVE: Your Tax Dollar in Action ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging in Action MOVE: Types of Employment COMPARE: Types of Savings Accounts Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Household Debt and Credit Report READ: Retirement Basics How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans What source of funding is used most often to start new businesses? FINE PRINT: Financial Aid Package When the Mean is Nice What do cardholders fear most when using a credit card? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Budget Frenzy! INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes RESEARCH: Professional Certifications Gotta Habit CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? What percent of Americans who have credit card debt won't be able to pay it off within a year? COMPARE: Which Repayment Option is Best?

DESMOS ACTIVITIES

DESMOS: Point Collector: Lines DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Sampling Methods DESMOS: Chance Experiments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Linear Systems DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Independent and Dependent Events DESMOS: Growth Factor and Investments DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Create a Histogram DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Systems of Two Linear Equations DESMOS: Exponential vs Linear Patterns DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: OLS Regression and College Costs DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Complex Systems of Inequalities DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing the Cost of Different Student Loans DESMOS: Real World Linear Inequalities DESMOS: Credit Dot Plots DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Future Value of a Periodic Investment DESMOS: Exploring State and Local Tax Rates