Financial Algebra Course


This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Google Drive, Desmos Activities
1 exam per unit, course diagnostic, and course final exam
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys


PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Auto Loans CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment RESEARCH: Credit Protections Do consumers send more money on Venmo or spend more money on Amazon? READ: Retirement Basics ANALYZE: Dollar Cost Averaging in Action PLAY: Roll with the Market What source of funding is used most often to start new businesses? RESEARCH: Fair Credit Reporting Act COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: It Costs HOW Much? How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores MOVE: The Net Price of College MOVE: Types of Employment ANALYZE: Inequalities in Investing ANALYZE: A FAFSA Submission Summary Gotta Habit INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck When the Mean is Kinda Nice PLAY: Organize Budget Expenses Which savings strategy is most effective? MOVE: Credit Musical Chairs INTERACTIVE: Compounding Cat Insanity What do cardholders fear most when using a credit card? What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement INTERACTIVE: Bummer! PLAY: Budget Frenzy! MOVE: Let's Make a Mutual Fund ANALYZE: Household Debt and Credit Report If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans


DESMOS: Writing Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Growth Factor and Investments DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Writing Linear Equations and Checking DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Credit Dot Plots DESMOS: Chance Experiments DESMOS: Card Sort: Conditional Probability DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring State and Local Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Create a Histogram DESMOS: Graphs of Piecewise Functions DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Prize Wheel Puzzle DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Regression in Investing DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Linear Equations in Standard Form