Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Cost of Auto Loans INTERACTIVE: Bummer! MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? Do consumers send more money on Venmo or spend more money on Amazon? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Household Debt and Credit Report PLAY: The Bean Game MOVE: Types of Employment You Just Gotta Habit! MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing FINE PRINT: Schumer Box Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? RESEARCH: Credit Protections INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Organize Budget Expenses FINE PRINT: Financial Aid Package INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? When the Mean is Nice ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action COMPARE: Which Repayment Option is Best? ANALYZE: Dollar Cost Averaging MOVE: Inflation Over Time INTERACTIVE: Living Paycheck to Paycheck

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth Factor and Investments AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Point Collector: Lines AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Linear Growth Patterns