Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What is the average credit card debt held by Gen Z? What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Types of Car Insurance Do consumers send more money through Zelle or spend more money on Amazon? CALCULATE: Return on Your College Investment You Just Gotta Habit! What's the average credit score needed to rent an apartment? Which savings strategy is most effective? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? RESEARCH: Credit Protections INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans PLAY: Roll with the Market FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? COMPARE: Types of Health Insurance Plans ANALYZE: Dollar Cost Averaging COMPARE: Which Repayment Plan Fits Your Income? FINE PRINT: Financial Aid Package ANALYZE: Overdraft Fees PLAY: The Bean Game INTERACTIVE: Compounding Cat Insanity Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment MOVE: Inflation Over Time ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Math Behind Your Federal Taxes If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? INTERACTIVE: Bummer! PLAY: Budget Frenzy! RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses? CALCULATE: How Much House Can You Afford? MOVE: Credit Musical Chairs When the Mean is Nice

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Point Collector: Lines AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: OLS Regression and College Costs AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Chance Experiments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans