Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Your Tax Dollar in Action What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections PLAY: The Bean Game CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Inflation Over Time FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications Do consumers send more money on Venmo or spend more money on Amazon? PLAY: Roll with the Market FINE PRINT: Schumer Box ANALYZE: Dollar Cost Averaging PLAY: Types of Car Insurance How much more likely is a business to launch if the founder creates a business plan? MOVE: Types of Employment INTERACTIVE: Bummer! MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment COMPARE: Types of Savings Accounts CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary When the Mean is Nice What source of funding is used most often to start new businesses? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? Which savings strategy is most effective? You Just Gotta Habit! ANALYZE: Inequalities in Investing MOVE: Let's Make a Mutual Fund What is the average credit card debt held by Gen Z? INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Organize Budget Expenses MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator PROJECT: Credit Protections - You Be the Teacher CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Impact of Credit Score on Loans What's the average credit score needed to rent an apartment?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Point Collector: Lines AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Create a Histogram AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Future Value of a Periodic Investment