Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Compounding Cat Insanity FINE PRINT: Checking Account Statement INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging When the Mean is Nice PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? PLAY: Organize Budget Expenses RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment MOVE: Inflation Over Time RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing Which savings strategy is most effective? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment PLAY: The Bean Game ANALYZE: Overdraft Fees What is the average credit card debt held by Gen Z? How much more likely is a business to launch if the founder creates a business plan? PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! FINE PRINT: Financial Aid Package CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? MOVE: Credit Musical Chairs What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? COMPARE: Which Repayment Plan Fits Your Income? COMPARE: Types of Health Insurance Plans COMPARE: Types of Savings Accounts CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! What percent of students receive scholarships or grants for college? ANALYZE: A FAFSA Submission Summary PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Systems AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential Regression in Investing AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Credit Dot Plots AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Chance Experiments AMPLIFY: Linear Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential Growth in Circles AMPLIFY: Point Collector: Lines AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates