Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Health Insurance Plans Which savings strategy is most effective? RESEARCH: Professional Certifications MOVE: Inflation Over Time If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement MOVE: What Determines Your Insurance Premium? INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Credit Musical Chairs CALCULATE: The Math Behind Your Federal Taxes What is the average credit card debt held by Gen Z? INTERACTIVE: Compounding Cat Insanity COMPARE: Which Repayment Plan Fits Your Income? PLAY: Roll with the Market CALCULATE: The Cost of Auto Loans MOVE: Types of Employment MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report COMPARE: Types of Savings Accounts You Just Gotta Habit! Do consumers send more money through Zelle or spend more money on Amazon? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees CALCULATE: Return on Your College Investment PLAY: The Bean Game CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging CREATE: Personalized Productive Gap Year Plan PROJECT: Credit Protections - You Be the Teacher CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses What percent of students receive scholarships or grants for college? Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns