Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Bummer! ANALYZE: Inequalities in Investing FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund RESEARCH: Credit Protections Which savings strategy is most effective? When the Mean is Nice What percent of new businesses are still operating after 10 years? MOVE: Types of Employment What percent of students receive scholarships or grants for college? PLAY: It Costs HOW Much? RESEARCH: Professional Certifications What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Compounding Cat Insanity CALCULATE: How Much House Can You Afford? MOVE: Inflation Over Time PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! PLAY: The Bean Game Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary What is the average credit card debt held by Gen Z? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Equations in Standard Form AMPLIFY: OLS Regression and College Costs AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth Factor and Investments AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Create a Histogram AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution