Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs COMPARE: Types of Savings Accounts MOVE: The Net Price of College MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! CALCULATE: Your Federal Taxes RESEARCH: Credit Protections What source of funding is used most often to start new businesses? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Budget Frenzy! What percent of new businesses are still operating after 10 years? CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans PLAY: Types of Car Insurance FINE PRINT: Financial Aid Package COMPARE: Which Repayment Option is Best? RESEARCH: Professional Certifications FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses INTERACTIVE: Living Paycheck to Paycheck What do cardholders fear most when using a credit card? Which savings strategy is most effective? INTERACTIVE: Compounding Cat Insanity What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Let's Make a Mutual Fund How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary COMPARE: Auto Loans ANALYZE: Dollar Cost Averaging in Action INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action Gotta Habit MOVE: Up and Down with Credit Scores How much does a texting while driving ticket increase auto insurance premiums? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Types of Employment Do consumers send more money on Venmo or spend more money on Amazon? When the Mean is Kinda Nice RESEARCH: Fair Credit Reporting Act What percent of Americans who have credit card debt won't be able to pay it off within a year? What percent of students receive scholarships or grants for college? PLAY: Roll with the Market READ: Retirement Basics FINE PRINT: Schumer Box

DESMOS ACTIVITIES

DESMOS: Exponential Growth in Circles DESMOS: Prize Wheel Puzzle DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: Credit Dot Plots DESMOS: Future Value of a Periodic Investment DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth of Savings vs Investments DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Complex Systems of Inequalities DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form