Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? FINE PRINT: Financial Aid Package Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing CALCULATE: Impact of Credit Score on Loans CALCULATE: Return on Your College Investment What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? What source of funding is used most often to start new businesses? You Just Gotta Habit! RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: Inflation Over Time COMPARE: Which Repayment Option is Best? CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market FINE PRINT: Checking Account Statement MOVE: Credit Musical Chairs PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice CREATE: Personalized Productive Gap Year Plan PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? MOVE: Types of Employment What percent of new businesses are still operating after 10 years? INTERACTIVE: Bummer! PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Invest with STAX! ANALYZE: A FAFSA Submission Summary

DESMOS ACTIVITIES

DESMOS: Card Sort: Linear Systems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential vs Linear Patterns DESMOS: Complex Systems of Inequalities DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Systems of Two Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Real World Linear Inequalities DESMOS: Investing and Exponential Change DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Writing Linear Equations and Checking DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Sampling Methods DESMOS: Exponential Regression in Investing DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Point Collector: Lines DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Chance Experiments DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Linear Equations from Checking Word Problems