Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: What Determines Your Insurance Premium? RESEARCH: Professional Certifications What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? COMPARE: Which Repayment Option is Best? PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? MOVE: Your Tax Dollar in Action COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? ANALYZE: Dollar Cost Averaging How much does a texting while driving ticket increase auto insurance premiums? CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund You Just Gotta Habit! When the Mean is Nice PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity PROJECT: Credit Protections - You Be the Teacher RESEARCH: Credit Protections Which savings strategy is most effective? MOVE: Types of Employment MOVE: Up and Down with Credit Scores PLAY: The Bean Game PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator FINE PRINT: Financial Aid Package FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Real World Linear Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Growth Patterns AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Growth Factor and Investments AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Growth in Circles AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods