Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Organize Budget Expenses RESEARCH: Credit Protections MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores MOVE: Inflation Over Time What's the average credit score needed to rent an apartment? MOVE: Your Tax Dollar in Action Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report PLAY: Budget Frenzy! FINE PRINT: Financial Aid Package PROJECT: Credit Protections - You Be the Teacher FINE PRINT: Checking Account Statement What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator ANALYZE: A FAFSA Submission Summary You Just Gotta Habit! PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? When the Mean is Nice CALCULATE: How Much House Can You Afford? What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment PLAY: Roll with the Market CALCULATE: The Math Behind Your Federal Taxes PLAY: Types of Car Insurance Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Bummer! MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? PLAY: It Costs HOW Much? CALCULATE: The Cost of Auto Loans INTERACTIVE: Compounding Cat Insanity MOVE: What Determines Your Insurance Premium?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Create a Histogram AMPLIFY: OLS Regression and College Costs AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Systems AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Credit Dot Plots AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Systems of Two Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Growth Factor and Investments AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Regression in Investing AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems