Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Up and Down with Credit Scores PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? MOVE: Types of Employment INTERACTIVE: Compounding Cat Insanity If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment MOVE: Let's Make a Mutual Fund PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? How much more likely is a business to launch if the founder creates a business plan? CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball PLAY: The Bean Game ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action When the Mean is Nice What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! CREATE: Personalized Productive Gap Year Plan Which savings strategy is most effective? PLAY: Roll with the Market COMPARE: Types of Savings Accounts What percent of new businesses are still operating after 10 years? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs RESEARCH: Credit Protections FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? What is the average credit card debt held by Gen Z? How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Prize Wheel Puzzle AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates