Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary MOVE: What Determines Your Insurance Premium? COMPARE: Which Repayment Option is Best? PLAY: Types of Car Insurance You Just Gotta Habit! What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball INTERACTIVE: Invest with STAX! Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment MOVE: Credit Musical Chairs FINE PRINT: Schumer Box PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" FINE PRINT: Financial Aid Package What percent of Americans with credit card debt have carried a balance for over 1 year? How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment What percent of students receive scholarships or grants for college? RESEARCH: Credit Protections PLAY: Organize Budget Expenses PLAY: Roll with the Market RESEARCH: Professional Certifications PLAY: It Costs HOW Much? CALCULATE: Impact of Credit Score on Loans Which savings strategy is most effective? MOVE: Your Tax Dollar in Action INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Bummer! ANALYZE: Household Debt and Credit Report MOVE: Up and Down with Credit Scores CALCULATE: The Cost of Auto Loans CALCULATE: How Much House Can You Afford? What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Point Collector: Lines AMPLIFY: Investing and Exponential Change AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential Growth in Circles AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Credit Dot Plots AMPLIFY: OLS Regression and College Costs AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Chance Experiments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Complex Systems of Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Sampling Methods