Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? PLAY: Budget Frenzy! PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? ANALYZE: Inequalities in Investing INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball What percent of Americans with credit card debt have carried a balance for over 1 year? INTERACTIVE: Invest with STAX! When the Mean is Nice How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Bummer! FINE PRINT: Schumer Box MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Up and Down with Credit Scores Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans MOVE: Types of Employment What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck PLAY: The Bean Game MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections ANALYZE: Dollar Cost Averaging How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit! MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement CALCULATE: How Much House Can You Afford? FINE PRINT: Financial Aid Package PLAY: Organize Budget Expenses PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action RESEARCH: Professional Certifications MOVE: Credit Musical Chairs

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Exponential Regression in Investing AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Systems AMPLIFY: Investing and Exponential Change AMPLIFY: Complex Systems of Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Writing Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Chance Experiments