Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Impact of Credit Score on Loans CALCULATE: How Much House Can You Afford? You Just Gotta Habit! How much more likely is a business to launch if the founder creates a business plan? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement MOVE: Let's Make a Mutual Fund CREATE: Personalized Productive Gap Year Plan When the Mean is Nice What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report RESEARCH: Fair Credit Reporting Act PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? What percent of Americans who have credit card debt won't be able to pay it off within a year? What are the top 3 types of products/services Gen Z is most likely to splurge on? What source of funding is used most often to start new businesses? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time MOVE: Types of Employment ANALYZE: A FAFSA Submission Summary MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts PLAY: The Bean Game Which savings strategy is most effective? MOVE: Up and Down with Credit Scores CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses Do consumers send more money on Venmo or spend more money on Amazon? FINE PRINT: Schumer Box INTERACTIVE: Online Bank Simulator What's the average credit score needed to rent an apartment? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Bummer! How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections CALCULATE: Return on Your College Investment

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Exploring State and Local Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Prize Wheel Puzzle DESMOS: OLS Regression and College Costs DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Systems DESMOS: Chance Experiments DESMOS: Linear Equations in Standard Form DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Growth of Savings vs Investments DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Writing Equations in Standard Form DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Create a Histogram DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Graphs of Piecewise Functions DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Complex Systems of Inequalities DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles