Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! MOVE: Inflation Over Time PLAY: Types of Car Insurance What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: Dollar Cost Averaging MOVE: Types of Employment MOVE: Let's Make a Mutual Fund ANALYZE: Inequalities in Investing CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Compounding Cat Insanity What's the average credit score needed to rent an apartment? COMPARE: Types of Savings Accounts MOVE: Credit Musical Chairs CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX! What percent of new businesses are still operating after 10 years? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Roll with the Market ANALYZE: Household Debt and Credit Report You Just Gotta Habit! MOVE: Up and Down with Credit Scores RESEARCH: Professional Certifications CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? What is the average credit card debt held by Gen Z? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice CREATE: Personalized Productive Gap Year Plan RESEARCH: Credit Protections What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: The Cost of Auto Loans ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package MOVE: What Determines Your Insurance Premium? Which savings strategy is most effective? How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! PLAY: The Bean Game

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Linear Systems AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Create a Histogram AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Real World Linear Inequalities AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Complex Systems of Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Linear Equations in Standard Form