Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? When the Mean is Nice What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses ANALYZE: Household Debt and Credit Report INTERACTIVE: Compounding Cat Insanity FINE PRINT: Schumer Box INTERACTIVE: Living Paycheck to Paycheck What's the average credit score needed to rent an apartment? MOVE: Types of Employment CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Inflation Over Time PLAY: Roll with the Market ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes PLAY: It Costs HOW Much? CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Types of Savings Accounts CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores PLAY: The Bean Game

DESMOS ACTIVITIES

DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations from Checking Word Problems DESMOS: Complex Systems of Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Linear Systems DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth Factor and Investments DESMOS: College Sticker Price and ACT Scores DESMOS: Prize Wheel Puzzle DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Create a Histogram DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Sampling Methods DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Real World Linear Inequalities DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Chance Experiments DESMOS: Future Value of a Periodic Investment DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Growth Patterns DESMOS: Linear Equations in Standard Form