Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Budget Frenzy! COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? COMPARE: Types of Savings Accounts RESEARCH: Credit Protections How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game MOVE: Let's Make a Mutual Fund PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" When the Mean is Nice INTERACTIVE: Invest with STAX! PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes What percent of students receive scholarships or grants for college? INTERACTIVE: Bummer! CALCULATE: The Cost of Auto Loans INTERACTIVE: Online Bank Simulator INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? What are the top 3 types of products/services Gen Z is most likely to splurge on? CALCULATE: How Much House Can You Afford? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: What Determines Your Insurance Premium? CALCULATE: Impact of Credit Score on Loans FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? You Just Gotta Habit! MOVE: Your Tax Dollar in Action FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity ANALYZE: Inequalities in Investing MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: A FAFSA Submission Summary ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Real World Linear Inequalities AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Credit Dot Plots AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Investing and Exponential Change AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Exponential Regression in Investing AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Point Collector: Lines AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Growth in Circles AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Writing Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Linear Equations in Standard Form AMPLIFY: Linear Growth Patterns AMPLIFY: Future Value of a Periodic Investment