Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? You Just Gotta Habit! PLAY: Types of Car Insurance INTERACTIVE: Online Bank Simulator MOVE: What Determines Your Insurance Premium? What source of funding is used most often to start new businesses? ANALYZE: Overdraft Fees PLAY: Budget Frenzy! FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement RESEARCH: Credit Protections CALCULATE: How Much House Can You Afford? ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Compounding Cat Insanity What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging RESEARCH: Professional Certifications COMPARE: Which Repayment Plan Fits Your Income? PLAY: The Bean Game What's the average credit score needed to rent an apartment? INTERACTIVE: Invest with STAX! How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Health Insurance Plans INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts MOVE: Types of Employment MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time MOVE: Credit Musical Chairs PROJECT: Credit Protections - You Be the Teacher PLAY: It Costs HOW Much? CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? ANALYZE: A FAFSA Submission Summary When the Mean is Nice If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? PLAY: Roll with the Market CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Conditional Probability AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Systems of Two Linear Equations AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Investing and Exponential Change AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Prize Wheel Puzzle AMPLIFY: Linear Equations in Standard Form AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Point Collector: Lines AMPLIFY: Real World Linear Inequalities AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Linear Growth Patterns AMPLIFY: OLS Regression and College Costs