Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs PLAY: The Bean Game FINE PRINT: Financial Aid Package CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance RESEARCH: Credit Protections CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! INTERACTIVE: Bummer! You Just Gotta Habit! MOVE: Up and Down with Credit Scores COMPARE: Types of Savings Accounts PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications Which savings strategy is most effective? PLAY: Roll with the Market CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? MOVE: What Determines Your Insurance Premium? MOVE: Your Tax Dollar in Action ANALYZE: Household Debt and Credit Report PLAY: Organize Budget Expenses INTERACTIVE: Online Bank Simulator What percent of new businesses are still operating after 10 years? ANALYZE: Dollar Cost Averaging CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college? When the Mean is Nice ANALYZE: A FAFSA Submission Summary Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of Americans who have credit card debt won't be able to pay it off within a year? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Inequalities in Investing INTERACTIVE: Living Paycheck to Paycheck MOVE: Types of Employment CALCULATE: The Math Behind Your Federal Taxes FINE PRINT: Schumer Box CALCULATE: How Much House Can You Afford? CALCULATE: Impact of Credit Score on Loans

DESMOS ACTIVITIES

DESMOS: Graphs of Piecewise Functions DESMOS: Comparing the Cost of Different Student Loans DESMOS: Create a Histogram DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: OLS Regression and College Costs DESMOS: Investing and Exponential Change DESMOS: Exponential Regression in Investing DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Credit Dot Plots DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing Equations in Standard Form DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Exploring State and Local Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Independent and Dependent Events DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Linear Systems DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down Student Loans