Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging CALCULATE: Return on Your College Investment CALCULATE: Impact of Credit Score on Loans RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! Do consumers send more money on Venmo or spend more money on Amazon? What percent of students receive scholarships or grants for college? PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Let's Make a Mutual Fund What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report PLAY: The Bean Game If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Invest with STAX! CALCULATE: The Math Behind Your Federal Taxes What percent of new businesses are still operating after 10 years? PLAY: Roll with the Market COMPARE: Types of Savings Accounts INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance MOVE: Up and Down with Credit Scores When the Mean is Nice What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package MOVE: Types of Employment CREATE: Personalized Productive Gap Year Plan How much more likely is a business to launch if the founder creates a business plan? You Just Gotta Habit!

DESMOS ACTIVITIES

DESMOS: Exponential Regression in Investing DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Investing and Exponential Change DESMOS: Polygraph: Guess the Distribution DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Marbleslides: Exploring Exponentials DESMOS: Exponential Growth in Circles DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: Card Sort: Linear Systems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Equations in Standard Form DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Independent and Dependent Events DESMOS: Create a Histogram DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Linear Equations and Checking DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Growth Factor and Investments DESMOS: Card Sort: Sampling Methods DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Chance Experiments DESMOS: Exponential vs Linear Patterns DESMOS: Point Collector: Lines DESMOS: Histograms and Box Plots of Housing Costs