Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes MOVE: What Determines Your Insurance Premium? PROJECT: Credit Protections - You Be the Teacher PLAY: The Bean Game FINE PRINT: Checking Account Statement CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Overdraft Fees COMPARE: Which Repayment Option is Best? How much does a texting while driving ticket increase auto insurance premiums? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Types of Car Insurance MOVE: Your Tax Dollar in Action CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Compounding Cat Insanity What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs What percent of students receive scholarships or grants for college? INTERACTIVE: Online Bank Simulator How much more likely is a business to launch if the founder creates a business plan? PLAY: Roll with the Market MOVE: Up and Down with Credit Scores Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections FINE PRINT: Schumer Box If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Impact of Credit Score on Loans Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? RESEARCH: Professional Certifications ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package INTERACTIVE: Bummer! What source of funding is used most often to start new businesses? When the Mean is Nice INTERACTIVE: Invest with STAX! You Just Gotta Habit! What percent of new businesses are still operating after 10 years? MOVE: Inflation Over Time Which savings strategy is most effective? What's the average credit score needed to rent an apartment? MOVE: Let's Make a Mutual Fund PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts MOVE: Types of Employment COMPARE: Types of Health Insurance Plans ANALYZE: A FAFSA Submission Summary CALCULATE: Return on Your College Investment

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Equations in Standard Form AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Create a Histogram AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Chance Experiments AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Credit Dot Plots