Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity PLAY: Types of Car Insurance FINE PRINT: Schumer Box PLAY: It Costs HOW Much? What percent of students receive scholarships or grants for college? Do consumers send more money on Venmo or spend more money on Amazon? You Just Gotta Habit! What's the average credit score needed to rent an apartment? PLAY: The Bean Game What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? What source of funding is used most often to start new businesses? How much does a texting while driving ticket increase auto insurance premiums? RESEARCH: Professional Certifications PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund What percent of Americans who have credit card debt won't be able to pay it off within a year? CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? CALCULATE: The Cost of Auto Loans When the Mean is Nice MOVE: Credit Musical Chairs ANALYZE: Dollar Cost Averaging Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Inequalities in Investing ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment What percent of new businesses are still operating after 10 years? RESEARCH: Credit Protections Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement

DESMOS ACTIVITIES

DESMOS: Histograms and Box Plots of Housing Costs DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Chance Experiments DESMOS: Card Sort: Sampling Methods DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential Growth in Circles DESMOS: Exponential Regression in Investing DESMOS: Writing Linear Equations and Checking DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: College Sticker Price and ACT Scores DESMOS: Create a Histogram DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Future Value of a Periodic Investment DESMOS: Graphs of Piecewise Functions DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Growth Factor and Investments DESMOS: Complex Systems of Inequalities DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Marbleslides: Exploring Exponentials DESMOS: Credit Dot Plots DESMOS: Growth of Savings vs Investments DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Prize Wheel Puzzle DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates