Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? COMPARE: Types of Health Insurance Plans What percent of Americans with credit card debt have carried a balance for over 1 year? COMPARE: Which Repayment Plan Fits Your Income? How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: Roll with the Market ANALYZE: Inequalities in Investing PROJECT: Credit Protections - You Be the Teacher CALCULATE: The Cost of Auto Loans PLAY: It Costs HOW Much? MOVE: Up and Down with Credit Scores INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! CALCULATE: Return on Your College Investment CALCULATE: Debt Avalanche v. Debt Snowball What percent of new businesses are still operating after 10 years? FINE PRINT: Financial Aid Package If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Household Debt and Credit Report MOVE: Credit Musical Chairs MOVE: Types of Employment PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? MOVE: Inflation Over Time FINE PRINT: Checking Account Statement ANALYZE: A FAFSA Submission Summary How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund RESEARCH: Professional Certifications PLAY: Budget Frenzy! CALCULATE: Impact of Credit Score on Loans MOVE: Your Tax Dollar in Action CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Online Bank Simulator INTERACTIVE: Bummer! RESEARCH: Credit Protections PLAY: The Bean Game Which savings strategy is most effective? What is the average credit card debt held by Gen Z? What source of funding is used most often to start new businesses? CREATE: Personalized Productive Gap Year Plan ANALYZE: Overdraft Fees CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Dollar Cost Averaging What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Create a Histogram AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Systems of Two Linear Equations AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Regression in Investing AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Growth Patterns AMPLIFY: Growth Factor and Investments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems