Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

When the Mean is Nice PLAY: It Costs HOW Much? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Types of Employment RESEARCH: Credit Protections PLAY: Organize Budget Expenses INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? What percent of students receive scholarships or grants for college? How much more likely is a business to launch if the founder creates a business plan? What is the average credit card debt held by Gen Z? MOVE: Your Tax Dollar in Action MOVE: Let's Make a Mutual Fund You Just Gotta Habit! CALCULATE: Return on Your College Investment PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary What percent of Americans who have credit card debt won't be able to pay it off within a year? PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan CALCULATE: The Math Behind Your Federal Taxes What's the average credit score needed to rent an apartment? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time INTERACTIVE: Invest with STAX! PLAY: Roll with the Market FINE PRINT: Financial Aid Package Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Which Repayment Option is Best? What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Checking Account Statement INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? ANALYZE: Dollar Cost Averaging What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box ANALYZE: Inequalities in Investing MOVE: Up and Down with Credit Scores CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications INTERACTIVE: Online Bank Simulator

DESMOS ACTIVITIES

DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Independent and Dependent Events DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Complex Systems of Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Polygraph: Guess the Distribution DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Graphs of Piecewise Functions DESMOS: Systems of Two Linear Equations DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Chance Experiments DESMOS: Create a Histogram DESMOS: Linear Equations from Checking Word Problems DESMOS: Exponential Growth in Circles DESMOS: College Sticker Price and ACT Scores DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Systems DESMOS: Exploring State and Local Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Writing Equations in Standard Form DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Credit Dot Plots DESMOS: Card Sort: Four Views of a Function DESMOS: Comparing the Cost of Different Student Loans DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Exponential vs Linear Patterns DESMOS: Future Value of a Periodic Investment DESMOS: Linear Growth Patterns DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Growth of Savings vs Investments DESMOS: Exponential Regression in Investing DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations