Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Financial Aid Package PLAY: Types of Car Insurance CALCULATE: How Much House Can You Afford? What percent of students receive scholarships or grants for college? You Just Gotta Habit! CALCULATE: Return on Your College Investment FINE PRINT: Checking Account Statement PLAY: Organize Budget Expenses MOVE: Types of Employment INTERACTIVE: Invest with STAX! What is the average credit card debt held by Gen Z? When the Mean is Nice ANALYZE: A FAFSA Submission Summary COMPARE: Which Repayment Plan Fits Your Income? CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections MOVE: Let's Make a Mutual Fund CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Bummer! ANALYZE: Dollar Cost Averaging Do consumers send more money on Venmo or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? ANALYZE: Inequalities in Investing What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Credit Musical Chairs CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Schumer Box RESEARCH: Professional Certifications CALCULATE: Debt Avalanche v. Debt Snowball Which savings strategy is most effective? PLAY: Budget Frenzy! How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity MOVE: Inflation Over Time How much more likely is a business to launch if the founder creates a business plan? What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts What source of funding is used most often to start new businesses? COMPARE: Types of Health Insurance Plans What's the average credit score needed to rent an apartment? MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator ANALYZE: Overdraft Fees ANALYZE: Household Debt and Credit Report PLAY: The Bean Game MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much?

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Prize Wheel Puzzle AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exponential Regression in Investing AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Linear Growth Patterns AMPLIFY: Create a Histogram AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Real World Linear Inequalities AMPLIFY: Investing and Exponential Change AMPLIFY: Chance Experiments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Complex Systems of Inequalities AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Growth of Savings vs Investments AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential Growth in Circles AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Writing Equations in Standard Form AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: FICA Tax Rates