Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Credit Musical Chairs CALCULATE: The Cost of Auto Loans PLAY: Budget Frenzy! If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? What's the average credit score needed to rent an apartment? MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" ANALYZE: Dollar Cost Averaging PLAY: Organize Budget Expenses You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball What are the top 3 types of products/services Gen Z is most likely to splurge on? What percent of students receive scholarships or grants for college? COMPARE: Which Repayment Plan Fits Your Income? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: Overdraft Fees PLAY: The Bean Game What is the average credit card debt held by Gen Z? When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package COMPARE: Types of Savings Accounts What percent of Americans with credit card debt have carried a balance for over 1 year? Which savings strategy is most effective? INTERACTIVE: Bummer! PLAY: Roll with the Market ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? RESEARCH: Credit Protections ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement PROJECT: Credit Protections - You Be the Teacher PLAY: Types of Car Insurance CALCULATE: The Math Behind Your Federal Taxes MOVE: Types of Employment Do consumers send more money through Zelle or spend more money on Amazon? MOVE: What Determines Your Insurance Premium? What percent of new businesses are still operating after 10 years? INTERACTIVE: Compounding Cat Insanity COMPARE: Types of Health Insurance Plans FINE PRINT: Schumer Box RESEARCH: Professional Certifications ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Systems of Two Linear Equations AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Complex Systems of Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Chance Experiments AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Writing Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth Factor and Investments AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Point Collector: Lines AMPLIFY: Linear Growth Patterns AMPLIFY: Prize Wheel Puzzle AMPLIFY: Recursive Formulas: Paying Down Student Loans