Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: Return on Your College Investment COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market PLAY: The Bean Game How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Checking Account Statement Which savings strategy is most effective? PROJECT: Credit Protections - You Be the Teacher MOVE: Let's Make a Mutual Fund MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs MOVE: Inflation Over Time CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Living Paycheck to Paycheck CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of new businesses are still operating after 10 years? MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: It Costs HOW Much? PLAY: Types of Car Insurance What percent of students receive scholarships or grants for college? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" You Just Gotta Habit! FINE PRINT: Financial Aid Package What are the top 3 types of products/services Gen Z is most likely to splurge on? How much more likely is a business to launch if the founder creates a business plan? ANALYZE: A FAFSA Submission Summary FINE PRINT: Schumer Box What is the average credit card debt held by Gen Z? RESEARCH: Credit Protections When the Mean is Nice CALCULATE: The Cost of Auto Loans CALCULATE: The Math Behind Your Federal Taxes PLAY: Organize Budget Expenses ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? INTERACTIVE: Invest with STAX! MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Online Bank Simulator ANALYZE: Household Debt and Credit Report What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Up and Down with Credit Scores INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Linear Equations in Standard Form AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Systems of Two Linear Equations AMPLIFY: Create a Histogram AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth Factor and Investments AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Systems AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Writing Linear Equations and Checking AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Prize Wheel Puzzle AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Real World Linear Inequalities AMPLIFY: Growth of Savings vs Investments AMPLIFY: OLS Regression and College Costs AMPLIFY: Point Collector: Lines