Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

CALCULATE: The Math Behind Your Federal Taxes Which savings strategy is most effective? MOVE: Credit Musical Chairs ANALYZE: A FAFSA Submission Summary Do consumers send more money on Venmo or spend more money on Amazon? What is the average credit card debt held by Gen Z? FINE PRINT: Checking Account Statement What percent of Americans with credit card debt have carried a balance for over 1 year? PLAY: Budget Frenzy! What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Invest with STAX! CALCULATE: How Much House Can You Afford? RESEARCH: Professional Certifications PLAY: Roll with the Market INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck What percent of students receive scholarships or grants for college? CALCULATE: Impact of Credit Score on Loans PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! When the Mean is Nice What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Bummer! CALCULATE: Return on Your College Investment RESEARCH: Credit Protections CALCULATE: Debt Avalanche v. Debt Snowball ANALYZE: Household Debt and Credit Report FINE PRINT: Financial Aid Package How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: It Costs HOW Much? PLAY: The Bean Game PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: Dollar Cost Averaging MOVE: Types of Employment COMPARE: Types of Savings Accounts INTERACTIVE: Online Bank Simulator MOVE: Up and Down with Credit Scores CREATE: Personalized Productive Gap Year Plan CALCULATE: The Cost of Auto Loans MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? PLAY: Organize Budget Expenses FINE PRINT: Schumer Box

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Complex Systems of Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Linear Equations in Standard Form AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Create a Histogram AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Systems of Two Linear Equations AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Prize Wheel Puzzle AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Exponential Growth in Circles AMPLIFY: Growth of Savings vs Investments AMPLIFY: Real World Linear Inequalities AMPLIFY: Credit Dot Plots AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems