Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of Americans who have credit card debt won't be able to pay it off within a year? INTERACTIVE: Bummer! PLAY: The Bean Game MOVE: Types of Employment CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections PLAY: Roll with the Market You Just Gotta Habit! CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CREATE: Personalized Productive Gap Year Plan How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance MOVE: Let's Make a Mutual Fund CALCULATE: The Math Behind Your Federal Taxes PROJECT: Credit Protections - You Be the Teacher CALCULATE: How Much House Can You Afford? ANALYZE: Inequalities in Investing What are the top 3 types of products/services Gen Z is most likely to splurge on? What's the average credit score needed to rent an apartment? FINE PRINT: Checking Account Statement COMPARE: Which Repayment Option is Best? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck When the Mean is Nice PLAY: Organize Budget Expenses How much more likely is a business to launch if the founder creates a business plan? PLAY: Budget Frenzy! Which savings strategy is most effective? PLAY: It Costs HOW Much? INTERACTIVE: Invest with STAX! What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? ANALYZE: A FAFSA Submission Summary MOVE: Inflation Over Time MOVE: Your Tax Dollar in Action INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" What percent of new businesses are still operating after 10 years? MOVE: What Determines Your Insurance Premium? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? MOVE: Credit Musical Chairs

DESMOS ACTIVITIES

DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Exponential Growth in Circles DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Future Value of a Periodic Investment DESMOS: Exponential Regression in Investing DESMOS: Chance Experiments DESMOS: Writing Linear Equations and Checking DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Independent and Dependent Events DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: College Sticker Price and ACT Scores DESMOS: Linear Growth Patterns DESMOS: Card Sort: Linear Systems DESMOS: Growth Factor and Investments DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Systems of Two Linear Equations DESMOS: Investing and Exponential Change DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Prize Wheel Puzzle DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Card Sort: Sampling Methods DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns