Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

What are the top 3 types of products/services Gen Z is most likely to splurge on? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs INTERACTIVE: Online Bank Simulator PLAY: Budget Frenzy! READ: Retirement Basics What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance RESEARCH: Professional Certifications COMPARE: Types of Savings Accounts INTERACTIVE: Living Paycheck to Paycheck INTERACTIVE: Invest with STAX! What do cardholders fear most when using a credit card? COMPARE: Auto Loans MOVE: Up and Down with Credit Scores RESEARCH: Credit Protections What source of funding is used most often to start new businesses? MOVE: Types of Employment ANALYZE: Dollar Cost Averaging in Action Gotta Habit FINE PRINT: Checking Account Statement PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box FINE PRINT: Financial Aid Package When the Mean is Kinda Nice ANALYZE: Inequalities in Investing How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? Do consumers send more money on Venmo or spend more money on Amazon? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? Which savings strategy is most effective? MOVE: The Net Price of College COMPARE: Which Repayment Option is Best? ANALYZE: A FAFSA Submission Summary RESEARCH: Fair Credit Reporting Act INTERACTIVE: Bummer! PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity How much more likely is a business to launch if the founder creates a business plan? MOVE: Let's Make a Mutual Fund CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action PLAY: It Costs HOW Much? CALCULATE: Your Federal Taxes

DESMOS ACTIVITIES

DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Card Sort: Matching Recursive Sequences DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing the Cost of Different Student Loans DESMOS: Linear Growth Patterns DESMOS: Growth of Savings vs Investments DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Writing Linear Equations and Checking DESMOS: Point Collector: Lines DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Card Sort: Conditional Probability DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Complex Systems of Inequalities DESMOS: Linear Equations from Checking Word Problems DESMOS: Card Sort: Sampling Methods DESMOS: Graphs of Piecewise Functions DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Four Views of a Function DESMOS: Exponential Growth in Circles DESMOS: Exponential vs Linear Patterns DESMOS: Card Sort: Independent and Dependent Events DESMOS: Future Value of a Periodic Investment DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Systems of Two Linear Equations DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Real World Linear Inequalities DESMOS: Exponential Regression in Investing DESMOS: Polygraph: Guess the Distribution DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Marbleslides: Exploring Exponentials DESMOS: College Sticker Price and ACT Scores DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Create a Histogram DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Investing and Exponential Change