Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Compounding Cat Insanity PLAY: Organize Budget Expenses What source of funding is used most often to start new businesses? Which savings strategy is most effective? What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Types of Employment INTERACTIVE: Bummer! CALCULATE: The Math Behind Your Federal Taxes PLAY: The Bean Game How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Online Bank Simulator ANALYZE: Inequalities in Investing PLAY: It Costs HOW Much? MOVE: Let's Make a Mutual Fund INTERACTIVE: Invest with STAX! PLAY: Budget Frenzy! CALCULATE: Return on Your College Investment What is the average credit card debt held by Gen Z? What's the average credit score needed to rent an apartment? INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans CALCULATE: Debt Avalanche v. Debt Snowball COMPARE: Which Repayment Option is Best? FINE PRINT: Schumer Box What percent of Americans with credit card debt have carried a balance for over 1 year? CREATE: Personalized Productive Gap Year Plan Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts ANALYZE: Dollar Cost Averaging RESEARCH: Credit Protections If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! CALCULATE: How Much House Can You Afford? MOVE: Your Tax Dollar in Action MOVE: Up and Down with Credit Scores FINE PRINT: Checking Account Statement How much does a texting while driving ticket increase auto insurance premiums? When the Mean is Nice MOVE: Inflation Over Time ANALYZE: Household Debt and Credit Report What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance MOVE: What Determines Your Insurance Premium? MOVE: Credit Musical Chairs Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" PROJECT: Credit Protections - You Be the Teacher ANALYZE: A FAFSA Submission Summary CALCULATE: Impact of Credit Score on Loans FINE PRINT: Financial Aid Package RESEARCH: Professional Certifications What percent of students receive scholarships or grants for college? PLAY: Roll with the Market

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Growth Patterns AMPLIFY: Exponential Regression in Investing AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Chance Experiments AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Systems of Two Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: OLS Regression and College Costs AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Real World Linear Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Investing and Exponential Change AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Growth Factor and Investments