Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Online Bank Simulator What percent of students receive scholarships or grants for college? MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? COMPARE: Types of Savings Accounts RESEARCH: Professional Certifications What percent of new businesses are still operating after 10 years? FINE PRINT: Schumer Box CALCULATE: The Math Behind Your Federal Taxes INTERACTIVE: Invest with STAX! INTERACTIVE: Compounding Cat Insanity MOVE: Credit Musical Chairs INTERACTIVE: Living Paycheck to Paycheck FINE PRINT: Checking Account Statement If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? How much does a texting while driving ticket increase auto insurance premiums? FINE PRINT: Financial Aid Package PLAY: The Bean Game CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? You Just Gotta Habit! When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Inflation Over Time ANALYZE: A FAFSA Submission Summary CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? CALCULATE: Return on Your College Investment PLAY: Types of Car Insurance Which savings strategy is most effective? RESEARCH: Fair Credit Reporting Act What are the top 3 types of products/services Gen Z is most likely to splurge on? MOVE: Your Tax Dollar in Action PLAY: Roll with the Market ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? PLAY: Budget Frenzy! CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? MOVE: Types of Employment MOVE: Let's Make a Mutual Fund INTERACTIVE: Bummer! How much more likely is a business to launch if the founder creates a business plan? MOVE: Up and Down with Credit Scores CALCULATE: Impact of Credit Score on Loans ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing PLAY: Organize Budget Expenses What's the average credit score needed to rent an apartment?

DESMOS ACTIVITIES

DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Point Collector: Lines DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Real World Linear Inequalities DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Linear Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Polygraph: Guess the Distribution DESMOS: Writing Equations in Standard Form DESMOS: Complex Systems of Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exponential Growth in Circles DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Conditional Probability DESMOS: Systems of Two Linear Equations DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Marbleslides: Exploring Exponentials DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Future Value of a Periodic Investment DESMOS: Investing and Exponential Change DESMOS: Graphs of Piecewise Functions DESMOS: Growth Factor and Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Credit Dot Plots DESMOS: OLS Regression and College Costs DESMOS: Growth of Savings vs Investments DESMOS: Chance Experiments DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Equations from Checking Word Problems DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Linear Growth Patterns DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Create a Histogram DESMOS: Card Sort: Sampling Methods DESMOS: Exploring State and Local Tax Rates