Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck Do consumers send more money on Venmo or spend more money on Amazon? CALCULATE: The Cost of Auto Loans What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market What percent of new businesses are still operating after 10 years? COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance ANALYZE: Household Debt and Credit Report What is the average credit card debt held by Gen Z? Which savings strategy is most effective? MOVE: Types of Employment PLAY: Organize Budget Expenses FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary ANALYZE: Inequalities in Investing PLAY: Budget Frenzy! MOVE: Up and Down with Credit Scores INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? PROJECT: Credit Protections - You Be the Teacher You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball CREATE: Personalized Productive Gap Year Plan What percent of Americans who have credit card debt won't be able to pay it off within a year? RESEARCH: Credit Protections When the Mean is Nice What source of funding is used most often to start new businesses? CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? PLAY: The Bean Game COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Invest with STAX! INTERACTIVE: Bummer! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging CALCULATE: How Much House Can You Afford? CALCULATE: The Math Behind Your Federal Taxes MOVE: Inflation Over Time INTERACTIVE: Compounding Cat Insanity FINE PRINT: Financial Aid Package

DESMOS ACTIVITIES

DESMOS: Prize Wheel Puzzle DESMOS: College Sticker Price and ACT Scores DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Writing Equations in Standard Form DESMOS: Exponential vs Linear Patterns DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Conditional Probability DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Exploring State and Local Tax Rates DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Growth Factor and Investments DESMOS: Writing Linear Equations and Checking DESMOS: Polygraph: Guess the Distribution DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Point Collector: Lines DESMOS: Card Sort: Sampling Methods DESMOS: Linear Growth Patterns DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Comparing the Cost of Different Student Loans DESMOS: Exponential Growth in Circles DESMOS: Growth of Savings vs Investments DESMOS: Investing and Exponential Change DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Four Views of a Function DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Independent and Dependent Events DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Linear Systems DESMOS: Graphs of Piecewise Functions DESMOS: Linear Equations in Standard Form DESMOS: Complex Systems of Inequalities