Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

What percent of students receive scholarships or grants for college? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Living Paycheck to Paycheck COMPARE: Which Repayment Option is Best? MOVE: What Determines Your Insurance Premium? CREATE: Personalized Productive Gap Year Plan COMPARE: Types of Savings Accounts MOVE: Let's Make a Mutual Fund What are the top 3 types of products/services Gen Z is most likely to splurge on? PLAY: Roll with the Market MOVE: Types of Employment How much does a texting while driving ticket increase auto insurance premiums? What's the average credit score needed to rent an apartment? PLAY: The Bean Game PLAY: Types of Car Insurance ANALYZE: Inequalities in Investing You Just Gotta Habit! CALCULATE: How Much House Can You Afford? FINE PRINT: Schumer Box ANALYZE: A FAFSA Submission Summary If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans ANALYZE: Dollar Cost Averaging When the Mean is Nice RESEARCH: Credit Protections RESEARCH: Professional Certifications Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator FINE PRINT: Checking Account Statement PLAY: Budget Frenzy! What source of funding is used most often to start new businesses? CALCULATE: The Math Behind Your Federal Taxes CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? CALCULATE: Impact of Credit Score on Loans What percent of new businesses are still operating after 10 years? PROJECT: Credit Protections - You Be the Teacher MOVE: Credit Musical Chairs PLAY: It Costs HOW Much? What is the average credit card debt held by Gen Z? CALCULATE: Debt Avalanche v. Debt Snowball Do consumers send more money on Venmo or spend more money on Amazon? INTERACTIVE: Bummer! PLAY: Organize Budget Expenses INTERACTIVE: Invest with STAX! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Up and Down with Credit Scores What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Your Tax Dollar in Action MOVE: Inflation Over Time FINE PRINT: Financial Aid Package ANALYZE: Household Debt and Credit Report

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Exponential Regression in Investing AMPLIFY: OLS Regression and College Costs AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Prize Wheel Puzzle AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Systems of Two Linear Equations AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Linear Growth Patterns AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Writing Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Point Collector: Lines AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Complex Systems of Inequalities AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Real World Linear Inequalities AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Linear Equations in Standard Form