Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

PLAY: Roll with the Market MOVE: Let's Make a Mutual Fund FINE PRINT: Financial Aid Package RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher RESEARCH: Professional Certifications INTERACTIVE: Living Paycheck to Paycheck CALCULATE: The Cost of Auto Loans How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? INTERACTIVE: Online Bank Simulator Which savings strategy is most effective? MOVE: Your Tax Dollar in Action What's the average credit score needed to rent an apartment? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Impact of Credit Score on Loans Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" COMPARE: Types of Savings Accounts If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: Return on Your College Investment INTERACTIVE: Compounding Cat Insanity You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Inflation Over Time PLAY: Types of Car Insurance INTERACTIVE: Invest with STAX! MOVE: Up and Down with Credit Scores Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs FINE PRINT: Schumer Box PLAY: The Bean Game What is the average credit card debt held by Gen Z? PLAY: Budget Frenzy! When the Mean is Nice PLAY: It Costs HOW Much? CALCULATE: How Much House Can You Afford? FINE PRINT: Checking Account Statement What are the top 3 types of products/services Gen Z is most likely to splurge on? How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: Dollar Cost Averaging ANALYZE: Household Debt and Credit Report MOVE: Types of Employment What source of funding is used most often to start new businesses? MOVE: What Determines Your Insurance Premium? INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? CREATE: Personalized Productive Gap Year Plan ANALYZE: Inequalities in Investing What percent of students receive scholarships or grants for college? PLAY: Organize Budget Expenses ANALYZE: A FAFSA Submission Summary

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Exponential Regression in Investing AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential Growth in Circles AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Investing and Exponential Change AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Linear Equations in Standard Form AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Create a Histogram AMPLIFY: Growth of Savings vs Investments AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Writing Equations in Standard Form AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: OLS Regression and College Costs AMPLIFY: Real World Linear Inequalities AMPLIFY: Point Collector: Lines AMPLIFY: Growth Factor and Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Card Sort: Linear Systems AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Prize Wheel Puzzle AMPLIFY: Chance Experiments AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Linear Growth Patterns AMPLIFY: Credit Dot Plots AMPLIFY: Recursive Formulas: Paying Down Student Loans