Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Living Paycheck to Paycheck ANALYZE: A FAFSA Submission Summary PLAY: The Bean Game PROJECT: Credit Protections - You Be the Teacher CALCULATE: Return on Your College Investment CALCULATE: The Math Behind Your Federal Taxes CREATE: Personalized Productive Gap Year Plan CALCULATE: How Much House Can You Afford? PLAY: Types of Car Insurance If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! RESEARCH: Credit Protections COMPARE: Which Repayment Option is Best? MOVE: Types of Employment MOVE: What Determines Your Insurance Premium? MOVE: Inflation Over Time MOVE: Credit Musical Chairs Which savings strategy is most effective? PLAY: It Costs HOW Much? ANALYZE: Inequalities in Investing ANALYZE: Dollar Cost Averaging MOVE: Your Tax Dollar in Action INTERACTIVE: Bummer! COMPARE: Types of Savings Accounts What's the average credit score needed to rent an apartment? How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator CALCULATE: Debt Avalanche v. Debt Snowball How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package What percent of new businesses are still operating after 10 years? When the Mean is Nice INTERACTIVE: Invest with STAX! FINE PRINT: Checking Account Statement Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Professional Certifications CALCULATE: The Cost of Auto Loans What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box You Just Gotta Habit! What percent of Americans who have credit card debt won't be able to pay it off within a year? Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: Household Debt and Credit Report PLAY: Roll with the Market PLAY: Organize Budget Expenses CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund MOVE: Up and Down with Credit Scores What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: Card Sort: Conditional Probability DESMOS: Chance Experiments DESMOS: Writing Equations in Standard Form DESMOS: Credit Dot Plots DESMOS: Linear Equations from Checking Word Problems DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Sampling Methods DESMOS: Growth of Savings vs Investments DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Card Sort: Independent and Dependent Events DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Comparing the Cost of Different Student Loans DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Growth Factor and Investments DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Linear Systems DESMOS: Card Sort: Four Views of a Function DESMOS: Point Collector: Lines DESMOS: Future Value of a Periodic Investment DESMOS: Real World Linear Inequalities DESMOS: Exploring State and Local Tax Rates DESMOS: Exponential vs Linear Patterns DESMOS: College Sticker Price and ACT Scores DESMOS: Exponential Growth in Circles DESMOS: OLS Regression and College Costs DESMOS: Create a Histogram DESMOS: Exponential Regression in Investing DESMOS: Complex Systems of Inequalities DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Writing Linear Equations and Checking DESMOS: Prize Wheel Puzzle DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Systems of Two Linear Equations