Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Schumer Box Do consumers send more money on Venmo or spend more money on Amazon? PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? ANALYZE: A FAFSA Submission Summary What's the average credit score needed to rent an apartment? RESEARCH: Professional Certifications CALCULATE: The Math Behind Your Federal Taxes MOVE: Let's Make a Mutual Fund MOVE: Your Tax Dollar in Action CALCULATE: How Much House Can You Afford? CALCULATE: Debt Avalanche v. Debt Snowball CALCULATE: Return on Your College Investment ANALYZE: Household Debt and Credit Report PLAY: It Costs HOW Much? MOVE: Inflation Over Time MOVE: Types of Employment What percent of Americans who have credit card debt won't be able to pay it off within a year? You Just Gotta Habit! How much does a texting while driving ticket increase auto insurance premiums? PLAY: Budget Frenzy! PLAY: Organize Budget Expenses COMPARE: Types of Savings Accounts INTERACTIVE: Bummer! What percent of new businesses are still operating after 10 years? INTERACTIVE: Living Paycheck to Paycheck Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package ANALYZE: Dollar Cost Averaging FINE PRINT: Checking Account Statement CREATE: Personalized Productive Gap Year Plan CALCULATE: Impact of Credit Score on Loans INTERACTIVE: Online Bank Simulator What is the average credit card debt held by Gen Z? MOVE: Up and Down with Credit Scores MOVE: What Determines Your Insurance Premium? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Inequalities in Investing How much more likely is a business to launch if the founder creates a business plan? COMPARE: Which Repayment Option is Best? PLAY: Roll with the Market RESEARCH: Credit Protections Which savings strategy is most effective? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Invest with STAX! When the Mean is Nice INTERACTIVE: Compounding Cat Insanity PLAY: The Bean Game PLAY: Types of Car Insurance CALCULATE: The Cost of Auto Loans What percent of students receive scholarships or grants for college?

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: Marbleslides: Exploring Exponentials DESMOS: Future Value of a Periodic Investment DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exploring State and Local Tax Rates DESMOS: Linear Equations in Standard Form DESMOS: Writing Linear Equations and Checking DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Credit Dot Plots DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Regression in Investing DESMOS: Card Sort: Linear Systems DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Create a Histogram DESMOS: Card Sort: Four Views of a Function DESMOS: Writing Equations in Standard Form DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Independent and Dependent Events DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Sampling Methods DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Investing and Exponential Change DESMOS: Point Collector: Lines DESMOS: Real World Linear Inequalities DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Systems of Two Linear Equations DESMOS: Writing and Graphing a System of Linear Equations