Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: Dollar Cost Averaging COMPARE: Types of Savings Accounts INTERACTIVE: Invest with STAX! MOVE: Let's Make a Mutual Fund CALCULATE: The Cost of Auto Loans RESEARCH: Credit Protections RESEARCH: Professional Certifications MOVE: Inflation Over Time CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Budget Frenzy! INTERACTIVE: Online Bank Simulator CALCULATE: How Much House Can You Afford? What are the top 3 types of products/services Gen Z is most likely to splurge on? PROJECT: Credit Protections - You Be the Teacher INTERACTIVE: Living Paycheck to Paycheck MOVE: Up and Down with Credit Scores You Just Gotta Habit! CALCULATE: The Math Behind Your Federal Taxes PLAY: Roll with the Market CREATE: Personalized Productive Gap Year Plan Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" ANALYZE: Inequalities in Investing COMPARE: Which Repayment Option is Best? MOVE: Credit Musical Chairs How much does a texting while driving ticket increase auto insurance premiums? MOVE: Types of Employment If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: What Determines Your Insurance Premium? PLAY: The Bean Game What percent of new businesses are still operating after 10 years? What percent of students receive scholarships or grants for college? What is the average credit card debt held by Gen Z? PLAY: Organize Budget Expenses FINE PRINT: Checking Account Statement ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? INTERACTIVE: Bummer! INTERACTIVE: Compounding Cat Insanity PLAY: It Costs HOW Much? PLAY: Types of Car Insurance Which savings strategy is most effective? FINE PRINT: Financial Aid Package CALCULATE: Impact of Credit Score on Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? FINE PRINT: Schumer Box When the Mean is Nice Do consumers send more money on Venmo or spend more money on Amazon? ANALYZE: A FAFSA Submission Summary MOVE: Your Tax Dollar in Action What source of funding is used most often to start new businesses?

DESMOS ACTIVITIES

DESMOS: Writing Linear Equations and Checking DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Card Sort: Four Views of a Function DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Linear Growth Patterns DESMOS: Real World Linear Inequalities DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: OLS Regression and College Costs DESMOS: Linear Equations from Checking Word Problems DESMOS: Marbleslides: Exploring Exponentials DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Credit Dot Plots DESMOS: Growth Factor and Investments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Independent and Dependent Events DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Create a Histogram DESMOS: Complex Systems of Inequalities DESMOS: Card Sort: Sampling Methods DESMOS: Writing Equations in Standard Form DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Conditional Probability DESMOS: Comparing the Cost of Different Student Loans DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Polygraph: Guess the Distribution DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Chance Experiments DESMOS: Prize Wheel Puzzle DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Linear Equations in Standard Form DESMOS: Graphs of Piecewise Functions DESMOS: Future Value of a Periodic Investment DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Exponential Regression in Investing DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates