Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
In states that have their own standards, a state-specific alignment should be prioritized.
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

FINE PRINT: Checking Account Statement Do consumers send more money on Venmo or spend more money on Amazon? What's the average credit score needed to rent an apartment? INTERACTIVE: Compounding Cat Insanity INTERACTIVE: Online Bank Simulator Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" RESEARCH: Credit Protections PROJECT: Credit Protections - You Be the Teacher ANALYZE: Dollar Cost Averaging CALCULATE: The Math Behind Your Federal Taxes COMPARE: Which Repayment Option is Best? How much more likely is a business to launch if the founder creates a business plan? MOVE: What Determines Your Insurance Premium? PLAY: It Costs HOW Much? When the Mean is Nice COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary PLAY: Budget Frenzy! You Just Gotta Habit! Which savings strategy is most effective? CALCULATE: Impact of Credit Score on Loans MOVE: Credit Musical Chairs PLAY: Types of Car Insurance How much does a texting while driving ticket increase auto insurance premiums? PLAY: The Bean Game ANALYZE: Inequalities in Investing What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Professional Certifications What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package MOVE: Types of Employment PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Your Tax Dollar in Action What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: Return on Your College Investment INTERACTIVE: Living Paycheck to Paycheck MOVE: Inflation Over Time What source of funding is used most often to start new businesses? PLAY: Roll with the Market FINE PRINT: Schumer Box INTERACTIVE: Bummer! If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report MOVE: Let's Make a Mutual Fund What percent of students receive scholarships or grants for college? MOVE: Up and Down with Credit Scores CALCULATE: How Much House Can You Afford? INTERACTIVE: Invest with STAX!

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphs of Piecewise Functions AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Credit Dot Plots AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Create a Histogram AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential Growth in Circles AMPLIFY: Linear Equations in Standard Form AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: OLS Regression and College Costs AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Prize Wheel Puzzle AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Real World Linear Inequalities AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Chance Experiments AMPLIFY: Complex Systems of Inequalities AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Investing and Exponential Change AMPLIFY: Writing Equations in Standard Form AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Exponential Regression in Investing