Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

ANALYZE: A FAFSA Submission Summary CREATE: Personalized Productive Gap Year Plan MOVE: Let's Make a Mutual Fund What's the average credit score needed to rent an apartment? What are the top 3 types of products/services Gen Z is most likely to splurge on? ANALYZE: Dollar Cost Averaging What percent of new businesses are still operating after 10 years? PLAY: Budget Frenzy! Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: How Much House Can You Afford? PLAY: The Bean Game INTERACTIVE: Online Bank Simulator How much does a texting while driving ticket increase auto insurance premiums? PROJECT: Credit Protections - You Be the Teacher MOVE: Inflation Over Time CALCULATE: Return on Your College Investment MOVE: Types of Employment PLAY: Roll with the Market PLAY: Organize Budget Expenses ANALYZE: Inequalities in Investing MOVE: Credit Musical Chairs MOVE: What Determines Your Insurance Premium? CALCULATE: The Cost of Auto Loans ANALYZE: Household Debt and Credit Report COMPARE: Which Repayment Option is Best? Do consumers send more money on Venmo or spend more money on Amazon? COMPARE: Types of Savings Accounts FINE PRINT: Schumer Box FINE PRINT: Checking Account Statement What percent of Americans who have credit card debt won't be able to pay it off within a year? You Just Gotta Habit! PLAY: It Costs HOW Much? INTERACTIVE: Living Paycheck to Paycheck What source of funding is used most often to start new businesses? When the Mean is Nice CALCULATE: The Math Behind Your Federal Taxes How much more likely is a business to launch if the founder creates a business plan? What percent of students receive scholarships or grants for college? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? INTERACTIVE: Compounding Cat Insanity CALCULATE: Impact of Credit Score on Loans What is the average credit card debt held by Gen Z? FINE PRINT: Financial Aid Package Which savings strategy is most effective? RESEARCH: Credit Protections MOVE: Up and Down with Credit Scores PLAY: Types of Car Insurance INTERACTIVE: Bummer! RESEARCH: Professional Certifications MOVE: Your Tax Dollar in Action INTERACTIVE: Invest with STAX! CALCULATE: Debt Avalanche v. Debt Snowball

DESMOS ACTIVITIES

DESMOS: OLS Regression and College Costs DESMOS: Prize Wheel Puzzle DESMOS: Chance Experiments DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: College Sticker Price and ACT Scores DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Future Value of a Periodic Investment DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Create a Histogram DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Graphs of Piecewise Functions DESMOS: Marbleslides: Exploring Exponentials DESMOS: Complex Systems of Inequalities DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Card Sort: Four Views of a Function DESMOS: Growth Factor and Investments DESMOS: Growth of Savings vs Investments DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exponential Regression in Investing DESMOS: Point Collector: Lines DESMOS: Card Sort: Conditional Probability DESMOS: Exponential Growth in Circles DESMOS: Linear Equations in Standard Form DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Exploring State and Local Tax Rates DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Card Sort: Sampling Methods DESMOS: Credit Dot Plots DESMOS: Systems of Two Linear Equations DESMOS: Polygraph: Guess the Distribution DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Exponential vs Linear Patterns DESMOS: Writing Equations in Standard Form DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Card Sort: Linear Systems DESMOS: Writing Linear Equations and Checking DESMOS: Card Sort: Linear Equations in Standard Form