Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Amplify Classroom Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging INTERACTIVE: Compounding Cat Insanity CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Up and Down with Credit Scores When the Mean is Nice What percent of Americans with credit card debt have carried a balance for over 1 year? CALCULATE: How Much House Can You Afford? INTERACTIVE: Living Paycheck to Paycheck PLAY: It Costs HOW Much? What are the top 3 types of products/services Gen Z is most likely to splurge on? INTERACTIVE: Bummer! FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much does a texting while driving ticket increase auto insurance premiums? MOVE: What Determines Your Insurance Premium? What's the average credit score needed to rent an apartment? ANALYZE: Inequalities in Investing INTERACTIVE: Online Bank Simulator MOVE: Your Tax Dollar in Action CALCULATE: Return on Your College Investment What percent of students receive scholarships or grants for college? FINE PRINT: Checking Account Statement COMPARE: Types of Savings Accounts ANALYZE: A FAFSA Submission Summary What percent of new businesses are still operating after 10 years? PLAY: Types of Car Insurance MOVE: Credit Musical Chairs FINE PRINT: Financial Aid Package RESEARCH: Credit Protections PLAY: Budget Frenzy! MOVE: Types of Employment CALCULATE: The Cost of Auto Loans CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes What source of funding is used most often to start new businesses? PLAY: Roll with the Market COMPARE: Which Repayment Option is Best? PROJECT: Credit Protections - You Be the Teacher Do consumers send more money on Venmo or spend more money on Amazon? Which savings strategy is most effective? ANALYZE: Household Debt and Credit Report How much more likely is a business to launch if the founder creates a business plan? PLAY: The Bean Game MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? You Just Gotta Habit! RESEARCH: Professional Certifications PLAY: Organize Budget Expenses CREATE: Personalized Productive Gap Year Plan What is the average credit card debt held by Gen Z? MOVE: Inflation Over Time

AMPLIFY CLASSROOM ACTIVITIES

AMPLIFY: Systems of Two Linear Equations AMPLIFY: Card Sort: Sampling Methods AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Point Collector: Lines AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Linear Equations in Standard Form AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Growth Factor and Investments AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Growth Patterns AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Create a Histogram AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Real World Linear Inequalities AMPLIFY: Exponential Regression in Investing AMPLIFY: Chance Experiments AMPLIFY: Prize Wheel Puzzle AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Card Sort: Linear Systems AMPLIFY: OLS Regression and College Costs AMPLIFY: Credit Dot Plots AMPLIFY: Exponential Growth in Circles AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Investing and Exponential Change AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Exponential vs Linear Patterns AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Writing Equations in Standard Form