Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

INTERACTIVE: Invest with STAX! How much does a texting while driving ticket increase auto insurance premiums? What are the top 3 types of products/services Gen Z is most likely to splurge on? RESEARCH: Fair Credit Reporting Act CALCULATE: Return on Your College Investment When the Mean is Nice PLAY: Organize Budget Expenses INTERACTIVE: Compounding Cat Insanity What source of funding is used most often to start new businesses? FINE PRINT: Schumer Box Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" CALCULATE: The Cost of Auto Loans CREATE: Personalized Productive Gap Year Plan MOVE: What Determines Your Insurance Premium? PLAY: Roll with the Market CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes ANALYZE: Dollar Cost Averaging MOVE: Up and Down with Credit Scores What's the average credit score needed to rent an apartment? What percent of students receive scholarships or grants for college? FINE PRINT: Financial Aid Package MOVE: Credit Musical Chairs What is the average credit card debt held by Gen Z? MOVE: Types of Employment INTERACTIVE: Bummer! You Just Gotta Habit! CALCULATE: Debt Avalanche v. Debt Snowball PLAY: Types of Car Insurance COMPARE: Which Repayment Option is Best? PLAY: The Bean Game PLAY: It Costs HOW Much? ANALYZE: Household Debt and Credit Report INTERACTIVE: Living Paycheck to Paycheck RESEARCH: Credit Protections What percent of Americans who have credit card debt won't be able to pay it off within a year? ANALYZE: A FAFSA Submission Summary RESEARCH: Professional Certifications PLAY: Budget Frenzy! ANALYZE: Inequalities in Investing Which savings strategy is most effective? INTERACTIVE: Online Bank Simulator MOVE: Inflation Over Time If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? MOVE: Your Tax Dollar in Action How much more likely is a business to launch if the founder creates a business plan? CALCULATE: How Much House Can You Afford? COMPARE: Types of Savings Accounts Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement What percent of new businesses are still operating after 10 years?

DESMOS ACTIVITIES

DESMOS: Credit Dot Plots DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Card Sort: Conditional Probability DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: College Sticker Price and ACT Scores DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Exponential Regression in Investing DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Card Sort: Sampling Methods DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Prize Wheel Puzzle DESMOS: Complex Systems of Inequalities DESMOS: Writing Equations in Standard Form DESMOS: Exponential Growth in Circles DESMOS: Growth Factor and Investments DESMOS: Exploring State and Local Tax Rates DESMOS: Create a Histogram DESMOS: OLS Regression and College Costs DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations from Checking Word Problems DESMOS: Real World Linear Inequalities DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Marbleslides: Exploring Exponentials DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Card Sort: Linear Systems DESMOS: Polygraph: Guess the Distribution DESMOS: Linear Growth Patterns DESMOS: Comparing the Cost of Different Student Loans DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Chance Experiments DESMOS: Point Collector: Lines DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Four Views of a Function DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Card Sort: Independent and Dependent Events DESMOS: Writing and Graphing a System of Linear Equations DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Growth of Savings vs Investments DESMOS: Writing Linear Equations and Checking DESMOS: Exponential vs Linear Patterns DESMOS: Investing and Exponential Change DESMOS: Linear Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Comparing Funds Using Compound Annual Growth Rate